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Find Umbrella Insurance Agents Near You in Lancaster, PA

Browse umbrella insurance agents serving Lancaster, Pennsylvania. Updated 2026-07-14.

The top-rated umbrella insurance agent in Lancaster, Pennsylvania is HomeSale Insurance Services, rated 5.0 stars across 456 reviews. Other highly rated options include Bagnall Shaw Insurance, Forbes Insurance Agency - Geico & Erie Insurance, Susquehanna Insurance. This directory lists 27 umbrella insurance agents serving Lancaster.

Showing 27 umbrella insurance agents in Lancaster, PAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1HomeSale Insurance Services215 S Centerville Rd Ste B(800) 425-5130
2Bagnall Shaw Insurance401 W Orange St(717) 431-8383
3Forbes Insurance Agency - Geico & Erie Insurance1729 Lititz Pike(717) 290-7290
4Susquehanna Insurance650 Delp Rd(717) 290-7780
5Gebhard Insurance LLC90 Willow Valley Square(717) 930-2085
6Eagle One Insurance Agency2173 Embassy Dr
7Element | Insurance Agency - Lancaster617B N Prince St #200(717) 397-4729
8Acceptance Insurance454 N Prince St(717) 356-3320
9Hinkle Insurance Agency - Erie Insurance705 Olde Hickory Rd(717) 560-9733
10EHD Insurance1857 William Penn Way(717) 394-5681
HI
215 S Centerville Rd Ste B
HomeSale Insurance Services
Umbrella Insurance Agent · Lancaster, PA

HomeSale Insurance Services serves the Lancaster, Pennsylvania metro area as an umbrella insurance agent. This business helps local homeowners and vehicle owners obtain additional liability coverage beyond their standard policy limits. Umbrella insurance protects personal assets when a costly claim or lawsuit exhausts underlying home or auto coverage. The agent assists clients in assessing their financial exposure to determine appropriate policy amounts. Specific services here include evaluating existing insurance for coverage gaps and securing personal umbrella policies tailored to individual risk profiles.

BS
401 W Orange St
Bagnall Shaw Insurance
Umbrella Insurance Agent · Lancaster, PA

Bagnall Shaw Insurance in Lancaster, Pennsylvania provides a range of personal umbrella liability policies that extend coverage beyond standard homeowners and auto limits. It offers service plans to review existing coverage gaps and adjust policy thresholds according to changing client needs. Plans are designed to protect assets from major claims or lawsuits. Services provided include risk assessment for various types of properties: single-family homes, apartments, retail, and restaurants.

FI
1729 Lititz Pike
Forbes Insurance Agency - Geico & Erie Insurance
Umbrella Insurance Agent · Lancaster, PA

Forbes Insurance Agency, a Geico and Erie Insurance partner in Lancaster, Pennsylvania, serves homeowners, business owners, and property managers needing specialized umbrella coverage. This type of policy provides extra liability protection beyond standard home or auto limits, helping safeguard assets against major claims or lawsuits. The agency assists local residents and businesses in securing appropriate policy layers to meet their individual risk exposures. Their service area extends throughout Lancaster County and into the neighboring communities of Manheim Township, ensuring broader regional access to this important financial safety net.

SI
650 Delp Rd
Susquehanna Insurance
Umbrella Insurance Agent · Lancaster, PA

Susquehanna Insurance serves Lancaster, Pennsylvania, and the surrounding communities in Lancaster County, handling personal umbrella insurance policies for local residents. This type of coverage provides additional liability protection beyond standard auto and homeowners insurance limits, helping safeguard assets from major claims or lawsuits. In a typical job, the agency evaluates each client’s existing policy coverage and risk exposure, then recommends an appropriate umbrella limit to fill potential gaps.

GI
90 Willow Valley Square
Gebhard Insurance LLC
Umbrella Insurance Agent · Lancaster, PA

As Lancaster winter storms approach, protecting assets from costly liability claims becomes an increasing concern for property owners. Gebhard Insurance LLC serves local clients in this area by offering umbrella insurance that extends coverage beyond standard policies limits. This added protection helps guard savings and future earnings from unexpected lawsuit exposure. To begin the process, an initial assessment of current coverage and personal asset levels is scheduled with a company specialist.

EO
2173 Embassy Dr
Eagle One Insurance Agency
Umbrella Insurance Agent · Lancaster, PA
EI
617B N Prince St #200
Element | Insurance Agency - Lancaster
Umbrella Insurance Agent · Lancaster, PA

Element Insurance Agency - Lancaster offers personalized umbrella insurance coverage, extending liability protection beyond standard auto and home policies to safeguard assets. In Lancaster, Pennsylvania, this agency serves individuals and families seeking additional financial security against major claims or lawsuits. Clients benefit from comprehensive risk assessment and tailored policy options designed to address high-value exposures. As winter approaches and icy conditions elevate accident risks on local roads and sidewalks, the agency helps property owners reinforce their liability defenses against potential slip-and-fall or collision claims.

AI
454 N Prince St
Acceptance Insurance
Umbrella Insurance Agent · Lancaster, PA

Acceptance Insurance in Lancaster, PA provides umbrella insurance agent services, offering clients the choice between one-time policy purchases for immediate liability coverage or recurring annual renewals for ongoing protection. This local agency helps individuals and businesses secure supplementary liability limits that extend beyond standard auto, homeowners, or commercial policies, safeguarding assets against major claims. Agents assess each client’s risk exposure to determine appropriate coverage levels, ensuring essential financial shielding. Service runs on a one-time, scheduled, or as-needed basis, allowing policyholders to activate protection when their needs demand extra security.

