The top-rated umbrella insurance agent in North Olmsted, Ohio is HealthMarkets Insurance - Michael Felice, rated 5.0 stars across 496 reviews. Other highly rated options include Robbie Anderson - State Farm Insurance Agent, Sedmack Insurance and Financial Services, Dover Insurance Agency. This directory lists 12 umbrella insurance agents serving North Olmsted.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | HealthMarkets Insurance - Michael Felice | 4679 Great Northern Blvd | (440) 378-4210 |
| 2 | Robbie Anderson - State Farm Insurance Agent | 25069 Lorain Rd | (440) 779-6950 |
| 3 | Sedmack Insurance and Financial Services | 31469 Lorain Rd Unit 102 | (440) 777-7744 |
| 4 | Dover Insurance Agency | 4858 Dover Center Rd | (440) 756-5636 |
| 5 | Matt Darnell American Family Insurance | 26777 Lorain Rd UNIT 321 | (440) 777-5887 |
| 6 | Reflex Insurance LLC | 26315 Brookpark Rd | (440) 201-4959 |
| 7 | Nationwide Insurance: Kelly Insurance Group Inc. Agency | 23615 Lorain Rd | (440) 777-3000 |
| 8 | AAA North Olmsted | 4701 Great Northern Blvd | (440) 588-5445 |
| 9 | Walid Jammal Insurance Agency | 4858 Dover Center Rd | (440) 716-1460 |
| 10 | EZ2Insure, LLC | 4607 Great Northern Blvd | (440) 882-3760 |
HealthMarkets Insurance - Michael Felice serves the Cuyahoga County region, including North Olmsted and surrounding communities, as an umbrella insurance agent. The agency works with individuals to secure additional liability coverage that extends beyond the limits of standard home and auto policies. Umbrella insurance helps protect personal assets from major claims or lawsuits that might otherwise exceed primary coverage. The agency handles umbrella insurance applications and provides guidance on appropriate coverage levels for local homeowners and drivers.
Robbie Anderson - State Farm Insurance Agent in North Olmsted, OH, provides umbrella insurance coverage that extends liability protection beyond standard homeowners and auto policies. Their service plans include regular policy reviews to help ensure appropriate coverage limits are maintained as assets and risks change over time. They also assist clients in understanding how an umbrella policy can protect against major claims and lawsuits. The agency services single-family homes, apartments, retail properties, and local restaurants.
Homeowners, businesses, and property managers in North Olmsted, OH, turn to Sedmack Insurance and Financial Services for umbrella insurance agent expertise. This type of coverage provides essential extra liability protection above standard policy limits, helping safeguard assets and future income. The agency assists clients in understanding how umbrella policies integrate with home and auto insurance. Its services extend throughout the broader Cuyahoga County market and include nearby communities like Westlake.
Dover Insurance Agency serves North Olmsted, OH, and the surrounding communities, handling umbrella insurance policies for local residents and businesses. This type of coverage provides additional liability protection beyond standard auto or homeowners policies. The agency helps clients evaluate their personal asset exposure and risk factors to determine appropriate coverage limits. For each typical job, the agent begins by reviewing existing primary policies to ensure proper integration with the new umbrella plan.
Matt Darnell American Family Insurance in North Olmsted, OH provides umbrella insurance agents who distinguish between one-time policy reviews and recurring service options for long-term liability protection. Their coverage extends beyond standard home and auto policies to safeguard assets from major claims and lawsuits. Clients may arrange for a single consultation to assess their needs or opt for regular policy adjustments as circumstances change. This service operates on both a scheduled and an as-needed basis to accommodate varying client requirements.
Reflex Insurance LLC offers specialized assistance with umbrella insurance policies, providing extra liability coverage that extends beyond the limits of standard homeowners or auto insurance. As an umbrella insurance agent in North Olmsted, OH, the company serves clients seeking broader protection in their personal financial planning. The team helps residents understand how an umbrella policy can safeguard assets in our region. This guidance proves especially valuable when preparing for winter liability risks, such as injuries from icy walkways on residential or commercial properties.
As the winter months bring snow and ice to North Olmsted, slip-and-fall liability risks rise for homeowners and small businesses. Nationwide Insurance: Kelly Insurance Group Inc. Agency helps local clients select umbrella coverage that extends protection beyond standard policy limits. Working with insurers that serve the broader Cleveland area, the agency evaluates each client’s unique asset profile and recreational hobbies. A phone consultation or brief in-person meeting typically serves as the initial assessment to review existing policies and identify exposure gaps.
AAA North Olmsted provides personal and commercial umbrella insurance coverage to clients in the North Olmsted area. This agent helps policyholders secure additional liability protection beyond the limits of their underlying policies, such as auto or homeowners insurance. Umbrella coverage can offer crucial financial safeguards against major claims and lawsuits. For businesses, this agent assists with extended liability policies that protect assets and future earnings. Its commercial umbrella insurance services are available for offices, warehouses, and food service operations.
Walid Jammal Insurance Agency serves residential clients in North Olmsted by arranging umbrella liability coverage that extends beyond standard homeowners and auto policies. For commercial accounts, the agency also provides supplemental coverage to protect business assets from major liability claims. This firm assists property owners throughout the broader region, ensuring their personal and professional liability exposures are properly addressed. While independent agents can help clients review their existing coverage, between regular visits this agency follows up to update policies after significant life or business changes.
EZ2Insure, LLC, in North Olmsted, OH, is known for its focus on umbrella insurance coverage that extends liability protection beyond standard home and auto policies. The agency serves local residents and businesses by helping them secure higher limits against costly lawsuits and claims. Its service range includes assessing individual risk exposure and matching clients with appropriate personal liability plans. Additionally, this agency can add specialty umbrella coverage for landlords who need extra protection on rental properties.
What Does an a Umbrella Insurance Agent in North Olmsted Cost?
The cost of umbrella insurance in Ohio typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums vary based on your risk factors such as number of vehicles property value and driving record. An agent in North Olmsted can provide a personalized quote. This is general information and not insurance advice.
About umbrella insurance agents in North Olmsted
Umbrella insurance provides an extra layer of liability protection above your auto and homeowners policies. In North Olmsted Ohio this coverage can help safeguard your savings and future earnings from large claims or lawsuits. Ohio law does not require umbrella insurance but it is a smart option for residents with significant assets or higher risk profiles.
Frequently Asked Questions
What does an umbrella insurance agent in North Olmsted do?
An umbrella insurance agent helps you assess your personal liability risks and find a policy that extends coverage limits. They explain how umbrella insurance works with your existing auto and home policies. The agent can also advise on coverage amounts based on your assets and Ohio legal environment.
How much umbrella insurance do I need in Ohio?
Most Ohio residents start with 1 million dollars in umbrella coverage. Your agent will consider your net worth income and potential lawsuit risks to recommend an amount. Higher limits like 2 or 5 million dollars are available for those with substantial assets.
Is umbrella insurance required by law in North Olmsted Ohio?
No umbrella insurance is not required by Ohio state law or local ordinances. However it is strongly recommended if you own a home have a swimming pool or engage in activities that increase your liability risk. An agent can help you decide if this coverage fits your situation.
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