The top-rated umbrella insurance agent in Newark, Ohio is Lewis A. Clark Insurance Agency LLC, rated 5.0 stars across 1,006 reviews. Other highly rated options include Madison Collins Stephens Agency, Erin Curtis - State Farm Insurance Agent, Nader's Insurance. This directory lists 18 umbrella insurance agents serving Newark.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lewis A. Clark Insurance Agency LLC | 1474 N 21st St | (740) 345-7172 |
| 2 | Madison Collins Stephens Agency | 10 E Locust St | (740) 345-2000 |
| 3 | Erin Curtis - State Farm Insurance Agent | 1550 N 21st St | (740) 345-3276 |
| 4 | Nader's Insurance | 17 S 4th St | (740) 345-1278 |
| 5 | Williamson Insurance Service | 686 W Church St | (740) 344-9556 |
| 6 | Goosehead Insurance - Mikel Compston | 5 W Church St | (740) 901-0933 |
| 7 | Bennett Insurance Services | 275 S 21st St | (740) 587-7526 |
| 8 | Otto Insurance Group | 15 N 3rd St 4th Floor | (888) 688-6467 |
| 9 | Leavitt Group Midwest Insurance Agency | 303 N 21st St | (740) 345-9574 |
| 10 | Farmers Insurance - Jeffrey Anderson | 195 Union St suite f | (740) 345-0343 |
Lewis A. Clark Insurance Agency LLC serves the Newark, OH area and provides umbrella insurance agent services. This agency helps local clients acquire liability coverage that extends beyond the limits of standard auto, homeowners, or watercraft policies. Such coverage can offer additional financial protection in the event of a major claim or lawsuit. The company also assists residents with evaluating their existing liability limits to determine suitable umbrella policy amounts. Specifically, it handles excess personal liability coverage and claims-related guidance for Newark area policyholders.
Madison Collins Stephens Agency provides a range of umbrella insurance services for individuals and businesses in the Newark, OH area. It offers policies that extend liability coverage beyond the limits of standard homeowners, auto, or commercial policies, helping to protect against major claims and lawsuits. The agency assists clients in reviewing their existing coverage to determine appropriate additional protection. Its service plans include policy consultations and support with claims coordination. Madison Collins Stephens Agency serves homeowners, apartment complexes, retail stores, and restaurants.
Homeowners, businesses, and property managers in Newark, OH turn to Erin Curtis - State Farm Insurance Agent for tailored umbrella insurance coverage. This agency helps clients secure an extra layer of liability protection beyond standard policies, safeguarding assets against major claims or lawsuits. With a focus on personalized risk assessment, the agent assists customers in evaluating their exposure and selecting appropriate policy limits. The office also provides support for a variety of personal and commercial insurance needs. For clients residing or operating in nearby Granville, comprehensive services are similarly available.
Nader's Insurance provides umbrella insurance agent services to clients in Newark, Ohio, as well as throughout the surrounding Licking County communities. The agency handles personal umbrella liability policies, which offer extra coverage beyond standard home and auto insurance limits to protect assets and future earnings. It assesses each client's individual risk profile and liability exposure to recommend appropriate coverage levels. The agency takes a methodical approach by carefully reviewing existing policies to ensure seamless coordination and proper stacking of additional protection.
Williamson Insurance Service offers clients both one-time policy setup and ongoing adjustments for umbrella coverage tailored to evolving liability needs in Newark, OH. This insurance fills gaps beyond standard auto or homeowners policies, protecting assets from major claims or lawsuits. Policies respond after underlying limits are exhausted, a critical safeguard for local residents with property or savings. The company provides service strictly on an as-needed basis, accommodating requests for new quotes, policy revisions, or claims assistance without requiring a recurring schedule.
Goosehead Insurance - Mikel Compston provides tailored umbrella insurance coverage to clients in Newark, Ohio, offering an extra layer of liability protection beyond standard policies. The agency works to safeguard personal assets from major claims or lawsuits that exceed underlying home or auto policy limits. For homeowners or motorists facing potential claims from accidents on their property or on the road, this additional coverage becomes crucial during winter storms or heavy traffic seasons.
Bennett Insurance Services provides personal and commercial liability coverage to clients in the Newark area. Its key specialty involves offering umbrella insurance policies, which extend additional liability protection beyond the limits of standard home and auto policies. This added layer of coverage can prove essential in safeguarding assets against major claims or lawsuits. The company works with businesses operating in various commercial sectors, including professional offices, warehouses, and food service establishments.
The Otto Insurance Group provides umbrella insurance agency services to clients in Newark, Ohio. It specializes in offering additional liability coverage that extends beyond the limits of standard home or auto policies, helping to protect personal assets. The agency works with local residents to assess their exposure to large claims and to structure policies that address a broad range of risks. It assists customers in reviewing their coverage before the heavy snowfall or icy conditions typical of the Licking County winter season.
As spring storms bring heavy rain and hail across Licking County, homeowners and small businesses in Newark turn to Leavitt Group Midwest Insurance Agency for additional liability coverage. Umbrella insurance provides an extra layer of protection beyond standard policies, helping to guard assets against large claims or lawsuits. The agency works with local clients to evaluate individual risk levels and property exposures. A thorough review of existing policies and potential coverage gaps begins with an initial consultation and risk assessment at the Newark office.
Farmers Insurance - Jeffrey Anderson in Newark, OH provides residential umbrella insurance for homeowners seeking extra liability protection beyond standard policies. The agency also offers commercial umbrella coverage to area businesses, increasing limits for greater security against claims. Serving Newark and surrounding communities, the office delivers tailored advice to match each client’s specific risk exposure. Clients can expect thorough follow-up on any policy adjustments or questions, ensuring consistent support between regular coverage reviews that address evolving personal and business needs.
What Does an a Umbrella Insurance Agent in Newark Cost?
In Ohio, a typical umbrella insurance policy for one million dollars in coverage costs between 150 and 300 dollars per year. Additional million-dollar increments may add 50 to 100 dollars each. Factors like multiple vehicles, teenage drivers, or a swimming pool can raise the premium. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
About umbrella insurance agents in Newark
An umbrella insurance agent in Newark, Ohio can help you secure extra liability coverage beyond your standard auto or homeowners policy. Ohio law does not require umbrella insurance, but it can protect your savings and future earnings from large claims. Local agents understand the specific risks for Licking County residents, such as accidents on rural roads or incidents involving recreational vehicles.
Frequently Asked Questions
What does an umbrella insurance agent in Newark do?
An umbrella insurance agent helps you purchase a personal liability policy that kicks in after your underlying auto or home insurance limits are exhausted. They assess your assets and risk exposure to recommend an appropriate coverage amount. In Ohio, umbrella policies typically start at one million dollars in coverage.
How much umbrella insurance do I need in Newark Ohio?
The amount depends on your total net worth, future income potential, and lifestyle risks. Many agents suggest coverage equal to or greater than your net worth. Ohio courts can award damages that exceed standard policy limits, so extra protection is common for homeowners, business owners, and those with rental properties.
Is umbrella insurance expensive in Ohio?
Umbrella insurance in Ohio is generally affordable, often costing between 150 and 300 dollars per year for one million dollars in coverage. Premiums vary based on your driving record, number of properties, and claims history. An agent can provide a specific quote for your Newark situation.
Umbrella Insurance Agents in Other Ohio Cities
Akron · Amelia · Beavercreek · Bowling Green · Brunswick · Canton · Centerville · Cincinnati · Cleveland · Columbus · Cuyahoga Falls · Dayton · Delaware · Dublin · Elyria