The top-rated umbrella insurance agent in Clarksville, Tennessee is Legacy Insurance, rated 4.9 stars across 722 reviews. Other highly rated options include Augustine Insurance, Farm Bureau Insurance, BFS Insurance Group. This directory lists 20 umbrella insurance agents serving Clarksville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Legacy Insurance | 2017 Wilma Rudolph Blvd | (931) 538-1655 |
| 2 | Augustine Insurance | 111 N Riverside Dr | (931) 503-0015 |
| 3 | Farm Bureau Insurance | 2225 Lowes Dr Suite C | (931) 538-6500 |
| 4 | BFS Insurance Group | 1820 Madison St G | (931) 503-1533 |
| 5 | Clarksville Insurance Agency | 2859 Fort Campbell Blvd | (931) 431-4551 |
| 6 | Farmers Insurance - Katrice Butler | 970 Tiny Town Rd K | (931) 281-8536 |
| 7 | The Stack Agency - Insurance Broker | 105 Ussery Rd | (931) 346-7700 |
| 8 | Kimeo Smith Agency | 1808 Memorial Cir Ste B | (615) 438-1893 |
| 9 | Shelter Insurance - Tim Shank | 138 Center Pointe Dr Ste D2 | (931) 552-3465 |
| 10 | Clarksville Insurance Agency Ltd. | 128 N 2nd St | (931) 716-5037 |
Legacy Insurance serves the greater Clarksville, Tennessee area, offering umbrella insurance coverage to local residents and businesses. This type of policy provides additional liability protection beyond standard auto and homeowners insurance limits. Residents in and around Clarksville benefit from such coverage to guard against large claims or lawsuits. Legacy Insurance helps customers evaluate their existing policies to find appropriate umbrella limits for their specific needs. The agency assists with extending liability coverage for automobile and homeowner exposures throughout Clarksville.
Augustine Insurance serves homeowners, businesses, and property managers in Clarksville, Tennessee, by offering umbrella insurance policies. These policies provide additional liability coverage beyond standard home or auto limits, helping clients protect their assets against major claims or lawsuits. An umbrella policy is especially valuable for those with significant property or higher exposure to risk. The agency explains coverage options and limits to match each customer’s specific needs. Augustine Insurance also extends its services to families and commercial clients in the nearby Fort Campbell area of the Clarksville metro.
Farm Bureau Insurance provides personal and commercial liability coverage for clients in Clarksville, Tennessee. As an umbrella insurance agent, it offers additional liability protection that extends beyond standard policy limits, safeguarding assets from major claims and lawsuits. This extra coverage can apply to homes, vehicles, and other general risk exposures. The company serves a wide range of commercial sectors, including offices, warehouses, and food service operations.
BFS Insurance Group offers clients a choice between one-time policy assessments and recurring annual coverage reviews to ensure adequate liability protection. Serving the Clarksville, Tennessee area, this agency specializes in umbrella insurance that extends beyond standard home and auto policies to provide additional layers of financial security. Their services handle claims coordination and policy adjustments for those seeking extra coverage against major lawsuits or property damage. Service runs on either a scheduled or as-needed basis depending on the client's preference for review frequency.
Serving Clarksville, Tennessee, and the surrounding Montgomery County communities, Clarksville Insurance Agency handles personal umbrella liability coverage that extends beyond the limits of standard auto and homeowners policies. This agency addresses the need for added protection against major claims and lawsuits that could otherwise exceed existing policy caps. Clarksville Insurance Agency conducts a careful review of each client's existing assets and risk exposure to determine appropriate coverage limits. This thorough assessment allows it to structure a customized policy that broadens liability protection efficiently.
Farmers Insurance - Katrice Butler provides umbrella insurance coverage to extend liability protection beyond standard policies for residents of Clarksville, TN. The agency also assists clients with evaluating their overall insurance needs and offers guidance for property and auto coverage. This local office helps individuals address coverage gaps that may arise from increased assets or participation in higher-risk activities, ensuring financial security. It is particularly useful for protecting against major claims or lawsuits during the busy holiday travel season or after a home renovation project.
As spring storms and holiday gatherings increase liability risks for Clarksville residents, The Stack Agency - Insurance Broker provides personalized umbrella insurance agent services tailored to local needs. This agency helps clients protect assets beyond standard home and auto coverage, offering an extra layer of financial security. Their process involves reviewing current policies and discussing coverage gaps specific to the Tennessee region. The initial step includes scheduling a thorough assessment of your existing insurance portfolio to identify appropriate umbrella limits for your situation.
Kimeo Smith Agency provides residential umbrella insurance services for clients in Clarksville, Tennessee, offering an extra layer of liability protection beyond standard homeowners policies. The agency also assists commercial clients in securing similar extended coverage for their operations in the region. Serving the local area, they help residents and business owners assess their potential exposure and obtain appropriate insurance limits. Clients can rely on this agent for assistance with annual policy reviews and adjustments between regular service visits to maintain adequate protection.
Shelter Insurance - Tim Shank in Clarksville, Tennessee provides umbrella insurance coverage to clients seeking supplemental liability protection beyond standard policy limits. This firm assists residents and businesses in the local area with evaluating their risk exposure and securing additional layers of financial security. The company helps tailor coverage to fit specific needs, offering peace of mind against major claims or lawsuits. Shelter Insurance - Tim Shank can also advise on personal liability umbrella policies that extend coverage across auto and homeowners insurance lines.
Clarksville Insurance Agency Ltd. serves the Clarksville, Tennessee metro area with specialized umbrella insurance coverage. This category of liability policy extends beyond standard home and auto limits to provide an extra layer of financial protection for policyholders. Clients often utilize this coverage to safeguard personal assets against major claims or lawsuits. The agency also focuses on personal umbrella policies for higher-income households and excess liability solutions for property owners.
What Does an a Umbrella Insurance Agent in Clarksville Cost?
Umbrella insurance in Tennessee typically costs between 150 and 350 dollars per year for 1 million dollars of coverage. Higher limits like 2 million or 5 million may cost 300 to 800 dollars annually. Costs vary based on your driving record property value and claims history. This is general information not insurance advice.
About umbrella insurance agents in Clarksville
An umbrella insurance agent in Clarksville Tennessee can help you secure additional liability coverage above your auto and homeowners policies. Tennessee law does not require umbrella insurance but it can protect your assets in case of a major lawsuit or accident. Local agents understand the specific risks for Clarksville residents including severe weather events and high traffic areas.
Frequently Asked Questions
What does umbrella insurance cover in Tennessee?
Umbrella insurance provides extra liability coverage beyond your auto and home insurance limits. It covers claims like bodily injury property damage and personal injury lawsuits. In Tennessee it can also cover legal defense costs if you are sued.
How much umbrella insurance do I need in Clarksville?
Most agents recommend at least 1 million dollars in umbrella coverage. Your needs depend on your assets income and risk factors. A local Clarksville agent can help you assess your situation based on Tennessee liability laws.
Can I buy umbrella insurance from any agent in Tennessee?
Yes you can purchase umbrella insurance from a licensed agent in Tennessee. The agent must be appointed with an insurer that offers umbrella policies in the state. Make sure the agent is familiar with Tennessee insurance regulations and coverage requirements.
Umbrella Insurance Agents in Other Tennessee Cities
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