The top-rated umbrella insurance agent in Harrisburg, Pennsylvania is Acceptance Insurance, rated 4.8 stars across 206 reviews. Other highly rated options include Reilly Insurance LLC, AAA Central Penn, Looker Wolfe & Gephart Insurance Agency Inc.. This directory lists 21 umbrella insurance agents serving Harrisburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 101 S 25th St #11-B | (717) 260-5158 |
| 2 | Reilly Insurance LLC | 2704 Commerce Dr ste c | (717) 234-1200 |
| 3 | AAA Central Penn | 2301 Paxton Church Rd | (717) 657-2244 |
| 4 | Looker Wolfe & Gephart Insurance Agency Inc. | 44 Oak Park Rd | (717) 657-9944 |
| 5 | Brenda Wagner - State Farm Insurance Agent | 4701 Locust Ln | (717) 540-1103 |
| 6 | Dale Wagner Insurance | 2642 Walnut St | (717) 236-0866 |
| 7 | Maple Insurance Group LLC | 2931 N Front St | (717) 303-3322 |
| 8 | Access Insurance Agency, Inc. | 6000 Linglestown Rd # A | (717) 671-5856 |
| 9 | URL Insurance Group | 500 Nationwide Dr | (717) 540-5690 |
| 10 | Millers Mutual Insurance Co | 777 E Park Dr suite 420 | (717) 232-3211 |
Acceptance Insurance provides a range of umbrella insurance solutions designed to extend liability coverage beyond standard policy limits in Harrisburg, Pennsylvania. Their service plans include reviewing existing coverage gaps and helping clients secure an additional layer of financial protection against major claims and lawsuits. The firm also assists with policy adjustments during life changes to maintain adequate coverage levels. It serves various property types, including single-family homes, apartments, retail establishments, and local restaurants.
Reilly Insurance LLC serves the Harrisburg, PA metro area as an umbrella insurance agent. The company provides excess liability coverage that extends protection beyond the limits of standard home and auto policies. This type of insurance is essential for local residents seeking to safeguard personal assets from major claims or lawsuits. Their agency handles policy consultations and risk assessments for securing extra liability coverage in this region.
AAA Central Penn serves Harrisburg, Pennsylvania, and the surrounding region, offering umbrella insurance policies designed to provide additional liability coverage beyond standard homeowners and auto policies. This extra layer of protection helps safeguard personal assets against major claims or lawsuits. The company assists clients in assessing their risk exposure and adjusting coverage limits accordingly. It also provides guidance on how umbrella policies coordinate with existing home and auto insurance to ensure comprehensive personal liability management.
Looker Wolfe & Gephart Insurance Agency Inc. provides umbrella insurance agent services covering personal and commercial liability needs beyond standard policy limits. This Harrisburg agency offers general consultations to evaluate clients’ overall risk exposure. Its service plans focus on customizing excess liability coverage for a variety of property types. A maintenance plan includes periodic policy reviews to help adjust limits as assets change. The agency services properties including single-family homes, apartments, retail locations, and restaurants.
Homeowners, businesses, and property managers in Harrisburg seeking personal umbrella liability coverage work with Brenda Wagner at State Farm Insurance Agent for added protection beyond standard policies. This agency helps clients with risk management by consulting on necessary coverage amounts for assets and property. Serving the greater Harrisburg area, including nearby communities like Steelton, this location evaluates individual needs to recommend appropriate umbrella insurance limits.
Dale Wagner Insurance serves Harrisburg and the surrounding communities in central Pennsylvania, specializing in umbrella insurance policies. It provides supplemental liability coverage that extends above the limits of standard home and auto policies, helping protect clients against major claims and lawsuits. For each client, the agency generally assesses existing coverage carefully to identify potential gaps, then recommends a tailored excess liability policy to strengthen financial protection.
Maple Insurance Group LLC in Harrisburg, PA specializes in umbrella insurance, offering liability coverage that extends beyond the limits of auto or homeowners policies. This service helps protect clients from major claims and lawsuits by providing an additional layer of financial security. The agency works with individuals and families to tailor policies that address specific risk exposures common in central Pennsylvania. As winter approaches, it frequently assists residents concerned with increased liability risks from icy walkways and snow removal accidents on their properties.
As the central Pennsylvania seasons shift, many homeowners and small business owners in the Harrisburg area recognize the need for additional liability protection beyond their standard policies. Access Insurance Agency, Inc. offers umbrella insurance coverage designed to fill common gaps in existing plans. The agency provides guidance for those seeking higher liability limits against accidental injuries or property damage claims. An initial assessment of current coverage is conducted before recommending any additional policy.
URL Insurance Group serves clients in Harrisburg and the surrounding region as an insurance agent. The company concentrates on foundational property and casualty coverages, then supplements those policies with umbrella liability insurance for added layers of protection when a claim exceeds the underlying limits. This extra coverage helps safeguard personal assets and future earnings against larger lawsuits. The firm can advise businesses operating from offices, warehouses, and food service establishments, tailoring umbrella policies to address liability exposures common to those commercial sectors.
What Does an a Umbrella Insurance Agent in Harrisburg Cost?
Umbrella insurance premiums in Pennsylvania typically range from 150 to 300 dollars per year for one million dollars in coverage. Costs increase with higher coverage limits, usually around 75 to 100 dollars per additional million. Your driving record, home value, and number of properties affect the final price. This is general information and not insurance advice.
About umbrella insurance agents in Harrisburg
Umbrella insurance agents in Harrisburg Pennsylvania help you secure additional liability coverage that goes beyond your auto or homeowners policy. This extra layer of protection is important because Pennsylvania law requires minimum liability limits that may not cover a serious accident. A local agent can review your assets and recommend appropriate coverage limits.
Frequently Asked Questions
What does an umbrella insurance agent in Harrisburg do?
An umbrella insurance agent in Harrisburg helps you purchase a personal umbrella policy that provides extra liability coverage. This policy kicks in after your auto or home insurance limits are exhausted. The agent assesses your risk profile and finds a policy that fits your needs.
Do I need umbrella insurance in Pennsylvania?
Umbrella insurance is not required by Pennsylvania law but is recommended if you have significant assets or face higher liability risks. Pennsylvania has a statute of limitations of two years for personal injury lawsuits, which means you could be sued for a long time after an accident. Umbrella coverage helps protect your savings and future income.
How much umbrella coverage should I get in Harrisburg?
Most agents recommend at least one million dollars in umbrella coverage, but the right amount depends on your net worth and lifestyle. Factors like owning a pool, having teenage drivers, or renting out property increase your risk. Your agent can help calculate a suitable limit based on your specific situation.
Umbrella Insurance Agents in Other Pennsylvania Cities
Allentown · Belle Vernon · Bensalem · Bethlehem · Blue Bell · Cranberry Twp · Easton · Erie · Exton · Havertown · Hershey · Horsham · Huntingdon Valley · King of Prussia · Lancaster