The top-rated umbrella insurance agent in Scranton, Pennsylvania is Gilmartin Insurance Agency, rated 4.7 stars across 119 reviews. Other highly rated options include Thompson Northeast Insurance, Farmers Insurance - William Burnell, Knowles Associates. This directory lists 16 umbrella insurance agents serving Scranton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gilmartin Insurance Agency | 1440 N Washington Ave | (570) 346-0088 |
| 2 | Thompson Northeast Insurance | 1726 N Keyser Ave | (570) 207-4411 |
| 3 | Farmers Insurance - William Burnell | 329 N Washington Ave | (570) 866-3100 |
| 4 | Knowles Associates | 316 Penn Ave | (570) 342-3214 |
| 5 | Bartal Insurance | 433 Green Ridge St | (570) 344-0211 |
| 6 | Manci Insurance Services | 1101 Penn Ave suite a | (570) 871-4719 |
| 7 | R.S. Maseychik Agency Inc. | 1016 Pittston Ave Suite 201 | (570) 348-3731 |
| 8 | Mary Theresa Backus: Allstate Insurance | 1315 Pittston Ave | (570) 342-4300 |
| 9 | JSW Insurance Inc. | 327 New St | (570) 941-3356 |
| 10 | A2Z Insurance Agency, LLC | 401 Ravine St | (570) 382-3481 |
Gilmartin Insurance Agency serves the Scranton, PA area with professional umbrella insurance agent services. This agency helps local residents and businesses obtain extra liability coverage that extends beyond the limits of standard auto and home policies. Umbrella insurance can protect against major claims and lawsuits that might otherwise cause financial hardship for policyholders. The agency works closely with clients to review their existing coverage and identify appropriate additional protection. It handles personal umbrella policies for individuals and families as well as commercial umbrella coverage for businesses needing higher liability limits.
Thompson Northeast Insurance provides comprehensive umbrella liability coverage designed to extend protection beyond standard homeowners and auto policies in Scranton, PA. The company offers straightforward policy selection and personalized risk assessment, helping clients understand their exposure to large claims. Its service includes periodic policy reviews to ensure adequate coverage limits remain aligned with changing assets or liabilities. Thompson Northeast Insurance services a range of property types, including single-family homes, apartment buildings, retail storefronts, and local restaurants, ensuring these clients have liability safeguards for accidents or unforeseen events.
Serving Scranton and the surrounding Lackawanna County communities, Farmers Insurance - William Burnell offers umbrella liability insurance that extends beyond the limits of standard auto or home policies. This agency handles high-risk scenarios and provides additional coverage layers for broader asset protection. Each client’s situation is assessed to determine the appropriate level of supplementary liability coverage. The agency typically begins a job by reviewing existing personal policies to identify gaps, then tailors the umbrella coverage specifically to fill those needs.
Knowles Associates offers both one-time policies for specific high-value asset protection and recurring coverage for ongoing liability needs. Their umbrella insurance extends primary policy limits to safeguard homes, vehicles, and other assets in the Scranton area. Claims are managed to provide additional coverage above standard home and auto limits. Policy consultation is available to help clients determine the appropriate level of protection for their financial profile. Service is typically arranged on an as-needed basis, with open enrollment periods for annual renewals.
Bartal Insurance specializes in umbrella insurance agent services for residents and businesses in Scranton, PA, providing supplementary liability coverage that extends beyond standard home and auto policies. The agency helps clients address the financial risks of major claims that can exceed underlying policy limits. Particularly during icy winter months, when slip-and-fall incidents on sidewalks or driveways become more frequent, this extra layer of protection can safeguard personal assets and future income from costly lawsuits.
Manci Insurance Services provides comprehensive personal and commercial coverage for clients in Scranton, Pennsylvania, specializing in umbrella liability policies that extend protection beyond standard limits. These additional layers of security help safeguard assets from unforeseen lawsuits and major claims. The agency serves a variety of commercial sectors, including local offices, warehouses, and food service establishments, tailoring its umbrella insurance solutions to the unique risks each business faces.
As Scranton’s seasons shift from winter ice to spring runoff, local homeowners and small businesses face increased liability risks from slip-and-fall claims and property damage. R.S. Maseychik Agency Inc. offers umbrella insurance policies that provide extra coverage beyond standard home or auto limits, helping protect local assets and future income. The agent reviews each client’s existing policies and personal exposure, then recommends appropriate additional liability layers. A thorough inspection of the property and review of current coverage are scheduled before the first policy is discussed.
Mary Theresa Backus: Allstate Insurance serves homeowners, property managers, and small businesses in the Scranton area who need umbrella insurance to extend their liability coverage beyond standard policy limits. This agency helps clients protect assets by offering additional layers of financial security against major claims or lawsuits. The office works closely with each policyholder to identify appropriate coverage levels for their specific needs and property holdings. Its services also reach residents in neighboring Dunmore and the surrounding Lackawanna County communities.
JSW Insurance Inc. in Scranton, PA, is known for helping clients secure personal umbrella coverage that extends beyond standard policy limits. The agency serves local homeowners and auto policyholders who need extra liability protection against major claims or lawsuits. Its agents guide clients through the process of choosing appropriate coverage amounts to fill gaps left by primary policies. As an added layer of financial security, JSW Insurance Inc. can also provide excess liability coverage for rental properties the client may own.
A2Z Insurance Agency, LLC in Scranton, PA offers residential umbrella insurance to help protect policyholders from major liability claims that exceed standard home coverage. The agency also assists local businesses with commercial umbrella policies designed to cover significant liability risks beyond typical commercial insurance limits. Serving clients throughout the Scranton metropolitan area and surrounding counties, the firm remains available for annual policy reviews or immediate adjustments to changing coverage needs between regular scheduled appointments.
What Does an a Umbrella Insurance Agent in Scranton Cost?
The cost of an umbrella insurance policy in Pennsylvania typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost between 300 and 800 dollars annually. Premiums vary based on your risk factors such as number of vehicles, driving record, and property value. This is general information and not insurance advice.
About umbrella insurance agents in Scranton
Umbrella insurance agents in Scranton Pennsylvania help residents secure extra liability coverage that goes beyond standard auto and homeowners policies. This type of policy is especially useful in Pennsylvania because state law requires minimum liability limits that may not fully cover a serious accident or lawsuit. An agent can review your assets and recommend an appropriate coverage amount to protect your savings and future income.
Frequently Asked Questions
What does an umbrella insurance agent do in Scranton?
An umbrella insurance agent in Scranton helps you purchase a personal liability umbrella policy that provides coverage above your existing auto and home insurance limits. The agent assesses your risk profile and asset level to determine the right amount of extra protection. They also explain how the policy interacts with your primary insurance under Pennsylvania law.
How much umbrella coverage do I need in Pennsylvania?
The amount of umbrella coverage you need depends on your total assets and potential liability risks. Many agents recommend at least one million dollars in coverage because Pennsylvania courts can award large judgments in personal injury or property damage cases. Your agent can help calculate a suitable limit based on your net worth and income.
Is umbrella insurance required by law in Pennsylvania?
No, umbrella insurance is not required by Pennsylvania law. However, it is strongly recommended for anyone with significant assets or high liability exposure. Pennsylvania auto insurance minimums are low at 15000 dollars per person and 30000 dollars per accident for bodily injury, which may not be enough to protect you in a serious accident.
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