The top-rated umbrella insurance agent in Erie, Pennsylvania is Cronk Insurance Inc., rated 5.0 stars across 433 reviews. Other highly rated options include Erie Insurance: Corporate Headquarters, Sitter Insurance, LLC, Historic Square Agency LLC. This directory lists 25 umbrella insurance agents serving Erie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cronk Insurance Inc. | 3838 W 12th St | (814) 456-7501 |
| 2 | Erie Insurance: Corporate Headquarters | 100 Erie Insurance Pl | (814) 870-2000 |
| 3 | Sitter Insurance, LLC | 4267 W Ridge Rd | (814) 835-3889 |
| 4 | Historic Square Agency LLC | 3731 W 26th St | (814) 835-3743 |
| 5 | Bort Insurance Services | 1460 W 38th St | (814) 868-3400 |
| 6 | Northshore Insurance Agency, LLC | 2340 W Grandview Blvd #3 | (814) 838-8310 |
| 7 | Great Lakes Insurance Services Group LLC | 1128 State St | (814) 456-0498 |
| 8 | Mark Bruns Agency | 4420 Peach St | (814) 866-8671 |
| 9 | Hilling-Pfeffer Insurance | 332 Holland St | (814) 870-3109 |
| 10 | Loesel-Schaaf Insurance Agency | 3537 W 12th St | (814) 833-5433 |
Cronk Insurance Inc. in Erie, PA, provides umbrella insurance policies designed to extend liability coverage beyond standard home, auto, or watercraft limits. Its service plans focus on assessing a client’s existing risk exposure to recommend appropriate excess liability limits that protect personal assets. Maintenance of these policies includes periodic coverage reviews to adjust limits as life circumstances or property values change. Annual policy examinations ensure alignment with basic regional liability requirements. The agency services a range of local properties, including single-family homes, multifamily apartment buildings, retail establishments, and restaurants.
Erie Insurance, serving Erie County, Pennsylvania, provides umbrella insurance agent services for local residents and businesses needing extra liability protection. This agency connects clients with policies that extend coverage beyond standard auto and homeowners limits. Umbrella insurance helps safeguard personal assets when a costly lawsuit or accident arises. The agents assist Erie clients in assessing their exposure and selecting appropriate coverage amounts. These professionals manage policy renewals and claims support, ensuring comprehensive liability solutions for the community. Example services include supplemental liability coverage for homeowners and excess auto protection.
Sitter Insurance, LLC in Erie, PA serves homeowners, businesses, and property managers needing umbrella liability insurance. This coverage provides an extra layer of financial protection beyond standard policies, defending assets against major claims or lawsuits. The agency works closely with clients to help them understand their liability exposure and secure appropriate limits. In addition to serving clients throughout Erie, Sitter Insurance, LLC also offers its services to residents and business owners in the neighboring community of Millcreek Township.
Historic Square Agency LLC serves Erie, Pennsylvania, and the surrounding communities in northwestern Pennsylvania. It handles umbrella insurance policies that provide additional liability coverage beyond standard home and auto policies. The agency works to protect clients from large claims that could otherwise exceed their primary insurance limits. For a typical job, it analyzes a client's existing coverage and identifies potential gaps, then recommends an appropriate liability limit to help secure extra financial protection against unexpected lawsuits or major accidents.
Bort Insurance Services in Erie, Pennsylvania, offers umbrella insurance policies for clients seeking either a one-time liability policy tailored to a specific asset or a recurring annual policy for ongoing, comprehensive personal liability protection beyond standard homeowners and auto coverage. This area carries a significant risk of costly lawsuits from accidents on residential property or auto collisions, making excess liability coverage an essential safeguard. The agent provides service on an as-needed basis for initial consultations, policy adjustments, or claim questions.
Northshore Insurance Agency, LLC in Erie, PA specializes in umbrella liability insurance services, offering extended coverage beyond standard auto and homeowners policies. The agency helps clients protect assets and guard against major claims or lawsuits by providing an additional layer of financial security. Serving the local Erie community, it addresses both routine coverage needs and larger liability risks. Its agents assist with policies that protect against unexpected costs, particularly during icy winter months when slip-and-fall incidents become more common.
Great Lakes Insurance Services Group LLC works with clients to secure general business coverage, including property and liability protection. The agency specializes in umbrella insurance, which adds a higher layer of coverage beyond standard business policies. This extra protection helps manage large claims that might exceed base limits. Among the commercial sectors it can serve are offices, retail spaces, warehouses, and food service operations.
Mark Bruns Agency in Erie, PA is known as a local provider of umbrella insurance policies. The agency offers personal umbrella coverage that extends liability protection beyond standard auto and homeowners policies. This service helps clients safeguard their assets against major claims and lawsuits. Umbrella policies from this Erie agent also cover incidents like libel and slander. The agency can add a specialty service for landlords seeking additional liability protection on rental properties.
After a harsh Erie winter leaves driveways cracked or spring thaw reveals hidden drainage issues, locals often seek added security against liability beyond car or home policies. Hilling-Pfeffer Insurance serves as an umbrella insurance agent, helping clients bridge those coverage gaps with an extra layer of protection. They offer tailored policy reviews to determine appropriate limits for property owners worried about incidents on their land. Every consultation begins with a walk-through of existing coverages to identify vulnerabilities before recommending an umbrella plan.
What Does an a Umbrella Insurance Agent in Erie Cost?
Typical costs for a 1 million dollar umbrella insurance policy in Pennsylvania range from 150 to 300 dollars per year. Higher coverage amounts like 2 million dollars may cost 250 to 500 dollars annually. Actual premiums depend on your personal risk profile including your home value and number of vehicles. This is general information and not insurance advice.
About umbrella insurance agents in Erie
An umbrella insurance agent in Erie Pennsylvania can help you secure extra liability coverage beyond your standard auto or homeowners policy. Pennsylvania law does not require umbrella insurance but it can protect your assets from large claims or lawsuits. Local agents understand the specific risks for Erie residents including lake effect weather and regional liability trends.
Frequently Asked Questions
What does umbrella insurance cover in Pennsylvania?
Umbrella insurance provides additional liability coverage above your auto or home policy limits. In Pennsylvania it can cover legal defense costs and judgments for incidents like dog bites or car accidents. It does not cover your own property or intentional acts.
How much umbrella insurance do I need in Erie?
Most Pennsylvania agents recommend at least 1 million dollars in umbrella coverage. Your specific need depends on your assets and risk factors like a swimming pool or rental property. An agent can help you evaluate your personal situation.
Can I get umbrella insurance if I have a poor driving record in Pennsylvania?
Yes but your premium may be higher. Pennsylvania insurers consider your driving history and claims record when pricing umbrella policies. Some carriers may require you to have a clean record for the past three to five years.
Umbrella Insurance Agents in Other Pennsylvania Cities
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