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HomeUmbrella Insurance AgentsOhio › Middletown

Find Umbrella Insurance Agents Near You in Middletown, OH

Browse umbrella insurance agents serving Middletown, Ohio. Updated 2026-07-14.

The top-rated umbrella insurance agent in Middletown, Ohio is Acceptance Insurance, rated 4.8 stars across 215 reviews. Other highly rated options include Crisp & Company Insurance, Moon & Adrion Insurance Agency, Inc., Michael Schanne - State Farm Insurance Agent. This directory lists 17 umbrella insurance agents serving Middletown.

Showing 17 umbrella insurance agents in Middletown, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acceptance Insurance4347 Roosevelt Blvd B(513) 798-7131
2Crisp & Company Insurance4496 Marie Dr(513) 433-3433
3Moon & Adrion Insurance Agency, Inc.180 N Breiel Blvd(513) 422-4504
4Michael Schanne - State Farm Insurance Agent1547 S Breiel Blvd(513) 424-1457
5Jason Nemeth - State Farm Insurance Agent1008 N University Blvd(513) 424-5388
6Tammy Mann: Allstate Insurance1081 N University Blvd Ste A(513) 423-5037
7Redding Ins110 N Breiel Blvd(513) 424-2005
8Maddox Insurance Agency, LLC3246 Dixie Hwy Suite 1(513) 424-0966
9Jeff Mundy - State Farm Insurance Agent300 S Breiel Blvd(513) 424-1102
10Phoenix Insurance Consultants1014 N University Blvd(513) 424-5305
AI
4347 Roosevelt Blvd B
Acceptance Insurance
Umbrella Insurance Agent · Middletown, OH

Acceptance Insurance provides umbrella liability insurance coverage in Middletown, Ohio, helping clients obtain extra protection beyond standard home or auto policies. It assists policyholders by reviewing existing coverage limits to determine appropriate supplemental liability plans. Ongoing service includes policy adjustments as personal assets or risk exposures change over time. The company services a variety of properties, including single-family homes, apartments, retail locations, and restaurants requiring higher liability limits for business operations.

CC
4496 Marie Dr
Crisp & Company Insurance
Umbrella Insurance Agent · Middletown, OH

Crisp & Company Insurance serves the Middletown, OH area as a local provider of umbrella insurance agency services. This agency helps homeowners and auto policyholders obtain excess liability coverage that steps in when underlying policy limits are exhausted. An umbrella policy offers crucial protection against costly lawsuits or large claims. The team works with area drivers and property owners to evaluate personal risk exposure. This agency handles both personal umbrella insurance policies and related liability gap analysis for residents in the community.

MA
180 N Breiel Blvd
Moon & Adrion Insurance Agency, Inc.
Umbrella Insurance Agent · Middletown, OH

Moon & Adrion Insurance Agency, Inc. offers protective umbrella insurance solutions for individuals and businesses in the Middletown, OH area. These policies provide additional liability coverage that activates when standard limits are exceeded, helping safeguard personal assets and future earnings. The agency assists clients in reviewing their current coverage levels and identifying appropriate policy limits to mitigate financial risk from unforeseen accidents or lawsuits. It serves a broad range of properties, including single-family homes, apartments, retail establishments, and restaurants.

MS
1547 S Breiel Blvd
Michael Schanne - State Farm Insurance Agent
Umbrella Insurance Agent · Middletown, OH

Michael Schanne - State Farm Insurance Agent serves homeowners, businesses, and property managers in Middletown, Ohio, and the surrounding area. The agency provides umbrella insurance to help clients secure additional liability coverage beyond their standard policies, protecting assets from unexpected claims or lawsuits. This extra layer of coverage can be crucial for those with rental properties or high-value assets. The agency also extends its services to nearby communities such as Monroe, providing residents with access to tailored risk management solutions.

JN
1008 N University Blvd
Jason Nemeth - State Farm Insurance Agent
Umbrella Insurance Agent · Middletown, OH

Serving Middletown, OH, and the surrounding communities, Jason Nemeth - State Farm Insurance Agent handles umbrella insurance coverage for area residents and businesses. This type of policy provides an extra layer of liability protection beyond standard home or auto policies, helping clients safeguard their assets against unexpected lawsuits. To ensure accurate evaluation of each client's exposure, the agent reviews existing insurance portfolios, assesses personal risk factors, and customizes coverage limits to fill any gaps a standard policy might leave.

TM
1081 N University Blvd Ste A
Tammy Mann: Allstate Insurance
Umbrella Insurance Agent · Middletown, OH

Tammy Mann: Allstate Insurance in Middletown, OH provides umbrella insurance options that differ between a single term policy for a defined period and a recurring annual package that automatically renews for continued protection. Umbrella coverage extends liability limits beyond standard home or auto policies, guarding against major claims or lawsuits. This local agent helps clients assess their assets and tailors additional layers of defense accordingly. Service can be arranged on a one-time basis for a specific quote or on an as-needed schedule for policy reviews or updates.

