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Browse umbrella insurance agents serving Johnson City, Tennessee. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Johnson City, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 20 umbrella insurance agents in Johnson City, TN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Veritas Insurance
4451 N Roan St #201, Johnson City, TN 37615
(423) 292-4142
veritasrm.com
Widener Insurance Inc
607 Baxter St, Johnson City, TN 37601
(423) 926-7151
widenerins.com
Westmoreland Insurance - A Division of Carriage Hill
2514 Wesley St #101, Johnson City, TN 37601
(423) 610-1212
westmorelandins.com
Jones Insurance Service
2112 N Roan St #706, Johnson City, TN 37601
(423) 282-9339
jonesinsuranceservice.com
Farm Bureau Insurance
2112 W Market St #50, Johnson City, TN 37604
(423) 672-4060
fbitn.com
C R Gregory Insurance, Inc.
2726 E Oakland Ave STE 106, Johnson City, TN 37601
(423) 926-7722
crgregory.com
Farmers Insurance - William Bartra
305 W Oakland Ave #170, Johnson City, TN 37604
(423) 928-3276
agents.farmers.com
Farm Bureau Insurance
503 Princeton Rd Suite A, Johnson City, TN 37601
(423) 283-4780
fbitn.com
Highlands Insurance Group
508 Princeton Rd #104, Johnson City, TN 37601
(423) 594-0222
highlandsins.com
Bass Group Insurance
902 Sunset Dr #5a, Johnson City, TN 37604
(423) 929-1666
bassgroupins.com
Heritage Insurance Group
532 Princeton Rd, Johnson City, TN 37601
(423) 283-9811
herinsgrp.com
Insurance Solutions by Rutledge and Associates
129 E Springbrook Dr #4, Johnson City, TN 37601
(423) 915-1263
insurancesolutionstn.com
Resilience Insurance Services TN
1708 Old Gray Station Rd, Johnson City, TN 37615
(423) 405-0180
Highstreet Insurance, formerly-Yates Agency
309 Princeton Rd, Johnson City, TN 37601
(423) 283-7283
hsip.com
Gary Story Insurance Agency
208 Sunset Dr Ste. 348, Johnson City, TN 37604
(423) 854-9173
Mc Kinney Insurance
505 E Watauga Ave suite 1, Johnson City, TN 37601
(423) 928-7406
Vitality Insurance TN
600 N State of Franklin Rd Suite 10, Johnson City, TN 37604
(423) 528-6455
Johnson City Insurance
2908 E Oakland Ave, Johnson City, TN 37601
(423) 282-3111
bit.ly
Benchmark Insurance
409 W Oakland Ave #2, Johnson City, TN 37604
(423) 430-8422
Watauga Insurance Inc
201 W Watauga Ave, Johnson City, TN 37604
(423) 929-7103
wataugainsurance.com
Umbrella insurance agents in Johnson City Tennessee help you add extra liability coverage beyond your auto or homeowners policy. Tennessee law does not require umbrella insurance but it can protect your assets in case of a large lawsuit. Local agents understand the risks specific to the Tri-Cities area and can tailor a policy to your needs.
What Does a Umbrella Insurance Agent in Johnson City Cost?
In Tennessee umbrella insurance typically costs between 150 and 400 dollars annually for one million dollars of coverage. For two million dollars the cost may range from 250 to 600 dollars per year. Factors such as your age driving history and number of vehicles influence the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Johnson City do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your standard insurance limits. In Tennessee this extra layer can protect your savings and future income from large judgments. The agent will review your current policies and recommend a coverage amount based on your assets.
How much umbrella coverage do I need in Tennessee?
Most agents recommend at least one million dollars in umbrella coverage for Tennessee homeowners. The amount you need depends on your net worth and risk factors like owning a pool or rental property. An agent can run a risk assessment to suggest a specific limit.
Is umbrella insurance expensive in Johnson City Tennessee?
Umbrella insurance in Tennessee is generally affordable with typical costs ranging from 150 to 350 dollars per year for one million dollars in coverage. Premiums vary based on your driving record number of properties and other factors. Your agent can provide a quote after reviewing your existing policies.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Tennessee.