The top-rated umbrella insurance agent in Upper Darby Township, Pennsylvania is Chris Caraisco - State Farm Insurance Agent, rated 4.8 stars across 227 reviews. Other highly rated options include Hello Insurance and Financial Services, Raj Insurance Agency & Auto Tags, Joseph Mathew: Allstate Insurance. This directory lists 11 umbrella insurance agents serving Upper Darby Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Caraisco - State Farm Insurance Agent | 8701 West Chester Pike Ste 5 | (610) 789-3400 |
| 2 | Hello Insurance and Financial Services | 9101 West Chester Pike | (484) 454-3297 |
| 3 | Raj Insurance Agency & Auto Tags | 7044 Marshall Rd | (484) 461-6667 |
| 4 | Joseph Mathew: Allstate Insurance | 6449 Market St Ste 1 | (610) 713-0111 |
| 5 | Family Insurance | 807 Garrett Rd | (610) 352-3222 |
| 6 | INS-NOW | 7178 Marshall Rd | (610) 622-1954 |
| 7 | Emerald Isle Insurance | 8314 West Chester Pike | (267) 428-7400 |
| 8 | Farmers Insurance - Ben Nguyen | 6758 Market St | (610) 352-1131 |
| 9 | Continental Insurance | 8049 West Chester Pike | (610) 853-2100 |
| 10 | Petridis Insurance Agency | 7922 West Chester Pike # 1 | (610) 449-9700 |
Chris Caraisco - State Farm Insurance Agent serves the Upper Darby Township, PA area, specializing in umbrella insurance for local residents. This coverage provides extra liability protection that extends beyond standard home and auto policies. It helps safeguard financial assets against major claims or lawsuits that could otherwise exceed primary limits. By working with this local agent, clients can secure umbrella policies that complement their existing home and auto insurance plans. The agency also assists clients in adjusting coverage limits to meet the specific needs of their property and personal liability risks.
Hello Insurance and Financial Services in Upper Darby Township, PA, provides umbrella insurance agent services including supplemental liability protection and policy gap analysis. It offers ongoing client consultation and policy review plans to ensure adequate umbrella coverage limits are maintained. The business services a variety of residential and commercial properties, including single-family homes, apartments, retail storefronts, and local restaurants.
Raj Insurance Agency & Auto Tags serves homeowners, businesses, and property managers in the Upper Darby Township, Pennsylvania area by offering umbrella liability policies that provide extra coverage beyond standard insurance limits. These policies help protect clients from significant financial loss due to major claims or lawsuits. The agency also assists with vehicle-related documentation needs. Its services extend throughout Delaware County and into nearby communities such as Lansdowne and Drexel Hill.
Joseph Mathew: Allstate Insurance serves Upper Darby Township, Pennsylvania, and the surrounding suburban communities in Delaware County. It handles umbrella insurance policies that provide additional liability coverage beyond standard home or auto plans, protecting clients from major claims and lawsuits. The agency typically assesses each client’s existing coverage and personal risk exposure, then recommends an appropriate policy limit to extend financial protection. It coordinates directly with underlying carriers to ensure seamless integration of the umbrella policy with current insurance.
Specializing in personal umbrella liability insurance, Family Insurance provides clients in Upper Darby Township, PA, with additional coverage beyond standard auto and homeowners policies. It helps residents protect their assets against major claims and lawsuits, offering peace of mind through broader liability limits. The agency guides individuals and families through the complexities of excess liability protection, ensuring appropriate coverage for everyday risks. As winter approaches, it assists policyholders concerned about potential liability from snow-removal accidents on their property.
INS-NOW provides general liability and property coverage for businesses and individuals across Upper Darby Township, PA. As an umbrella insurance agent, it offers supplementary liability policies that extend beyond the limits of standard commercial or personal insurance. These layers of protection help manage risk exposures from catastrophic claims or lawsuits. Businesses within the local community, including offices, warehouses, and food service operations, can acquire customized umbrella coverage to fortify their financial defenses against unforeseen liabilities.
As winter storms approach Upper Darby Township, homeowners often worry about liability from slip-and-fall accidents on icy walkways. Emerald Isle Insurance provides umbrella insurance coverage to extend protection beyond standard home or auto policies. This specialist helps residents address gaps in their current liability limits, offering a financial safety net against unexpected lawsuit costs. The process begins with a personalized review of existing policies to determine the appropriate level of added coverage. An initial consultation allows the agent to assess a client's unique exposure risks and property details.
Farmers Insurance - Ben Nguyen provides residential umbrella insurance services in Upper Darby Township, Pennsylvania, helping homeowners protect assets beyond basic policy limits. Commercial umbrella coverage is also available for local businesses seeking additional liability security. The agency serves clients throughout Delaware County and the greater Philadelphia region. Regular policy reviews can be scheduled to adjust coverage as needs evolve. Follow-up consultations and repeat service between standard renewal visits are offered for account updates or coverage questions.
Continental Insurance offers both one-time and recurring service options for umbrella insurance clients in Upper Darby Township, PA. One-time service provides a single policy review and purchase, while recurring service includes periodic updates and adjustments to coverage limits. Their umbrella insurance policies extend liability protection beyond standard home and auto policies, safeguarding against major claims or lawsuits. This service runs on either a one-time or scheduled basis, depending on the client’s preference and need for ongoing policy management.
What Does an a Umbrella Insurance Agent in Upper Darby Township Cost?
In Pennsylvania, umbrella insurance typically costs between $150 and $300 per year for a $1 million policy. Higher coverage limits of $2 million to $5 million may cost $300 to $600 annually. Costs vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.
About umbrella insurance agents in Upper Darby Township
Umbrella insurance agents in Upper Darby Township help residents secure extra liability coverage that goes beyond the limits of standard auto and homeowners policies. In Pennsylvania, umbrella policies typically require underlying coverage of at least $250,000 for auto liability and $100,000 for home liability. This added layer can protect your assets from large claims or lawsuits common in the Philadelphia area.
Frequently Asked Questions
What does an umbrella insurance agent in Upper Darby Township do?
An umbrella insurance agent helps you evaluate your current liability risks and purchase a policy that extends coverage limits. They review your existing auto and home insurance to ensure the underlying limits meet Pennsylvania requirements for umbrella eligibility.
How much umbrella insurance do I need in Pennsylvania?
Most agents recommend at least $1 million in umbrella coverage, which is the typical starting limit. Your specific need depends on your assets, income, and potential liability exposure in Upper Darby Township.
Is umbrella insurance required by law in Pennsylvania?
No, umbrella insurance is not required by Pennsylvania law. However, it is strongly recommended for individuals with significant assets or those who face higher lawsuit risks due to activities like owning a pool or rental property.
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