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HomeUmbrella Insurance AgentsTennessee › Hendersonville

Find Umbrella Insurance Agents Near You in Hendersonville, TN

Browse umbrella insurance agents serving Hendersonville, Tennessee. Updated 2026-07-14.

The top-rated umbrella insurance agent in Hendersonville, Tennessee is Shrum Insurance Services, rated 5.0 stars across 221 reviews. Other highly rated options include Farm Bureau Insurance, Chris Florek Insurance Agency, Melissa French: Allstate Insurance. This directory lists 19 umbrella insurance agents serving Hendersonville.

Showing 19 umbrella insurance agents in Hendersonville, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Shrum Insurance Services132 Maple Row Blvd Suite 610(615) 822-7680
2Farm Bureau Insurance185 Indian Lake Blvd F(615) 826-2833
3Chris Florek Insurance Agency260 W Main St ste 110-c(615) 431-2886
4Melissa French: Allstate Insurance105 Bluegrass Commons Blvd Ste A(615) 338-4500
5Martinek Insurance Services a division of Southern Insurance Group LLC394 W Main St B5(615) 824-7577
6P&C Insurance131 Maple Row Blvd STE B200(615) 447-8102
7Williamson Insurance & Investments LLC133 Indian Lake Rd STE 101(615) 826-3313
8Hicks Watson Insurance Agency139 Maple Row Blvd STE 200(615) 824-8869
9Shelter Insurance - Jay Roth297 New Shackle Island Rd(615) 822-5500
10Lawson Insurance Services115 Hazel Path Suite #4(615) 431-2289
SI
132 Maple Row Blvd Suite 610
Shrum Insurance Services
Umbrella Insurance Agent · Hendersonville, TN

Shrum Insurance Services serves the Hendersonville, Tennessee, area as an umbrella insurance agent. The company assists clients in securing additional liability coverage that extends beyond the limits of standard home and auto policies. This extra layer of protection can help safeguard personal assets against major claims or lawsuits. Common situations where this coverage is relevant include accidents occurring on one’s property or incidents involving a family vehicle. Shrum Insurance Services specializes in personal umbrella policies for local homeowners and drivers as supplemental liability risk management solutions in the Hendersonville area.

FB
185 Indian Lake Blvd F
Farm Bureau Insurance
Umbrella Insurance Agent · Hendersonville, TN

Farm Bureau Insurance in Hendersonville, Tennessee, provides umbrella insurance options that can be purchased as a single policy for a specific term or set up on a recurring renewal basis for ongoing protection. The coverage extends beyond standard liability limits, offering an extra layer of financial security against major claims or lawsuits. Service is available on an as-needed basis, with policies typically arranged for initial one-time activation or continued through scheduled annual renewals as the client prefers.

CF
260 W Main St ste 110-c
Chris Florek Insurance Agency
Umbrella Insurance Agent · Hendersonville, TN

Chris Florek Insurance Agency in Hendersonville, TN provides umbrella insurance coverage that extends liability protection beyond standard policies. The agency helps clients evaluate their exposure and secure a supplemental layer of coverage for added financial security. It offers guidance on policy limits and facilitates any necessary adjustments to maintain adequate protection over time. This support assists individuals and businesses in managing broader risk. The company services single-family homes, apartments, retail, and restaurants.

MF
105 Bluegrass Commons Blvd Ste A
Melissa French: Allstate Insurance
Umbrella Insurance Agent · Hendersonville, TN

Melissa French: Allstate Insurance serves homeowners, businesses, and property managers in Hendersonville, Tennessee, seeking protection against major liability claims. As an umbrella insurance agent, the agency provides extra coverage layers that extend beyond standard policy limits, helping clients safeguard assets from unforeseen lawsuits. Policies address gaps in existing home, auto, or commercial liability, offering broader financial security for property owners and local enterprises. The agency also serves clients in the larger Nashville metropolitan area, including nearby communities such as Gallatin.

MI
394 W Main St B5
Martinek Insurance Services a division of Southern Insurance Group LLC
Umbrella Insurance Agent · Hendersonville, TN

Martinek Insurance Services, a division of Southern Insurance Group LLC, serves Hendersonville, TN, and the surrounding Nashville-area communities. It handles umbrella insurance policies that provide additional liability coverage beyond standard home or auto limits. This agency helps clients protect their personal assets against major claims or lawsuits. Its typical approach to a job involves reviewing existing insurance policies to recommend appropriate umbrella coverage that responds to gaps, ensuring a seamless layer of extra liability protection.

PI
131 Maple Row Blvd STE B200
P&C Insurance
Umbrella Insurance Agent · Hendersonville, TN

P&C Insurance offers clients a choice between a one-time policy for immediate umbrella liability coverage and a recurring service option for ongoing protection. This umbrella insurance agent provides policies that cover excess liability above standard auto and homeowners limits, safeguarding assets from major claims in Hendersonville, TN. Services are available on either a one-time or an as-needed basis, depending on the client's preference for continuous versus occasional risk management support.

