The top-rated umbrella insurance agent in Media, Pennsylvania is Risk Averse Insurance, rated 5.0 stars across 155 reviews. Other highly rated options include Montgomery Insurance Services, April Triggiani Insurance and Auto Tags, Comparion Insurance Agency. This directory lists 11 umbrella insurance agents serving Media.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Risk Averse Insurance | 594 S New Middletown Rd | (610) 335-1139 |
| 2 | Montgomery Insurance Services | 330 W State St | (610) 565-8280 |
| 3 | April Triggiani Insurance and Auto Tags | 210 W Baltimore Ave | (610) 565-2886 |
| 4 | Comparion Insurance Agency | 2 W Baltimore Ave #300 | (610) 548-7150 |
| 5 | Goosehead Insurance - Todd Kitchin | 210 W Front St Suite 201 | (484) 445-0777 |
| 6 | Suzanne Donoghue at Comparion Insurance Agency | 2 W Baltimore Ave #300 | (610) 548-7423 |
| 7 | Benner Insurance Solutions | 15 E Front St 1st Floor | (610) 424-3001 |
| 8 | Alexus Calderon at Comparion Insurance Agency | 2 W Baltimore Ave #300 | (610) 548-7151 |
| 9 | Paragon Insurance Group | 1 W 3rd St | (610) 914-2577 |
| 10 | The Harbour Insurance Group The Harbour Insurance Group | 106 W Front St #106 | (484) 443-4071 |
Risk Averse Insurance, serving Media and all of Delaware County, provides personalized umbrella insurance agent services. As an independent local agency, it helps clients secure extra liability coverage that extends beyond standard home and auto policies. This protection activates when underlying policy limits have been exhausted, offering crucial financial shelter. The agency carefully assesses each client’s risk profile to find appropriate policy limits from reputable carriers. It routinely handles personal umbrella policies for high-net-worth individuals and also manages policies for clients with rental properties.
Montgomery Insurance Services provides clients with comprehensive umbrella insurance policies designed to extend liability coverage beyond standard homeowners and auto limits. The agency works to assess individual risk profiles and tailor coverage levels that offer broad financial protection. Its service approach includes ongoing policy reviews and annual consultations to adjust limits as assets change. Clients can contact the office in Media, PA, for professional guidance on personal or business liability needs. The company services single-family homes, apartments, retail spaces, and restaurants throughout the area.
Homeowners, local businesses, and property managers in Media, Pennsylvania, turn to April Triggiani Insurance and Auto Tags for umbrella insurance policies. These liability policies extend coverage beyond the limits of standard homeowners or auto insurance, providing financial protection against major claims. The agency also facilitates auto tag services for client convenience. Its umbrella insurance work helps safeguard personal and business assets from unforeseen lawsuits. The agency additionally serves residents and businesses across neighboring communities such as Swarthmore and Springfield within the greater Philadelphia metro area.
Comparion Insurance Agency serves homeowners, business owners, and property managers in Media, Pennsylvania, who seek additional liability protection beyond standard policy limits. It provides umbrella insurance policies designed to cover large claims and lawsuits, helping clients safeguard their assets from unexpected financial exposure. The agency works with customers to understand their unique risk profiles and offers coverage that extends protection across multiple underlying policies. Its services also reach residents and businesses in neighboring Swarthmore and the greater Delaware County metro area.
Goosehead Insurance - Todd Kitchin serves the Media, Pennsylvania area and surrounding communities, providing umbrella liability insurance policies that extend coverage beyond standard home and auto limits. This agency handles claims for personal liability protection against major lawsuits, covering incidents such as property damage or bodily injury that exceed base policy amounts. It evaluates each client's specific assets and exposure risks before structuring appropriate excess liability limits. The agency follows a detailed risk assessment process to tailor coverage that addresses individual long-term financial safeguarding needs.
Customers may select either a single occurrence of professional advice to evaluate and purchase an umbrella policy, or choose recurring support to review their coverage each renewal period. These policies extend liability protection beyond standard auto and homeowners insurance, providing an extra layer of financial safeguard. Based in Media, Pennsylvania, Suzanne Donoghue at Comparion Insurance Agency offers this service through both scheduled annual reviews and as-needed consultations.
Benner Insurance Solutions offers umbrella liability coverage in Media, Pennsylvania, extending protection beyond standard home and auto policies for local residents. It works with clients to secure higher policy limits against major claims. The agency guides policyholders through the process of assessing their overall risk exposure and finding suitable excess coverage. Typical concerns involve protecting assets from lawsuit judgments following a serious accident on one’s property or during a wintertime slip-and-fall on an icy walkway.
When storms or unexpected accidents threaten homes along the Route 1 corridor near Media, Alexus Calderon at Comparion Insurance Agency helps residents secure umbrella coverage for added liability protection beyond standard policies. Umbrella insurance agents in this area assess potential risks from local traffic patterns and large property exposures. Clients typically discuss their current auto and homeowners policies during an initial consultation. The process begins with a detailed review of existing coverage limits to determine appropriate supplementary protection levels.
Paragon Insurance Group provides general insurance services to clients in the Media, Pennsylvania, area and specializes in umbrella insurance agent work, offering additional liability coverage beyond standard policy limits. This extra layer of protection helps individuals and businesses manage large claim costs. The agency serves a variety of local commercial sectors, including office buildings, warehouses, and food service establishments needing broader asset safeguards.
The Harbour Insurance Group in Media, PA writes residential umbrella liability policies that extend coverage beyond standard homeowners limits. Commercial umbrella protection is also available to safeguard local businesses from catastrophic claims. The company serves clients throughout the greater Philadelphia region. Policies cover defense costs and excess judgments when primary insurance is exhausted. A single umbrella policy often secures higher liability limits across multiple underlying policies. Many clients arrange for annual policy reviews during their regular insurance check-ins, ensuring consistent coverage alignment between scheduled visits.
What Does an a Umbrella Insurance Agent in Media Cost?
The cost of an umbrella insurance policy in Pennsylvania typically ranges from 150 to 350 dollars per year for one million dollars in coverage. This price is for a standard risk profile with a clean driving record. Factors like multiple vehicles, rental properties, or teenage drivers can increase the premium. This is general information and not insurance advice.
About umbrella insurance agents in Media
An umbrella insurance agent in Media Pennsylvania helps you secure extra liability coverage that goes beyond your auto and homeowners policies. This is especially important in Pennsylvania where state law requires minimum auto liability limits that may not fully protect your assets in a major accident. An agent can tailor a policy to your specific needs and risk profile.
Frequently Asked Questions
What does an umbrella insurance agent in Media do?
An umbrella insurance agent in Media helps you purchase a personal umbrella policy that provides additional liability coverage. This policy kicks in after your underlying auto or home insurance limits are exhausted. The agent also reviews your current policies to ensure proper coverage limits.
How much umbrella coverage do I need in Media Pennsylvania?
Most agents recommend at least one million dollars in umbrella coverage for a typical family. The amount you need depends on your assets, income, and potential liability risks. A local agent can help you calculate the right amount based on your situation.
Is umbrella insurance required by law in Pennsylvania?
No, umbrella insurance is not required by Pennsylvania law. However, Pennsylvania minimum auto liability limits are only 15000 dollars per person and 30000 dollars per accident. An umbrella policy provides essential extra protection for your savings and future earnings.
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