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Umbrella Insurance Agents in Cleveland, TN

Looking for a umbrella insurance agent in Cleveland? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Cleveland, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 20 umbrella insurance agents in Cleveland, TN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mark Riden - State Farm Insurance Agent
4681 N Lee Hwy, Cleveland, TN 37312
(423) 472-0248 markriden.com
Austin Murray - State Farm Insurance Agent
915 Keith St NW Suite A, Cleveland, TN 37311
(423) 476-2296 austinmurraysf.com
Farm Bureau Insurance
435 Berywood Trail, Cleveland, TN 37312
(423) 479-9755 fbitn.com
Acceptance Insurance
2409 Keith St NW, Cleveland, TN 37311
(423) 491-7184 locations.acceptance.com
KMA Insurance Group
3535 Keith St NW, Cleveland, TN 37312
(423) 476-7587 kmainsurancegroup.com
Burnside Insurance Group LLC
149 Inman St E, Cleveland, TN 37311
(423) 709-9010 burnsideinsgrp.com
Hooper Insurance
3525 Keith St NW N, Cleveland, TN 37312
(423) 472-1744 hoopins.com
Misty Allen - State Farm Insurance Agent
242 1st St NE, Cleveland, TN 37311
(423) 790-5656 callmistyallen.com
Insurance Incorporated
2551 Georgetown Rd NW, Cleveland, TN 37311
(423) 472-5051 insuranceincorporated.com
Lamar McKenzie - State Farm Insurance Agent
915 25th St NW, Cleveland, TN 37311
(423) 479-8643 lamarmckenzie.com
Bradley Insurance Inc
2601 N Ocoee St, Cleveland, TN 37312
(423) 472-3344 bradleyinsuranceinc.com
Farm Bureau Insurance
2552 Dalton Pike SE #4, Cleveland, TN 37323
(423) 650-4605 fbitn.com
Cleveland Insurance
2625 Ralph Buckner Blvd NE, Cleveland, TN 37311
(423) 478-1200 clevelandins.com
Shelter Insurance
4160 N Ocoee St, Cleveland, TN 37312
(423) 476-1300 shelterinsurance.com
Farm Bureau Insurance
3856 Candies Creek Ln NW, Cleveland, TN 37312
(423) 813-3223 fbitn.com
Senior Insurance Solutions
3815 Georgetown Rd NW, Cleveland, TN 37312
(888) 288-3714 teamsis.com
AAA Insurance - Pop Insurance Agency, LLC
4675 N Lee Hwy Suite #4, Cleveland, TN 37312
(423) 458-1536 locator.acg.aaa.com
American Insurance Managers
3595 Keith St NW, Cleveland, TN 37312
(423) 473-1500 aim4us.com
Shelter Insurance - Mark Shepherd
2334 Keith St NW, Cleveland, TN 37311
(423) 339-8777 shelterinsurance.com
Logan Brewer - Independent Insurance Agent - Home / Auto / Commercial
3535 Keith St NW, Cleveland, TN 37312
(423) 716-4625 linkedin.com

An umbrella insurance agent in Cleveland Tennessee can help you secure an extra layer of liability protection that goes beyond your auto homeowners or boat insurance. Tennessee law does not require umbrella insurance but it can shield your savings and future earnings from large lawsuits. Local agents understand the specific risks in Bradley County and can tailor coverage to your needs.

What Does a Umbrella Insurance Agent in Cleveland Cost?

The cost of an umbrella insurance policy in Tennessee typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Your premium depends on your risk factors such as number of vehicles property and driving record. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Cleveland do?
An umbrella insurance agent reviews your existing policies and recommends a personal umbrella policy that provides additional liability coverage. They help you choose a limit typically starting at 1 million dollars. The agent also ensures your underlying policies meet the minimum requirements set by the insurer.
How much umbrella coverage do I need in Tennessee?
The amount of coverage depends on your assets and risk exposure. Many agents suggest at least 1 million dollars in umbrella coverage if you own a home have a swimming pool or have significant savings. Tennessee courts can award large judgments so higher limits may be wise for high net worth individuals.