RI
110 N Breiel Blvd
Redding Ins
Umbrella Insurance Agent · Middletown, OH

As winter weather and spring storms frequently bring unexpected liabilities to homeowners and drivers in Middletown, local property owners seek reliable ways to protect their assets. Redding Ins provides umbrella insurance coverage that can help safeguard individuals from major claims that exceed underlying policy limits, offering added peace of mind against financial loss. Focusing on local needs, this agency guides clients through the unique liability exposures common throughout Butler County. An initial consultation typically begins with a review of existing policies and a discussion of personal risk factors.

MI
3246 Dixie Hwy Suite 1
Maddox Insurance Agency, LLC
Umbrella Insurance Agent · Middletown, OH

In Middletown, OH, Maddox Insurance Agency, LLC assists clients with securing umbrella insurance policies that extend additional liability coverage beyond standard home and auto limits. Its general work includes guiding customers through coverage options for broader financial protection. The company typically helps local residents and small business owners understand how umbrella insurance safeguards assets. During the winter months, it often addresses risks related to slip-and-fall incidents that may exceed underlying policy limits.

JM
300 S Breiel Blvd
Jeff Mundy - State Farm Insurance Agent
Umbrella Insurance Agent · Middletown, OH

Jeff Mundy’s agency offers personal liability protection to residents in the Middletown area. As an umbrella insurance agent, the company provides added coverage layers that extend beyond standard homeowners and auto policies. The agency works alongside clients to help shield assets from major claims or lawsuits. Its account services address the specific needs of local professionals and business owners. Commercial sectors commonly served include offices, warehouses, and food service operations.

PI
1014 N University Blvd
Phoenix Insurance Consultants
Umbrella Insurance Agent · Middletown, OH

Phoenix Insurance Consultants provides residential umbrella insurance coverage in Middletown, OH, supplementing homeowners and auto liability protection. The agency also offers commercial umbrella policies for local businesses facing higher risk exposure. Serving clients throughout the Middletown area, the firm evaluates individual coverage gaps to recommend appropriate liability limits beyond standard policies. Property owners and business operators seeking excess liability protection benefit from personalized consultation to ensure sufficient asset shielding. Between regularly scheduled policy reviews, the agency remains available for follow-up coverage adjustments and additional service requests.

MS
1051 Summit Dr
Micheal Smith Insurance Agency
Umbrella Insurance Agent · Middletown, OH
(513) 422-5570
michealsmithinsurance.com
JD
1820 1st Ave
John Dobrozsi Jr Insurance Agency Inc
Umbrella Insurance Agent · Middletown, OH
(513) 423-4696
dobrozsiinsurance.com
MI
36 S Breiel Blvd
Miller Insurance Inc
Umbrella Insurance Agent · Middletown, OH
(513) 422-3621
millerinsinc.com
IA
1061 N University Blvd
Insurance Associates
Umbrella Insurance Agent · Middletown, OH
(888) 423-2488
insuranceassociates.net
FI
995 Cincinnati Dayton Rd
Farmers Insurance - John Holmes
Umbrella Insurance Agent · Middletown, OH
(513) 818-1885
agents.farmers.com/oh/monroe/john-holmes
NL
1066 Summit Dr
Norris Leighton Hall Insurance Agency
Umbrella Insurance Agent · Middletown, OH
(513) 423-9455
NP
36 S Breiel Blvd
Nisbet Paul
Umbrella Insurance Agent · Middletown, OH
(513) 422-3621

What Does an a Umbrella Insurance Agent in Middletown Cost?

The cost of an umbrella insurance policy in Ohio typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits like 2 million or 5 million may cost 300 to 600 dollars annually. Your actual premium depends on factors such as the number of vehicles, property values, and driving record. This is general information and not insurance advice.

About umbrella insurance agents in Middletown

Umbrella insurance agents in Middletown Ohio help you secure additional liability coverage that goes beyond your auto or homeowners policy limits. This extra layer of protection is especially important in Ohio where state law requires minimum auto liability coverage of 25000 dollars per person and 50000 dollars per accident. An agent can review your assets and recommend an appropriate umbrella policy to safeguard your savings and future earnings.

Frequently Asked Questions

What does an umbrella insurance agent in Middletown do?

An umbrella insurance agent in Middletown helps you purchase a personal liability umbrella policy. This policy provides coverage above the limits of your primary home and auto insurance. The agent assesses your risk exposure and finds a policy that fits your needs.

How much umbrella coverage do I need in Ohio?

The amount of umbrella coverage you need depends on your total assets and income. Many Ohio agents recommend at least 1 million dollars in coverage. Your agent can calculate the right amount based on your home value, savings, and potential lawsuit risks.

Can I buy umbrella insurance from any agent in Ohio?

Yes you can buy umbrella insurance from a licensed property and casualty agent in Ohio. However not all agents offer umbrella policies so you should ask specifically about umbrella coverage. The agent will need to check your existing policies to ensure proper coordination.

Umbrella Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.