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Directory of umbrella insurance agents in Westerville, Ohio. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Westerville, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 20 umbrella insurance agents in Westerville, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
140 Commerce Park Dr suite c, Westerville, OH 43082
(614) 818-9467
stolly.com
Otto Insurance Group
5855 Chandler Ct, Westerville, OH 43082
(614) 964-2303
otto-ins.com
McGuire Insurance Group- Nationwide Insurance
435 Lazelle Rd, Westerville, OH 43081
(614) 888-9494
agency.nationwide.com
Fetchero Insurance
107 E College Ave # 202, Westerville, OH 43081
(614) 891-9311
fetcheroinsurance.com
Associated Insurance Agency
925 N State St Suite 200, Westerville, OH 43082
(380) 208-0231
associated-ins.com
Sara Smucker American Family Insurance
918 Eastwind Dr, Westerville, OH 43081
(614) 890-5005
amfam.com
Outcalt Kerns Insurance, LLC
1001 Eastwind Dr #108, Westerville, OH 43081
(614) 890-0383
okinsa.net
Wichert Insurance
5991 Chandler Ct suite a, Westerville, OH 43082
(614) 794-4820
wichert.com
Proficiency Insurance Ohio
220 W Schrock Rd, Westerville, OH 43081
(614) 392-8317
National United Insurance CO
5969 S Sunbury Rd, Westerville, OH 43081
(614) 392-8328
J A Lewis Agency
3 E College Ave, Westerville, OH 43081
(614) 794-1012
erieinsurance.com
Protection Insurance Agency
670 Meridian Way Suite 185, Westerville, OH 43082
(740) 803-8960
thinkprotectionfirst.com
Winkel Insurance, Inc.
6734 Bethany Dr, Westerville, OH 43081
(614) 805-9465
winkelinsurance.com
Umbrella insurance agents in Westerville Ohio help you add an extra layer of liability coverage beyond your auto or homeowners policy. Ohio law requires minimum liability limits for auto insurance but does not mandate umbrella coverage. An agent can explain how an umbrella policy can protect your assets from large claims or lawsuits.
What Does a Umbrella Insurance Agent in Westerville Cost?
In Ohio, a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. A 2 million dollar policy may cost 250 to 500 dollars annually. Costs vary based on your driving record, home risks, and the number of properties you own. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Westerville do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your primary insurance limits. They review your existing auto and home policies to recommend an appropriate coverage amount.
Does Ohio law require umbrella insurance?
No, Ohio law does not require umbrella insurance. However, Ohio courts allow large liability judgments, so an umbrella policy can provide important extra protection for your savings and future earnings.
How much umbrella coverage do I need in Westerville Ohio?
Most agents recommend at least 1 million dollars in umbrella coverage. The right amount depends on your assets, income, and risk factors such as owning a pool or having teenage drivers.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.