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Find Umbrella Insurance Agents Near You in Cleveland, TN

Browse umbrella insurance agents serving Cleveland, Tennessee. Updated 2026-07-14.

The top-rated umbrella insurance agent in Cleveland, Tennessee is Mark Riden - State Farm Insurance Agent, rated 5.0 stars across 1,080 reviews. Other highly rated options include Austin Murray - State Farm Insurance Agent, Acceptance Insurance, Farm Bureau Insurance. This directory lists 20 umbrella insurance agents serving Cleveland.

Showing 20 umbrella insurance agents in Cleveland, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mark Riden - State Farm Insurance Agent4681 N Lee Hwy(423) 472-0248
2Austin Murray - State Farm Insurance Agent915 Keith St NW Suite A(423) 476-2296
3Acceptance Insurance2409 Keith St NW(423) 491-7184
4Farm Bureau Insurance435 Berywood Trail(423) 479-9755
5KMA Insurance Group3535 Keith St NW(423) 476-7587
6Burnside Insurance Group LLC149 Inman St E(423) 709-9010
7Hooper Insurance3525 Keith St NW N(423) 472-1744
8Misty Allen - State Farm Insurance Agent242 1st St NE(423) 790-5656
9Insurance Incorporated2551 Georgetown Rd NW(423) 472-5051
10Bradley Insurance Inc2601 N Ocoee St(423) 472-3344
MR
4681 N Lee Hwy
Mark Riden - State Farm Insurance Agent
Umbrella Insurance Agent · Cleveland, TN

Mark Riden - State Farm Insurance Agent serves the Cleveland, Tennessee, area and specializes in umbrella insurance coverage. This firm provides supplemental liability protection that extends beyond standard home and auto policy limits for local residents. Umbrella policies help safeguard personal assets and future earnings against major claims or lawsuits. As a local representative for State Farm, the agency assists clients in evaluating their overall risk exposure. It handles standalone umbrella policies and also coordinates broader personal liability solutions tailored for homeowners and drivers in the region.

AM
915 Keith St NW Suite A
Austin Murray - State Farm Insurance Agent
Umbrella Insurance Agent · Cleveland, TN

Austin Murray - State Farm Insurance Agent in Cleveland, TN provides a range of umbrella insurance services designed to extend liability coverage beyond standard home and auto policies. The agency offers policies that help protect personal assets and future earnings against major claims or lawsuits. Maintenance of coverage typically involves regular policy reviews with clients to adjust limits as personal circumstances change. The firm serves diverse property types, including single-family homes, apartments, retail establishments, and restaurants.

AI
2409 Keith St NW
Acceptance Insurance
Umbrella Insurance Agent · Cleveland, TN

Acceptance Insurance serves the Cleveland, Tennessee metro area as a local provider of umbrella insurance agent services. The agency helps residents and business owners obtain extra liability coverage that extends beyond the limits of standard home and auto policies. This additional protection can safeguard personal assets against major lawsuits and claims. In this field, umbrella policies are typically offered in increments of one million dollars. The company specifically handles excess liability insurance for individuals and commercial umbrella policies for small local businesses.

FB
435 Berywood Trail
Farm Bureau Insurance
Umbrella Insurance Agent · Cleveland, TN

Farm Bureau Insurance in Cleveland, Tennessee, provides umbrella insurance coverage to local residents and businesses seeking added liability protection beyond standard policies. This agent specializes in helping clients address potential gaps in their primary insurance, offering a safety net for unforeseen claims or lawsuits. An umbrella policy from this office extends coverage limits for auto, home, or rental insurance. The agency can also add on coverage for unique personal assets or recreational vehicles.

KI
3535 Keith St NW
KMA Insurance Group
Umbrella Insurance Agent · Cleveland, TN

KMA Insurance Group serves homeowners, businesses, and property managers in Cleveland, Tennessee who require supplemental umbrella liability coverage beyond their primary policies. This agency assists clients in securing additional layers of protection that can help cover major claims or lawsuits. Agents evaluate existing liability limits to recommend appropriate coverage levels for increased financial security. The firm also handles umbrella insurance claims assistance and policy reviews for local commercial and residential clients. Its service area extends across Bradley County and into the adjacent communities of Charleston and Benton.

BI
149 Inman St E
Burnside Insurance Group LLC
Umbrella Insurance Agent · Cleveland, TN

Burnside Insurance Group LLC serves Cleveland, Tennessee, and the surrounding communities of Bradley County with tailored umbrella insurance solutions. The agency handles additional liability coverage that extends beyond standard home and auto policies, providing an extra layer of financial protection for its clients. To complete a typical job, the agency assesses each customer’s existing coverage limits and personal risk exposure, then recommends an appropriate policy amount that offers comprehensive safeguarding against major claims or lawsuits.

HI
3525 Keith St NW N
Hooper Insurance
Umbrella Insurance Agent · Cleveland, TN

Hooper Insurance offers both single-purchase policies and recurring renewable term options for umbrella coverage in Cleveland, TN. Personal umbrella liability policies extend beyond homeowners and auto coverage limits, providing additional protection against major claims or lawsuits. Commercial umbrella policies similarly increase liability ceilings for business owners. Property liability risks common in the region include weather-related accidents, rental property incidents, and vehicle collisions. All service appointments run on an as-needed basis, with policy renewals handled annually or upon request for existing clients.

