The top-rated umbrella insurance agent in Youngstown, Ohio is Uptown Insurance Agency, rated 4.8 stars across 131 reviews. Other highly rated options include Mang Family Insurance, LLC, Gaetano & All Drivers Insurance Agency, AAA Youngstown Insurance and Member Services. This directory lists 16 umbrella insurance agents serving Youngstown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Uptown Insurance Agency | 5405 Market St | (330) 782-1199 |
| 2 | Mang Family Insurance, LLC | 1570 S Canfield-Niles Rd Suite B101 | (330) 953-2990 |
| 3 | Gaetano & All Drivers Insurance Agency | 4489 Market St | (330) 788-7283 |
| 4 | AAA Youngstown Insurance and Member Services | 1275 Boardman-Canfield Rd | (330) 726-9083 |
| 5 | Suburban Insurance Agency | 1416 S Raccoon Rd | (330) 799-9739 |
| 6 | Top Quality Insurance Youngstown | 4521 Market St | (220) 203-0927 |
| 7 | Prime Insurance Youngstown | 4055 Belmont Ave | (330) 227-4964 |
| 8 | Goulish-Kosco Insurance | 7617 Market St | (330) 758-8700 |
| 9 | Better Insurance Youngstown | 201 Beachwood Dr | (330) 510-4901 |
| 10 | Governor Insurance Agency, A Division of World | 4610 Market St | (330) 539-9999 |
Uptown Insurance Agency serves homeowners and drivers in Youngstown, OH, as a local umbrella insurance agent. Umbrella insurance provides an extra layer of liability coverage that extends beyond the limits of standard auto, home, or watercraft policies. This specialized protection helps safeguard personal assets in the event of a major lawsuit or accident. The agency assists clients in evaluating their existing coverage to determine appropriate policy limits. It handles personal and commercial umbrella insurance plans in the Youngstown area.
Mang Family Insurance, LLC serves the city of Youngstown, Ohio, and its surrounding communities. It handles umbrella insurance policies, which provide an extra layer of liability coverage beyond standard home and auto limits. These policies are designed to protect clients from major claims and lawsuits. To determine each client’s specific risk exposure, the company reviews personal assets and existing coverage. Taking a thorough assessment approach for a typical job, it customizes each policy to address identified gaps in liability protection.
Gaetano & All Drivers Insurance Agency provides umbrella liability insurance to clients throughout Youngstown, Ohio, extending extra coverage beyond standard policies. Its service plans focus on offering higher policy limits that help protect assets from major claims or lawsuits. The agency works closely with each client to understand their specific needs and adjust coverage amounts accordingly. Typical properties serviced by such an agent include single-family homes, apartments, retail spaces, and restaurants.
AAA Youngstown Insurance and Member Services provides umbrella insurance to homeowners, businesses, and property managers in Youngstown, Ohio. Umbrella policies offer an extra layer of liability protection beyond standard coverage limits. This service helps safeguard assets from major claims or lawsuits that might otherwise cause significant financial loss. The agency works with clients to assess their unique risk exposure and select appropriate coverage amounts. Its team is available to review existing policies and recommend adjustments. The company also serves clients in Boardman and other nearby communities throughout the Mahoning Valley.
Suburban Insurance Agency in Youngstown, OH, offers umbrella coverage either as a standalone one-time policy or as an add-on to existing plans, providing contingency limits beyond standard home and auto policies. Their service operates strictly on an as-needed basis, with no scheduled appointments or recurring premium requirements unless a policy is active. Clients secure extra protection for liability claims, including legal fees, only when explicitly requesting new coverage or updating existing policies upon a significant life event.
In the unpredictable weather of Youngstown, unexpected liability from a dog bite or a slip on an icy sidewalk can exceed standard policy limits. Top Quality Insurance Youngstown helps local homeowners and drivers connect with umbrella insurance that provides an extra layer of financial protection beyond typical auto and home coverage. An agent reviews existing policies to identify gaps in personal liability coverage. This straightforward process begins with a no-obligation assessment of your current insurance needs to determine the ideal amount of additional protection.
Prime Insurance Youngstown offers general liability coverage that extends beyond standard business policies. It specializes in umbrella insurance, providing added protection against catastrophic claims and large settlements. This supplementary coverage helps safeguard assets when underlying policy limits are exhausted. The agency serves a variety of commercial operations in the Youngstown, OH area, including offices, warehouses, and food service establishments.
Goulish-Kosco Insurance assists homeowners in Youngstown with residential umbrella policies, offering extended liability protection above standard coverage limits. Commercial clients also receive tailored risk solutions for business operations throughout the Mahoning Valley area. Their experienced team evaluates individual exposures to recommend appropriate levels of additional coverage. Policyholders often return between regular insurance reviews, adjusting umbrella limits as personal or business assets change with time and market conditions.
Better Insurance Youngstown is known for providing comprehensive umbrella insurance solutions tailored to local homeowners and auto policyholders. Serving the Youngstown, OH area, the agency helps clients secure additional liability coverage beyond standard policy limits for greater financial protection. Agents assess individual risk profiles and simplify the process of increasing coverage for property damage, personal injury lawsuits, or rental property incidents. The company also specializes in coordinating excess liability policies that safeguard personal assets from unforeseen legal claims, ensuring policyholders maintain long-term security.
Governor Insurance Agency, A Division of World in Youngstown, OH specializes in umbrella insurance agent services, providing supplemental liability coverage that extends beyond the limits of standard auto and homeowners policies. The agency helps local residents protect their assets against major claims and lawsuits. As the seasons shift, especially with winter ice and snow increasing slip-and-fall risks, this extra protection offers crucial peace of mind against unforeseen costly incidents.
What Does an a Umbrella Insurance Agent in Youngstown Cost?
In Ohio umbrella insurance typically costs between 150 and 300 dollars per year for one million dollars in coverage. Adding another million may cost 50 to 100 dollars more annually. Your exact premium depends on your risk factors number of properties and driving record. This is general information not insurance advice.
About umbrella insurance agents in Youngstown
Umbrella insurance provides extra liability coverage beyond your auto or homeowners policy. In Youngstown Ohio agents can help you secure this protection to guard against large claims or lawsuits. Ohio law does not require umbrella insurance but it can be valuable for homeowners and drivers with significant assets.
Frequently Asked Questions
What does umbrella insurance cover in Youngstown Ohio?
Umbrella insurance covers liability claims that exceed your underlying policy limits. It can also cover certain claims not included in your base policies like false arrest or slander. In Ohio this extra layer helps protect your savings and future income from a major lawsuit.
How much umbrella insurance do I need in Ohio?
Most agents recommend at least one million dollars in umbrella coverage. Your specific needs depend on your assets income and risk exposure. Ohio courts can award large judgments so higher limits may be wise for those with substantial wealth.
Can I get umbrella insurance if I have a rental property in Youngstown?
Yes many Ohio landlords add umbrella insurance to cover liability from tenants or visitors. The policy extends over your landlord insurance and provides extra protection. You typically need a certain amount of underlying liability coverage on the rental property first.
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