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Find Umbrella Insurance Agents Near You in Franklin, TN

Browse umbrella insurance agents serving Franklin, Tennessee. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Franklin, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 20 umbrella insurance agents in Franklin, TN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Matt Cole - State Farm Insurance Agent
128 Holiday Ct #110, Franklin, TN 37067
(615) 807-1773 agentmattcole.com
Farm Bureau Insurance
1010 Murfreesboro Rd #126, Franklin, TN 37064
(615) 794-1104 fbitn.com
Boxwood Insurance Group
3020 Stansberry Ln Suite 202, Franklin, TN 37069
(615) 245-5851 boxwoodins.com
Stewart Insurance Group
Westhaven Town Center, 102 Front St, Franklin, TN 37064
(615) 465-6072 ericinsures.com
Benton White Insurance
231 Public Square Suite 300, Franklin, TN 37064
(615) 377-1212 bentonwhite.com
Holt Insurance Agency
1894 General George Patton Dr #700, Franklin, TN 37067
(615) 221-7094 holtinsuranceagency.com
Triton Insurance Group Franklin Tennessee
4151 Old Hillsboro Rd, Franklin, TN 37064
(615) 234-0157 tritonagency.com
Johnston & Associates Insurance
321 Billingsly Ct STE 18, Franklin, TN 37067
(615) 716-2123 jainsurancetn.com
Allee Agency Inc
330 Mallory Station Rd STE A2, Franklin, TN 37067
(615) 386-7153 alleeins.com
Shellnut Insurance and Associates LLC
130 Seaboard Ln STE A5, Franklin, TN 37067
(615) 850-9006 shellnutinsurance.net
Williams Insurance Group
256 Seaboard Ln STE H102, Franklin, TN 37067
(615) 850-4222 williamsgrouptn.com
King & Associates Insurance
725 Cool Springs Blvd #400, Franklin, TN 37067
(615) 329-8121 tkinginsurance.com
Southern Insurance Group
3401 Mallory Ln, Franklin, TN 37067
(615) 616-8600 sigtenn.com
Warren Insurance Solutions, LLC
3401 Mallory Ln Suite 219, Franklin, TN 37067
(615) 716-1220 goosehead.com
Randy Jones & Associates Insurance Agency
222 4th Ave N, Franklin, TN 37064
(615) 790-6555 rjainsurance.com
BNA Insurance Group
9045 Carothers Pkwy Ste 301, Franklin, TN 37067
(615) 431-1262 bnainsurancegroup.com
Battle Page Insurance Agency
1896 General George Patton Dr #500, Franklin, TN 37067
(615) 790-8008 battlepageinsurance.com
McKinney-Green Insurance, LLC
301 Public Square, Franklin, TN 37064
(615) 538-0900 mckinneygreen.com
Insurance Group of America
6640 Carothers Pkwy #160, Franklin, TN 37067
(615) 905-1722 iga.biz
Insurance Services Agency
725 Cool Springs Blvd #600, Franklin, TN 37067
(615) 261-1385 insuranceservicesagency.com

Umbrella insurance provides an extra layer of liability protection beyond your auto, home, or boat policies. In Franklin, Tennessee, an agent can help you secure this coverage to safeguard your savings and future income. Tennessee law does not require umbrella insurance, but it is a smart choice for homeowners and drivers who want added security against large lawsuits.

What Does a Umbrella Insurance Agent in Franklin Cost?

In Tennessee, umbrella insurance premiums typically range from 150 to 400 dollars per year for a 1 million dollar policy. Higher coverage limits cost more, often 75 to 150 dollars per additional million. Your age, driving record, and number of properties affect the final price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Franklin do?
An umbrella insurance agent helps you assess your personal liability risks and find a policy that covers claims above your primary insurance limits. They review your assets and lifestyle to recommend appropriate coverage amounts. The agent then shops among insurers to get you the best available terms.
How much umbrella coverage do I need in Franklin Tennessee?
Most agents suggest at least 1 million dollars in umbrella coverage, but your needs depend on your assets and income. Tennessee courts can award large judgments in liability cases, so higher limits may be wise if you own a home, have investments, or face higher risk activities. Your agent can calculate a suitable amount for your situation.
Can I buy umbrella insurance from any agent in Tennessee?
Yes, many independent agents and captive agents in Franklin offer umbrella policies. However, you must first have a base auto or homeowners policy with the same insurer or an affiliated company. Tennessee law does not restrict who can sell umbrella insurance, but the policy must meet state regulatory standards.