MA
242 1st St NE
Misty Allen - State Farm Insurance Agent
Umbrella Insurance Agent · Cleveland, TN

Misty Allen - State Farm Insurance Agent in Cleveland, TN provides umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency offers personalized counsel to residents and business owners seeking broader financial protection against serious claims or lawsuits. It also delivers general insurance services, including assistance with selecting appropriate coverage amounts for individual circumstances. In hurricane season, when heavy rain and high winds can increase accident and property damage risks, the agency helps clients evaluate whether higher umbrella limits are advisable for secure peace of mind.

II
2551 Georgetown Rd NW
Insurance Incorporated
Umbrella Insurance Agent · Cleveland, TN

When severe spring storms bring hail and damaging winds across the Cleveland area, homeowners often reconsider their liability coverage. Insurance Incorporated serves as a local umbrella insurance agent who helps residents extend their protection beyond standard home and auto policies, safeguarding assets against major lawsuits. For property owners affected by frequent storm-related risks in Tennessee, this agency provides consultation on how additional liability layers can fill critical gaps. A typical first step involves an agent reviewing current policies in person to identify exposure limits.

BI
2601 N Ocoee St
Bradley Insurance Inc
Umbrella Insurance Agent · Cleveland, TN
LM
915 25th St NW
Lamar McKenzie - State Farm Insurance Agent
Umbrella Insurance Agent · Cleveland, TN
(423) 479-8643
lamarmckenzie.com
FB
2552 Dalton Pike SE #4
Farm Bureau Insurance
Umbrella Insurance Agent · Cleveland, TN
(423) 650-4605
fbitn.com/tn/bradley-county/cleveland/bradley-dalton-pike-agency
CI
2625 Ralph Buckner Blvd NE
Cleveland Insurance
Umbrella Insurance Agent · Cleveland, TN
(423) 478-1200
clevelandins.com
SI
4160 N Ocoee St
Shelter Insurance
Umbrella Insurance Agent · Cleveland, TN
(423) 476-1300
shelterinsurance.com/CA
FB
3856 Candies Creek Ln NW
Farm Bureau Insurance
Umbrella Insurance Agent · Cleveland, TN
(423) 813-3223
fbitn.com/tn/bradley-county/cleveland/bradley-candies-creek-agency
SI
3815 Georgetown Rd NW
Senior Insurance Solutions
Umbrella Insurance Agent · Cleveland, TN
(888) 288-3714
teamsis.com
AI
4675 N Lee Hwy Suite #4
AAA Insurance - Pop Insurance Agency, LLC
Umbrella Insurance Agent · Cleveland, TN
(423) 458-1536
locator.acg.aaa.com/tn/cleveland/aaa-insurance-pop-insurance-agency
SI
2334 Keith St NW
Shelter Insurance - Mark Shepherd
Umbrella Insurance Agent · Cleveland, TN
(423) 339-8777
shelterinsurance.com/CA/agent/MARKSHEPHERD
AI
3595 Keith St NW
American Insurance Managers
Umbrella Insurance Agent · Cleveland, TN
(423) 473-1500
aim4us.com
LB
3535 Keith St NW
Logan Brewer - Independent Insurance Agent - Home / Auto / Commercial
Umbrella Insurance Agent · Cleveland, TN
(423) 716-4625
linkedin.com/in/logan-brewer-8494361b4

What Does an a Umbrella Insurance Agent in Cleveland Cost?

The cost of an umbrella insurance policy in Tennessee typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Your premium depends on your risk factors such as number of vehicles property and driving record. This is general information not insurance advice.

About umbrella insurance agents in Cleveland

An umbrella insurance agent in Cleveland Tennessee can help you secure an extra layer of liability protection that goes beyond your auto homeowners or boat insurance. Tennessee law does not require umbrella insurance but it can shield your savings and future earnings from large lawsuits. Local agents understand the specific risks in Bradley County and can tailor coverage to your needs.

Frequently Asked Questions

What does an umbrella insurance agent in Cleveland do?

An umbrella insurance agent reviews your existing policies and recommends a personal umbrella policy that provides additional liability coverage. They help you choose a limit typically starting at 1 million dollars. The agent also ensures your underlying policies meet the minimum requirements set by the insurer.

How much umbrella coverage do I need in Tennessee?

The amount of coverage depends on your assets and risk exposure. Many agents suggest at least 1 million dollars in umbrella coverage if you own a home have a swimming pool or have significant savings. Tennessee courts can award large judgments so higher limits may be wise for high net worth individuals.

Can umbrella insurance cover legal defense costs in Tennessee?

Yes umbrella policies typically cover legal defense costs even if the lawsuit is groundless. In Tennessee this can protect you from the high cost of defending a liability claim. The policy pays for your attorney and court costs up to the coverage limit.

Umbrella Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.