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Umbrella Insurance Agents in Hendersonville, TN

Compare umbrella insurance agents in Hendersonville. Review contact information and insurance categorys before you decide.

19 agents listed
Updated May 2026
Hendersonville, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 19 umbrella insurance agents in Hendersonville, TN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farm Bureau Insurance
185 Indian Lake Blvd F, Hendersonville, TN 37075
(615) 826-2833 fbitn.com
Shrum Insurance Services
132 Maple Row Blvd Suite 610, Hendersonville, TN 37075
(615) 822-7680 shruminsurance.com
Chris Florek Insurance Agency
260 W Main St ste 110-c, Hendersonville, TN 37075
(615) 431-2886 florekinsurance.com
Melissa French: Allstate Insurance
105 Bluegrass Commons Blvd Ste A, Hendersonville, TN 37075
(615) 338-4500 agents.allstate.com
Martinek Insurance Services a division of Southern Insurance Group LLC
394 W Main St B5, Hendersonville, TN 37075
(615) 824-7577 sigtenn.com
P&C Insurance
131 Maple Row Blvd STE B200, Hendersonville, TN 37075
(615) 447-8102 pandcinsure.com
Hicks Watson Insurance Agency
139 Maple Row Blvd STE 200, Hendersonville, TN 37075
(615) 824-8869 hickswatsoninsurance.com
Williamson Insurance & Investments LLC
133 Indian Lake Rd STE 101, Hendersonville, TN 37075
(615) 826-3313 agentwilliamson.com
Shelter Insurance - Randy Swayze
107 Imperial Blvd Ste 4, Hendersonville, TN 37075
(615) 432-2111 shelterinsurance.com
Shelter Insurance - Jay Roth
297 New Shackle Island Rd, Hendersonville, TN 37075
(615) 822-5500 shelterinsurance.com
Ingram Insurance Agency
105 Glen Oak Blvd #200, Hendersonville, TN 37075
(615) 675-5154 theingramagency.com
Lawson Insurance Services
115 Hazel Path Suite #4, Hendersonville, TN 37075
(615) 431-2289 lawsonis.com
The Bill Yon Agency
131 Indian Lake Rd #202, Hendersonville, TN 37075
(615) 826-0156 thebillyonagency.com
Sesler Insurance
114 Canfield Pl STE A1, Hendersonville, TN 37075
(615) 824-7913 seslerinsurance.com
Goosehead Insurance - Kevin Seagren & Jonathan Blayney
639 E Main St Suite 9, Lower Level, Hendersonville, TN 37075
(925) 315-4397 goosehead.com
FirstChoice Insurance Agency
103 Burrus Ave, Hendersonville, TN 37075
(615) 857-9961
Covenant Insurance Agency, LLC. (Richard R Coker)
127 Haven St suite a, Hendersonville, TN 37075
(615) 824-6322 covenantinsagency.com
Got insurance quotes Hendersonville
1981 Shell Rd, Hendersonville, TN 37075
(615) 437-0919 willodeanvittorio0.wixsite.com
Taper Insurance Agency
131 A Maple Row Blvd, Hendersonville, TN 37075
(615) 640-6647

An umbrella insurance agent in Hendersonville Tennessee can help you secure additional liability coverage beyond your standard home and auto policies. Tennessee law requires all drivers to carry minimum liability limits, but an umbrella policy provides extra protection for serious accidents or lawsuits. Local agents understand the specific risks for Hendersonville residents, such as lakefront property liability and high-traffic road incidents on Vietnam Veterans Boulevard.

What Does a Umbrella Insurance Agent in Hendersonville Cost?

In Tennessee, a $1 million personal umbrella policy generally costs $150 to $300 per year for most homeowners. Higher coverage amounts, such as $2 million or $5 million, may cost $300 to $800 annually. Factors like multiple properties, young drivers, or a history of claims can increase premiums. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Hendersonville do?
An agent helps you buy a personal umbrella policy that adds $1 million or more in liability coverage on top of your existing home and auto insurance. This extra layer protects your assets if you are sued for damages exceeding your primary policy limits.
Do I need umbrella insurance in Tennessee?
Tennessee does not require umbrella insurance by law, but it is strongly recommended if you have significant assets, a swimming pool, or a teenage driver. A single lawsuit could exceed the state minimum auto liability limits of $25,000 per person and $50,000 per accident.
How much does umbrella insurance cost in Hendersonville?
Typical umbrella insurance costs between $150 and $500 per year for $1 million in coverage. Premiums depend on your home value, number of vehicles, and driving record. Your Hendersonville agent can provide a personalized quote.