The top-rated umbrella insurance agent in King of Prussia, Pennsylvania is Issac Gao - State Farm Insurance Agent, rated 4.9 stars across 753 reviews. Other highly rated options include John Lee - GEICO Insurance Agent, Mike Yates - State Farm Insurance Agent, Caruso Insurance. This directory lists 15 umbrella insurance agents serving King of Prussia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Issac Gao - State Farm Insurance Agent | 1150 1st Ave #370 | (610) 265-4600 |
| 2 | John Lee - GEICO Insurance Agent | 140 Allendale Rd # 3A | (610) 382-7100 |
| 3 | Mike Yates - State Farm Insurance Agent | 166 Allendale Rd | (610) 354-0945 |
| 4 | Caruso Insurance | 700 American Ave Suite 302 | (610) 768-9390 |
| 5 | PenEx Insurance | 1016 W 8th Ave Suite A | (484) 580-6661 |
| 6 | Goosehead Insurance | Joshua Short | 630 Freedom Business Center Dr Third Floor Office 40 | (610) 425-8080 |
| 7 | Liberty Mutual | 2200 Renaissance Blvd | (484) 435-7459 |
| 8 | Wills Insurance Management, Inc. | 130 N Henderson Rd | (610) 265-2490 |
| 9 | Best insurance LLC | 1012 W Valley Forge Rd | (610) 314-0177 |
| 10 | Ayres Insurance Agency, Inc. | 112 Shaffer Rd | (610) 992-1690 |
Issac Gao - State Farm Insurance Agent serves the King of Prussia, Pennsylvania, area as an umbrella insurance agent. This agency provides personal umbrella liability policies that offer extra coverage beyond standard home and auto insurance limits. Such policies help protect clients´ assets against major claims and lawsuits. The agency also assists with evaluating individual coverage needs and adjusting existing policies to ensure adequate protection. It handles general liability insurance and personal catastrophe liability coverage in this region.
John Lee - GEICO Insurance Agent in King of Prussia, Pennsylvania, offers umbrella insurance coverage to protect clients from major claims and lawsuits that exceed standard policy limits. The agency provides personalized consultations to help homeowners and renters assess their liability exposure and obtain appropriate excess liability plans. Their service includes reviewing existing auto and homeowners policies to determine suitable coverage thresholds. The agency serves a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.
Mike Yates - State Farm Insurance Agent serves homeowners, businesses, and property managers in King of Prussia, Pennsylvania, by offering umbrella liability coverage. This type of insurance provides an extra layer of protection beyond standard policies, helping clients safeguard assets such as savings and property from major claims or lawsuits. The agency works with local residents and commercial operators to assess their risk and structure appropriate coverage limits. Beyond King of Prussia, the office also covers the nearby Norristown area for additional policyholder convenience.
Serving King of Prussia and the surrounding communities of southeastern Pennsylvania, Caruso Insurance provides umbrella insurance agent services for local residents and businesses. It handles the coordination of personal umbrella policies that offer additional liability coverage beyond standard homeowners and auto limits. This helps protect clients from major financial loss associated with serious accidents or lawsuits. For a typical job, the company begins by carefully evaluating a client's existing insurance policies to identify potential coverage gaps and then follows up by securing a suitable umbrella policy to address those specific exposures.
Based in King of Prussia, PA, PenEx Insurance offers one-time policy setup or recurring annual renewals for umbrella insurance clients. This coverage extends personal liability protection beyond standard home and auto policies, serving as an additional safety net against major claims or lawsuits. The agent works with local clients to identify their individual risk exposure and secure appropriate coverage limits. Service needs for managing your umbrella policy through PenEx Insurance are arranged on a scheduled basis, typically aligning with the policy’s yearly renewal cycle.
As winter storms push through King of Prussia, clients often face unexpected property damage that exceeds standard policy limits. Goosehead Insurance | Joshua Short provides umbrella insurance agents to help residents address these gaps in liability coverage. Their team works to explain how additional protection can cover significant claims that threaten personal assets. General consultations include a careful review of existing policies alongside a discussion of local risk factors. An agent will then schedule an initial assessment to evaluate current coverage levels and verify any necessary adjustments.
Serving King of Prussia and the surrounding region as an umbrella insurance agent, Liberty Mutual provides excess liability coverage that extends beyond standard policy limits. The agency helps clients protect assets from major claims or lawsuits that might exhaust underlying home or auto coverage. Their general service work includes analyzing personal risk exposure and tailoring additional layers of protection. As seasonal storms can cause costly third-party damages, the company assists residents in securing extra security against substantial winter weather liability risks.
Wills Insurance Management, Inc. operates in King of Prussia, PA, as an umbrella insurance agent, helping clients augment their standard liability policies with additional coverage layers. This specialty protects personal and commercial assets against large claims or lawsuits that could deplete primary insurance limits. The agency applies this extra protection to a range of local business sectors, including professional offices, warehouses, and food service establishments.
Best Insurance LLC in King of Prussia, PA, is known for offering umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This agent serves local homeowners, drivers, and small businesses seeking added financial protection against major claims or lawsuits. Working with regional carriers, the agency helps clients bridge coverage gaps with options such as higher liability caps and protection for rental properties. The firm can also assist with personal injury protection endorsements for comprehensive risk management.
Ayres Insurance Agency, Inc. serves residents in King of Prussia, Pennsylvania, by recommending umbrella liability policies that extend beyond standard homeowners coverage to protect personal assets. The agency also advises commercial clients on supplementary liability layers that safeguard local businesses from large claims. Its licensed professionals work with clients throughout the greater King of Prussia area, focusing on integrated coverage strategies for both current and scheduled new assets. Clients often return for periodic policy reviews, ensuring their umbrella limits remain aligned with life changes between regular property insurance visits.
What Does an a Umbrella Insurance Agent in King of Prussia Cost?
In Pennsylvania, umbrella insurance typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Your specific rate depends on your risk profile, number of properties, and driving record. This is general information, not insurance advice.
About umbrella insurance agents in King of Prussia
An umbrella insurance agent in King of Prussia Pennsylvania helps you secure extra liability protection above your auto and homeowners policies. Pennsylvania law requires minimum auto liability limits of 15/30/5, but umbrella policies often start at 1 million dollars in coverage. This added layer can protect your assets from major lawsuits or claims.
Frequently Asked Questions
What does an umbrella insurance agent in King of Prussia do?
An umbrella insurance agent helps you buy a policy that provides extra liability coverage beyond your existing home and auto insurance. This agent reviews your assets and risks to recommend a coverage amount that fits your needs.
Who needs umbrella insurance in Pennsylvania?
Anyone with significant assets, a high income, or potential liability risks such as a pool, trampoline, or rental property should consider umbrella insurance. Pennsylvania drivers with high net worth also benefit because state minimum auto limits may not cover large claims.
How much umbrella coverage do I need in King of Prussia?
The amount you need depends on your total assets and future income. Most policies start at 1 million dollars. An agent can help you calculate a suitable limit based on your personal financial situation.
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