HI
705 Olde Hickory Rd
Hinkle Insurance Agency - Erie Insurance
Umbrella Insurance Agent · Lancaster, PA

Hinkle Insurance Agency - Erie Insurance, based in Lancaster, PA, is known for providing umbrella insurance coverage that extends liability protection beyond standard policies. Its service range addresses the needs of local homeowners and drivers seeking additional financial safeguards against large claims or lawsuits. An umbrella policy offers a crucial layer of security for assets. As a specialty service, the agency can add on excess liability coverage for those operating a home-based business.

EI
1857 William Penn Way
EHD Insurance
Umbrella Insurance Agent · Lancaster, PA

EHD Insurance serves Lancaster County, Pennsylvania, by offering umbrella insurance policies that provide extended liability protection beyond standard home and auto coverage. This agent helps clients secure additional layers of financial security against major claims and lawsuits. Operating in a region with diverse residential and commercial properties, EHD Insurance works to tailor coverage amounts to individual risk profiles. Specific services handled here include personal umbrella liability policies for homeowners and excess liability coverage for automobile owners.

AC
804 Estelle Dr
AAA Central Penn
Umbrella Insurance Agent · Lancaster, PA
(717) 898-6900
centralpenn.aaa.com/branch-locations/lancaster
CA
805 Estelle Dr # 102
Cornerstone Agency Services
Umbrella Insurance Agent · Lancaster, PA
(717) 898-5982
casrisk.com
GI
1630 Manheim Pike
Goosehead Insurance - Jake Brendle
Umbrella Insurance Agent · Lancaster, PA
(717) 844-6206
goosehead.com/agents/pa/lancaster/jake-brendle
WI
2286 Pullman Rd
Walker Insurance Services
Umbrella Insurance Agent · Lancaster, PA
(717) 569-3016
walkerinsuranceservices.net
BG
2101 Oregon Pike # 300
BCF Group Inc
Umbrella Insurance Agent · Lancaster, PA
(717) 560-7730
bcfgroup.net
CI
101 Good Dr floor 2
Community Insurance
Umbrella Insurance Agent · Lancaster, PA
(717) 397-7531
communitysure.com
GI
2669 Lititz Pike Suite E/F
Goosehead Insurance - Mel Carwile
Umbrella Insurance Agent · Lancaster, PA
(717) 295-4537
goosehead.com/agents/pa/lancaster/mel-carwile
IS
1394 Harrisburg Pike
Insurance Services LLC
Umbrella Insurance Agent · Lancaster, PA
(717) 869-4893
myinsuranceteam.com
HA
Warehouse D, 342 N Queen St
PA Health Advocates
Umbrella Insurance Agent · Lancaster, PA
(717) 400-1244
pahealthadvocates.com
NW
314 Shultz Rd
North West Insurance Agency
Umbrella Insurance Agent · Lancaster, PA
(717) 219-2601
RI
320 Granite Run Dr
Ruhl Insurance
Umbrella Insurance Agent · Lancaster, PA
(717) 665-2283
iruhl.com
TI
1280 N Plum St
Trustmark Insurance Co
Umbrella Insurance Agent · Lancaster, PA
(570) 754-8378
CI
2101 Oregon Pike #202
CCAB Insurance and Benefits Inc
Umbrella Insurance Agent · Lancaster, PA
(717) 205-2080
ccabinsurance.com
MU
39 N Duke St
Murray
Umbrella Insurance Agent · Lancaster, PA
(717) 397-9600
assuredpartners.com/lancaster
DE
90 Willow Valley Square
David E Gebhard and Associates
Umbrella Insurance Agent · Lancaster, PA
(717) 464-3707
erieinsurance.com/agencies/pa/lancaster/aa7658
HI
320 Granite Run Dr Suite 201
Horst Insurance
Umbrella Insurance Agent · Lancaster, PA
(717) 560-1919
horstinsurance.com
SA
2231 Dutch Gold Dr
Spoonhour Agency
Umbrella Insurance Agent · Lancaster, PA
(717) 553-0444
spoonhourinsurance.com

What Does an a Umbrella Insurance Agent in Lancaster Cost?

The cost of an umbrella insurance policy in Pennsylvania typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars can cost between 300 and 800 dollars annually. Factors that affect the premium include your driving record number of properties and personal liability risks. This is general information and not insurance advice.

About umbrella insurance agents in Lancaster

An umbrella insurance agent in Lancaster Pennsylvania can help you secure personal liability coverage that extends beyond the limits of your auto and homeowners policies. Pennsylvania law does not require umbrella insurance but it provides an extra layer of protection against lawsuits and large claims. Local agents understand the specific liability risks in Lancaster County and can tailor coverage to your needs.

Frequently Asked Questions

What does an umbrella insurance agent in Lancaster do?

An umbrella insurance agent in Lancaster helps you purchase a personal umbrella policy that provides additional liability coverage above your existing home and auto insurance. They assess your assets and risk exposure to recommend appropriate coverage limits. The agent also explains how the policy interacts with your underlying insurance.

How much umbrella coverage do I need in Pennsylvania?

The amount of umbrella coverage you need depends on your assets income and potential liability risks. Many agents recommend starting with one million dollars in coverage. Pennsylvania does not set a minimum for umbrella policies but your underlying auto and home policies must meet certain minimum limits set by the insurer.

Is umbrella insurance required by law in Pennsylvania?

No Pennsylvania law does not require umbrella insurance. However it is a common recommendation for individuals with significant assets or high liability exposure. The policy helps protect your savings and future income if you are sued for damages exceeding your standard policy limits.

Umbrella Insurance Agents in Other Pennsylvania Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.