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Umbrella Insurance Agents in Reading, PA

Compare umbrella insurance agents in Reading. Review contact information and insurance categorys before you decide.

15 agents listed
Updated May 2026
Reading, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Pennsylvania before hiring.
Showing 15 umbrella insurance agents in Reading, PA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
CrossKeys Insurance Inc
5035 Pottsville Pike, Reading, PA 19605
(610) 916-6190 crosskeysins.com
MGS Insurance Agency LLC
606 Museum Rd, Reading, PA 19611
(610) 375-6142 mgsinsurance.com
MGS Insurance Agency LLC
606 Museum Rd, Reading, PA 19611
(610) 375-6142 mgsinsurance.com
Acceptance Insurance
3312 N 5th Street Hwy, Reading, PA 19605
(610) 973-6105 locations.acceptance.com
Schaeffer Insurance
3501 Kutztown Rd, Reading, PA 19605
(610) 921-1567 schaefferins.com
Adoniram Insurance
500 Buttonwood St, Reading, PA 19601
(610) 371-0100 adoniraminsurance-pa.com
DNS Insurance Agency
2733 Paper Mill Rd, Reading, PA 19610
(484) 878-6500 dnsinsuranceagency.com
Contemporary Insurance, Inc.
1829 New Holland Rd # 1, Reading, PA 19607
(610) 777-7905 contemporaryins.com
Bello Insurance Group
1166 Mulberry St, Reading, PA 19604
(610) 478-1113
Advance Insurance Group LLC
2711 N 5th Street Hwy, Reading, PA 19605
(610) 929-9951 advanceformyinsurance.com
Berks County Insurance Group, Inc.
2447 Perkiomen Ave, Reading, PA 19606
(610) 779-9060 berkscountyinsurance.net
United Insurance LLC
1800 Hampden Blvd, Reading, PA 19604
(610) 750-5879 unitedinsurancepa.com
Richard I Hart Insurance Agency
2447 Perkiomen Ave, Reading, PA 19606
(484) 408-0034
Jc Agency & More Jacqueline R Castillo
432 Walnut St, Reading, PA 19601
(610) 372-3030 jcagencymore.com
Brenner Insurance Advisors
2602 Penn Ave, Reading, PA 19609
(610) 741-6161

Umbrella insurance agents in Reading Pennsylvania help residents obtain extra liability coverage beyond standard home and auto policies. Pennsylvania law requires minimum auto liability limits but an umbrella policy can provide an additional layer of protection against major claims. Local agents can explain how umbrella coverage interacts with Pennsylvania personal injury protection laws.

What Does a Umbrella Insurance Agent in Reading Cost?

Umbrella insurance costs in Pennsylvania typically range from 150 to 400 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 200 to 800 dollars annually. Costs vary based on your personal risk factors number of vehicles and property owned. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Reading do?
An umbrella insurance agent in Reading helps you purchase a policy that covers liability claims above your existing home and auto insurance limits. The agent assesses your risk profile and recommends appropriate coverage amounts.
How much umbrella coverage do Pennsylvania residents typically need?
Most Pennsylvania agents suggest at least one million dollars in umbrella coverage. The exact amount depends on your assets, income, and potential liability exposure from activities like owning a pool or rental property.
Does Pennsylvania law require umbrella insurance?
No Pennsylvania law does not require umbrella insurance. However Pennsylvania auto insurance law mandates minimum liability coverage of 15000 per person and 30000 per accident for bodily injury. Umbrella coverage is optional but recommended for asset protection.