The top-rated umbrella insurance agent in Exton, Pennsylvania is HTA Insurance Services, rated 5.0 stars across 1,023 reviews. Other highly rated options include Guard Home and Auto Insurance, Spotts Insurance, Maureen Felizzi at Comparion Insurance Agency. This directory lists 14 umbrella insurance agents serving Exton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | HTA Insurance Services | 100 Campbell Blvd Suite 100 | (610) 430-6650 |
| 2 | Guard Home and Auto Insurance | 131 Woodcutter St | (610) 699-9000 |
| 3 | Spotts Insurance | 567 Exton Cmns | (610) 696-7600 |
| 4 | Maureen Felizzi at Comparion Insurance Agency | 1 E Uwchlan Ave #119 | (610) 884-8502 |
| 5 | Chris Yard - State Farm Insurance Agent | 119 John Robert Thomas Dr | (484) 696-4761 |
| 6 | Comparion Insurance Agency | 1 E Uwchlan Ave #119 | (610) 363-9390 |
| 7 | John Mullarkey at Comparion Insurance Agency | 1 E Uwchlan Ave #119 | (610) 205-5984 |
| 8 | Peter DiLullo at Comparion Insurance Agency | 1 E Uwchlan Ave #119 | (610) 205-5981 |
| 9 | Cassidy Insurance Associates | 407 Lincoln Hwy | (610) 725-1900 |
| 10 | Whitford Insurance Network, Inc. | 503 Gordon Dr | (610) 524-7860 |
HTA Insurance Services serves Chester County and the greater Exton, Pennsylvania area as an umbrella insurance agent. The company helps local homeowners and auto policyholders obtain extra liability coverage beyond their standard policies. This additional layer of protection is designed to cover major claims and lawsuits that could otherwise exhaust a person’s primary insurance limits. HTA Insurance Services handles personal umbrella policy assessments and commercial umbrella policy placement for businesses in this region.
Guard Home and Auto Insurance in Exton, PA provides comprehensive umbrella insurance agent services, helping clients secure additional liability coverage beyond standard home and auto policies. This protection is designed to safeguard assets and offer peace of mind by filling gaps in existing insurance. The agency also assists with annual policy reviews and updates, ensuring coverage adapts to changing needs. It services a variety of property types, including single-family homes, apartments, retail spaces, and local restaurants.
Spotts Insurance serves homeowners, businesses, and property managers in Exton, PA, seeking supplemental umbrella liability protection for high-value assets. As an umbrella insurance agent, it provides extended coverage limits beyond standard policies, helping clients safeguard against major claims and lawsuits. The agent assesses individual risk profiles to offer tailored policy options that address local exposure factors in Chester County. Its service area also extends to neighboring communities such as Downingtown and the greater West Chester metropolitan region.
Maureen Felizzi at Comparion Insurance Agency serves Exton, Pennsylvania, and the surrounding Chester County communities. It handles policies for individuals and families seeking additional liability coverage beyond their standard home or auto insurance. This type of umbrella insurance fills the gap when a costly accident or lawsuit exceeds the limits of an underlying policy. To manage a typical job, the agent first reviews a client's existing primary coverage, then recommends an appropriate umbrella limit to provide comprehensive financial protection against unforeseen claims.
Chris Yard’s agency in Exton, PA, assists clients with umbrella insurance, which differs from one-time liability policies like auto coverage by providing a recurring annual policy. This cancelable coverage extends beyond standard home and auto limits to protect assets against major claims. As an umbrella insurance agent, Chris Yard helps evaluate available limits and resolve coverage gaps. Service is provided on a scheduled basis, typically through annual policy renewals and periodic coverage reviews as personal circumstances change.
Comparion Insurance Agency in Exton, PA, specializes in umbrella insurance coverage, offering policies that extend liability protection beyond standard home and auto limits. The agency serves clients seeking additional security against major claims or lawsuits, providing guidance on appropriate coverage levels for personal assets. Year-round, residents benefit from this extra layer of financial defense, but the service proves especially valuable during the winter season when icy sidewalks and slip-and-fall incidents increase liability risks for homeowners in the area.
As the spring storms of southeastern Pennsylvania approach, homeowners in Exton often seek additional liability protection beyond standard policies. John Mullarkey at Comparion Insurance Agency helps local residents secure umbrella coverage that provides an extra layer of financial safety against major claims or lawsuits. A comprehensive review of existing auto and home policies typically accompanies the initial consultation. The process begins with a careful assessment of personal assets and risk exposure to determine appropriate coverage limits.
Peter DiLullo at Comparion Insurance Agency provides essential liability protection for individuals and businesses in Exton, PA. As an umbrella insurance agent, the agency supplies extra liability coverage that extends beyond the limits of standard home and auto policies. This specialty addition helps safeguard personal assets from major claims or lawsuits. The company’s work serves a range of commercial environments, including offices, warehouses, and food service operations.
Cassidy Insurance Associates serves residential properties in Exton, Pennsylvania, by arranging specialized umbrella coverage to protect personal assets beyond standard policy limits. The firm also provides commercial umbrella policies for local small businesses needing extra liability safeguards throughout the region. With a focus on integrating umbrella plans with existing homeowners, auto, and business policies, the agency coordinates seamless coverage layers that respond when primary limits are exhausted. Clients often return to update their personal umbrella coverage between scheduled policy reviews as their asset profiles grow or change over time.
Whitford Insurance Network, Inc., an umbrella insurance agent serving Exton, Pennsylvania, focuses on providing extra liability coverage that extends beyond standard home and auto policies. This layer of protection helps safeguard personal assets against major claims or lawsuits. The company assesses each client’s unique risk exposure to recommend appropriate policy limits for broad financial security. For an added layer of protection, it can tailor policies for landlords facing rental property liability exposures in this region.
What Does an a Umbrella Insurance Agent in Exton Cost?
The cost of an umbrella insurance policy in Pennsylvania typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Actual premiums depend on your personal risk factors, number of properties, and driving record. This is general information and not insurance advice.
About umbrella insurance agents in Exton
An umbrella insurance agent in Exton Pennsylvania helps you secure additional liability coverage that goes beyond your home and auto policies. Pennsylvania law requires minimum liability limits on auto insurance but does not require umbrella coverage. Local agents can explain how Pennsylvania's comparative negligence rules may affect your need for extra protection.
Frequently Asked Questions
What does an umbrella insurance agent in Exton do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your home and auto limits. In Pennsylvania this policy can also cover legal defense costs for certain lawsuits. The agent reviews your assets and risks to recommend an appropriate coverage amount.
How much umbrella coverage should I get in Pennsylvania?
Most agents recommend at least 1 million dollars in umbrella coverage for Pennsylvania residents. The amount you need depends on your net worth, income, and potential liability risks. A local Exton agent can help you calculate the right limit for your situation.
Is umbrella insurance required by law in Pennsylvania?
No, umbrella insurance is not required by Pennsylvania law. However Pennsylvania does require minimum liability coverage on auto policies. Umbrella insurance is an optional policy that provides extra protection above those minimums.
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