The top-rated umbrella insurance agent in Huntingdon Valley, Pennsylvania is Farmers Insurance - Irina Melikova, rated 5.0 stars across 231 reviews. Other highly rated options include Goebel Insurance Agency, Inc., Gannon Risk Group, Irine Mumladze Insurance Agency. This directory lists 10 umbrella insurance agents serving Huntingdon Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Irina Melikova | 2811 Philmont Ave | (215) 792-3324 |
| 2 | Goebel Insurance Agency, Inc. | 2531 Huntingdon Pike Unit 3 | (215) 465-9311 |
| 3 | Gannon Risk Group | 2040 County Line Rd | (215) 396-9000 |
| 4 | Irine Mumladze Insurance Agency | 67 Buck Rd Suite 100 | (215) 500-5654 |
| 5 | Insurance Direct | 2445 Huntingdon Pike | (267) 587-5990 |
| 6 | Honest Insurance Services LLC | 1051 County Line Rd Suite 99 | (215) 354-1600 |
| 7 | Advantage Direct Insurance | 2655 Philmont Ave # 201 | (215) 669-3555 |
| 8 | Selsky Agency | 167 Manor Rd | (215) 947-3513 |
| 9 | Huntingdon Insurance Group | 67 Buck Rd Suite B 51 | (215) 942-0616 |
| 10 | Royal Notary & Insurance | 1802 Pine Rd | (267) 789-4905 |
Farmers Insurance - Irina Melikova serves the Huntingdon Valley area of Montgomery County, Pennsylvania, as an umbrella insurance agent. This type of coverage adds an extra layer of liability protection above standard home and auto policies. Clients in the region benefit from having a local representative who can explain how umbrella insurance safeguards assets from major claims. The agency assists with personal liability policies to cover incidents such as property damage or injuries occurring away from the home. It also helps customers coordinate umbrella insurance with their existing homeowners and automobile insurance coverages.
Goebel Insurance Agency, Inc. in Huntingdon Valley provides personal and commercial umbrella insurance coverage, offering an added layer of liability protection beyond standard policy limits. Its service approach includes assisting clients in assessing their current coverage needs and providing ongoing policy reviews to maintain adequate protection as circumstances change. The agency helps safeguard single‑family homes, apartment buildings, retail establishments, and restaurants against significant liability claims.
Gannon Risk Group serves homeowners, businesses, and property managers in Huntingdon Valley, Pennsylvania, by assisting them with umbrella insurance policies. These agents help clients secure additional liability coverage that extends beyond the limits of standard home or auto policies, offering greater financial protection. The firm specializes in evaluating individual risk exposures to recommend appropriate coverage levels. Gannon Risk Group also provides its services to clients throughout the greater Philadelphia metro area, including nearby communities like Abington.
Serving Huntingdon Valley, Pennsylvania, and the surrounding communities, Irine Mumladze Insurance Agency provides umbrella insurance policies that offer extra liability coverage beyond standard home and auto limits. It handles claims that can exceed the base policy amounts, including incidents such as severe accidents or property damage on the client’s premises. To determine the correct coverage level, the agency typically evaluates each client’s personal assets and potential exposure before recommending a liability limit for their specific situation.
For a single umbrella liability policy, the one-time setup includes reviewing existing home and auto coverage to attach the extra limit, while a recurring service option involves annual policy reviews to adjust the layer as new assets are acquired. Insurance Direct in Huntingdon Valley, PA, provides umbrella coverage that extends personal liability protection beyond the standard underlying policy limits, safeguarding against large claims or lawsuits. This service runs on either a one-time basis for a new policy or an as-needed schedule for policy updates and claims support.
Honest Insurance Services LLC provides personalized umbrella insurance coverage for residents in Huntingdon Valley, PA. The company helps clients secure extended liability protection that goes beyond standard home and auto policies. As a local agency, it offers guidance on assessing personal risk exposure and structuring appropriate policy limits. Unlike basic coverage, this additional layer can protect assets from large lawsuits or accident claims. The firm also assists homeowners as they prepare their coverage before hosting seasonal gatherings, such as holiday parties or summer barbecues, to ensure proper liability safeguarding.
When winter storms or seasonal rains bring flood risks across Huntingdon Valley, securing sufficient liability coverage becomes a priority for many homeowners and small businesses. Advantage Direct Insurance provides umbrella insurance policies that add an extra layer of protection beyond standard auto or homeowners limits. This additional coverage helps safeguard local assets and future earnings against costly lawsuits or major claims. To begin, a straightforward inspection of current policies and property details is scheduled to determine the appropriate level of supplemental coverage needed.
Selsky Agency provides personal and commercial insurance services in Huntingdon Valley, Pennsylvania. As a specialty add-on, it offers umbrella insurance coverage, which extends liability protection beyond standard policy limits for qualifying homeowners, auto, and business clients. This additional layer of security is essential for safeguarding assets against major claims. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service operations requiring broader liability risk management.
Huntingdon Insurance Group in Huntingdon Valley, PA, handles residential umbrella insurance needs, providing a layer of liability coverage beyond standard homeowners policies. Commercial umbrella policies are also available for businesses seeking additional protection in the area. Clients receive professional guidance on policy limits and coverage gaps during initial service interactions. The agency remains accessible for policy adjustments and questions between regular renewal visits, ensuring clients’ coverage evolves alongside their changing personal and commercial liability exposures.
Royal Notary & Insurance, based in Huntingdon Valley, PA, is an umbrella insurance agent known for offering supplemental liability coverage that extends beyond standard policy limits. Its service range includes protecting clients from major claims and lawsuits, ensuring assets are shielded when primary insurance is exhausted. Operating in the Pennsylvania area, the agency helps homeowners and drivers manage financial risk by adding an extra layer of security. As a specialty service, it can also bundle personal umbrella policies with existing home or auto insurance plans for a streamlined coverage package.
What Does an a Umbrella Insurance Agent in Huntingdon Valley Cost?
The cost of umbrella insurance in Pennsylvania typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Costs vary based on your personal risk factors, number of properties, and driving record. This is general information and not insurance advice.
About umbrella insurance agents in Huntingdon Valley
Umbrella insurance agents in Huntingdon Valley, Pennsylvania help you secure additional liability coverage beyond your auto and homeowners policies. Pennsylvania law does not require umbrella insurance, but it can protect your assets from large claims. Local agents can explain how this coverage works with your existing policies.
Frequently Asked Questions
What does an umbrella insurance agent in Huntingdon Valley do?
An umbrella insurance agent helps you buy a policy that provides extra liability coverage above your auto and home insurance limits. They review your current policies and recommend a coverage amount that fits your needs.
How much umbrella insurance do I need in Pennsylvania?
Most agents suggest at least 1 million dollars in umbrella coverage. Your specific need depends on your assets, income, and risk factors. An agent can help you calculate the right amount.
Does Pennsylvania law affect umbrella insurance coverage?
Yes, Pennsylvania has a two-year statute of limitations for personal injury lawsuits. This means you could face claims for up to two years after an incident. Umbrella insurance helps cover legal costs and settlements within that time frame.
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