The top-rated umbrella insurance agent in Collierville, Tennessee is Nathan Jones - State Farm Insurance Agent, rated 5.0 stars across 444 reviews. Other highly rated options include Kimberly Taylor - State Farm Insurance Agent, Brock and Poole Insurance Agency, Inc., Carrie Moore: Allstate Insurance. This directory lists 18 umbrella insurance agents serving Collierville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nathan Jones - State Farm Insurance Agent | 362 New Byhalia Rd Suite 201 | (901) 417-7341 |
| 2 | Kimberly Taylor - State Farm Insurance Agent | 200 US-72 | (901) 794-8848 |
| 3 | Brock and Poole Insurance Agency, Inc. | 185 N Main St Ste 103 | (901) 854-9775 |
| 4 | Carrie Moore: Allstate Insurance | 648 W Poplar Ave | (901) 853-8036 |
| 5 | Farm Bureau Insurance | 745 W Poplar Ave #3 | (901) 850-5002 |
| 6 | The Insurance Shoppe of TN | 201 S Center St # 210 | (901) 492-1210 |
| 7 | Farmers Insurance - David Rideout | 364 New Byhalia Rd Ste 5 | (901) 621-8085 |
| 8 | Palacio Miller Insurance Agency | 475 E South St #110 | (901) 762-8585 |
| 9 | Amin Mulji Insurance Agency | 155 N Main St Suite 102A | (901) 657-6686 |
| 10 | Farmers Insurance - Scott Blackburn | 335 Poplar View Ln E Ste 1 | (901) 308-1846 |
Nathan Jones - State Farm Insurance Agent serves the Collierville, Tennessee area and surrounding Shelby County communities, specializing in umbrella insurance coverage. An umbrella policy provides extra liability protection beyond the limits of an auto or homeowners policy. This agent works with clients to assess their personal risk and offers policies that help safeguard assets against major claims or lawsuits. Common services clients receive include consulting on liability gaps and tailoring an umbrella policy to fit alongside existing home and auto insurance coverage.
Kimberly Taylor - State Farm Insurance Agent in Collierville, TN, provides umbrella liability insurance coverage designed to extend protection beyond standard policies. Service plans include personalized consultations to assess individual coverage gaps and adjust policy limits as client circumstances change. Clients can request regular policy reviews to ensure sufficient liability safeguards against major claims. The agency services a range of properties including single-family homes, apartments, retail establishments, and restaurants.
Homeowners, businesses, and property managers in Collierville, TN work with Brock and Poole Insurance Agency, Inc. for umbrella insurance services. This company helps clients secure additional liability coverage that extends beyond the limits of standard home or auto policies. Such protection is valuable for safeguarding personal and commercial assets against unexpected costly claims. Brock and Poole Insurance Agency, Inc. also serves the greater Memphis metro area, including nearby Germantown.
Carrie Moore: Allstate Insurance serves Collierville, Tennessee, and the surrounding Memphis-area communities, specializing in umbrella insurance policies. The agency handles excess liability coverage that extends beyond standard home and auto policy limits for added financial protection. It works with clients to assess potential personal liability risks, such as accidents on their property or auto incidents that exceed their primary coverage. The general approach it uses to handle a typical job involves reviewing a client's existing policies to determine the necessary umbrella limit for their assets.
Farm Bureau Insurance provides umbrella insurance coverage for individuals and businesses in Collierville, Tennessee, focusing on additional liability protection beyond standard policies. This specialty can cover claims arising from personal injury, property damage, or legal defense costs. Agents tailor these policies to offer higher coverage limits for a range of risk exposures. Commercial sectors that commonly benefit from such additions include offices, warehouses, and food service operations seeking extra protection for their assets and operations.
The Insurance Shoppe of TN in Collierville, TN, provides umbrella insurance through either a one-time purchase of a standalone policy or as a recurring annual endorsement tied to a homeowners or auto policy. These policies extend additional liability protection beyond standard limits, safeguarding personal assets from major claims. Coverage typically applies across multiple personal lines policies. In Collierville, service runs on a recurring, scheduled basis to maintain coverage along with underlying policies throughout the policy year.
Farmers Insurance - David Rideout in Collierville, TN, specializes in umbrella insurance agent services, offering additional liability coverage that extends beyond standard home and auto policies. It generally helps clients increase their protection limits and guard against major claims or lawsuits. Beyond basic policy work, the agency assists with risk assessment for local property owners. An umbrella policy from this agent is especially valuable for Collierville residents during storm seasons, when liability claims from fallen trees or guest injuries become more common.
As hail season approaches in Collierville, homeowners and small business owners often review their existing liability limits. Palacio Miller Insurance Agency provides umbrella insurance in the area, offering supplemental coverage that extends protection beyond standard homeowners or auto policies. This type of policy can help safeguard personal assets when a significant claim or lawsuit exceeds base limits. Clients typically schedule a brief liability risk assessment with the agency to review their current coverage and discuss potential gaps. An initial inspection of the property may follow to finalize the policy.
Amin Mulji Insurance Agency serves Collierville, Tennessee, residents by arranging umbrella insurance policies that extend personal liability protection beyond standard home and auto coverage. The agency also assists commercial clients in Collierville with additional liability layers, safeguarding business assets across the local area. Umbrella policies address gaps in primary coverage, offering broader protection in common regional risk scenarios. Clients return for periodic policy reviews or to adjust coverage after life or business changes, ensuring ongoing protection between regular check-ins.
Farmers Insurance - Scott Blackburn provides general umbrella insurance coverage to clients in Collierville, Tennessee, offering an additional layer of liability protection beyond standard policies. This specialist service helps safeguard personal assets against major claims and lawsuits. The company can assist residential and commercial clients alike, tailoring excess liability limits to meet varying risk profiles. Its umbrella policies serve a range of commercial sectors, including offices, warehouses, and food service operations, ensuring businesses have adequate coverage for unforeseen events.
What Does an a Umbrella Insurance Agent in Collierville Cost?
The cost of umbrella insurance in Tennessee typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Factors like your driving record, number of properties, and claims history affect the premium. Higher coverage limits may cost 300 to 800 dollars annually. This is general information and not insurance advice.
About umbrella insurance agents in Collierville
An umbrella insurance agent in Collierville Tennessee can help you secure additional liability protection beyond your auto and homeowners policies. Tennessee law allows umbrella policies to cover claims that exceed underlying policy limits, which is important given the states comparative fault rules. Working with a local agent ensures you understand how Tennessee statutes affect your coverage needs.
Frequently Asked Questions
What does an umbrella insurance agent in Collierville do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides extra coverage above your auto and home insurance. In Tennessee, this policy can protect your assets from large lawsuits or claims. The agent explains policy limits and exclusions based on your specific situation.
How much umbrella insurance do I need in Collierville Tennessee?
The amount of umbrella coverage you need depends on your assets and risk exposure. Many agents recommend at least 1 million dollars in coverage, but higher limits may be appropriate for high net worth individuals. Tennessee does not set a minimum requirement for umbrella insurance, so consult an agent for personalized advice.
Can I get umbrella insurance if I have a rental property in Collierville?
Yes, umbrella insurance can cover liability from rental properties you own in Collierville. Tennessee law does not exclude rental properties from umbrella policies, but you must disclose all properties to your agent. The policy typically provides coverage for claims like tenant injuries or property damage.
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