WI
133 Indian Lake Rd STE 101
Williamson Insurance & Investments LLC
Umbrella Insurance Agent · Hendersonville, TN

As the fall storm season approaches in Middle Tennessee, many homeowners in Hendersonville worry about liability from fallen trees or guest injuries. Williamson Insurance & Investments LLC provides umbrella insurance coverage to protect personal assets when basic policies reach their limits. This agent works with property owners to review existing home and auto policies, identifying gaps that a modest umbrella policy can fill. A brief consultation and policy review help determine the appropriate coverage layer for each family.

HW
139 Maple Row Blvd STE 200
Hicks Watson Insurance Agency
Umbrella Insurance Agent · Hendersonville, TN

As an umbrella insurance agent in Hendersonville, TN, Hicks Watson Insurance Agency specializes in providing liability coverage that extends beyond the limits of standard auto and homeowners policies. It serves clients by offering an additional layer of protection against major claims and lawsuits that could otherwise threaten personal assets. The agency works with local homeowners and drivers to help secure broader coverage for unexpected financial exposures, such as those arising from a serious accident on icy roads during the winter months.

SI
297 New Shackle Island Rd
Shelter Insurance - Jay Roth
Umbrella Insurance Agent · Hendersonville, TN

Shelter Insurance - Jay Roth provides residential umbrella insurance service for homeowners in Hendersonville, TN, offering an extra layer of liability coverage beyond standard policies. The agency also addresses commercial coverage needs for local businesses seeking broader protection against major claims. Serving the greater Hendersonville area, clients can arrange policies during regular business hours. Follow-up discussions occur after any policy update or claim event, ensuring continued protection with repeat service available between regular annual visits for adjustments.

LI
115 Hazel Path Suite #4
Lawson Insurance Services
Umbrella Insurance Agent · Hendersonville, TN
SI
107 Imperial Blvd Ste 4
Shelter Insurance - Randy Swayze
Umbrella Insurance Agent · Hendersonville, TN
(615) 432-2111
shelterinsurance.com/CA/agent/RANDYSWAYZE
II
105 Glen Oak Blvd #200
Ingram Insurance Agency
Umbrella Insurance Agent · Hendersonville, TN
(615) 675-5154
theingramagency.com
BY
131 Indian Lake Rd #202
The Bill Yon Agency
Umbrella Insurance Agent · Hendersonville, TN
(615) 826-0156
thebillyonagency.com
SI
114 Canfield Pl STE A1
Sesler Insurance
Umbrella Insurance Agent · Hendersonville, TN
(615) 824-7913
seslerinsurance.com
FI
103 Burrus Ave
FirstChoice Insurance Agency
Umbrella Insurance Agent · Hendersonville, TN
(615) 857-9961
GI
639 E Main St Suite 9, Lower Level
Goosehead Insurance - Kevin Seagren & Jonathan Blayney
Umbrella Insurance Agent · Hendersonville, TN
(925) 315-4397
goosehead.com/agents/tn/hendersonville/kevin-seagren-and-jonathan-blayney
CI
127 Haven St suite a
Covenant Insurance Agency, LLC. (Richard R Coker)
Umbrella Insurance Agent · Hendersonville, TN
(615) 824-6322
covenantinsagency.com
GI
1981 Shell Rd
Got insurance quotes Hendersonville
Umbrella Insurance Agent · Hendersonville, TN
(615) 437-0919
willodeanvittorio0.wixsite.com/got-insurance-quotes
TI
131 A Maple Row Blvd
Taper Insurance Agency
Umbrella Insurance Agent · Hendersonville, TN
(615) 640-6647

What Does an a Umbrella Insurance Agent in Hendersonville Cost?

In Tennessee, a $1 million personal umbrella policy generally costs $150 to $300 per year for most homeowners. Higher coverage amounts, such as $2 million or $5 million, may cost $300 to $800 annually. Factors like multiple properties, young drivers, or a history of claims can increase premiums. This is general information, not insurance advice.

About umbrella insurance agents in Hendersonville

An umbrella insurance agent in Hendersonville Tennessee can help you secure additional liability coverage beyond your standard home and auto policies. Tennessee law requires all drivers to carry minimum liability limits, but an umbrella policy provides extra protection for serious accidents or lawsuits. Local agents understand the specific risks for Hendersonville residents, such as lakefront property liability and high-traffic road incidents on Vietnam Veterans Boulevard.

Frequently Asked Questions

What does an umbrella insurance agent in Hendersonville do?

An agent helps you buy a personal umbrella policy that adds $1 million or more in liability coverage on top of your existing home and auto insurance. This extra layer protects your assets if you are sued for damages exceeding your primary policy limits.

Do I need umbrella insurance in Tennessee?

Tennessee does not require umbrella insurance by law, but it is strongly recommended if you have significant assets, a swimming pool, or a teenage driver. A single lawsuit could exceed the state minimum auto liability limits of $25,000 per person and $50,000 per accident.

How much does umbrella insurance cost in Hendersonville?

Typical umbrella insurance costs between $150 and $500 per year for $1 million in coverage. Premiums depend on your home value, number of vehicles, and driving record. Your Hendersonville agent can provide a personalized quote.

Umbrella Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.