The top-rated umbrella insurance agent in Riverton, Utah is Farmers Insurance - Derek Ballard, rated 4.9 stars across 130 reviews. Other highly rated options include Ace Insurance, Rentmeister & Associates Inc American Family Insurance, Apex Insurance. This directory lists 13 umbrella insurance agents serving Riverton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Derek Ballard | 2332 W 12600 S suite c | (801) 254-8563 |
| 2 | Ace Insurance | 2435 W 12600 S | (801) 938-2828 |
| 3 | Rentmeister & Associates Inc American Family Insurance | 2120 W 12600 S D | (801) 302-9114 |
| 4 | Apex Insurance | 12694 S Redwood Rd | (801) 229-8554 |
| 5 | Dan Rodriguez - State Farm Insurance Agent | 2120 W 12600 S Ste A2 | (801) 254-4441 |
| 6 | Farmers Insurance - Blake Mortensen | 12427 Pasture Rd Ste 100a | (801) 895-4766 |
| 7 | Glenys Insurance Group | 1884 W 12600 S | (801) 833-7134 |
| 8 | Goosehead Insurance - Justin & Linsey Bancroft | 1262 W 12700 S | (801) 659-3131 |
| 9 | Farmers Insurance - Carlos Santillan | 1283 W 12600 S STE 202 | (801) 418-9573 |
| 10 | B & B Insurance Inc | 5069 13400 S #300 | (801) 253-1290 |
Farmers Insurance - Derek Ballard serves the Riverton, Utah area, offering umbrella insurance agent services. Umbrella coverage provides additional liability protection beyond standard home and auto policies, helping safeguard personal assets. This agency assists clients in assessing their risk exposure and selecting appropriate policy limits. Local property owners often require higher coverage levels due to the area’s growing population and property values. Derek Ballard’s agency handles personalized policy reviews and claims support for umbrella insurance. It also coordinates with existing home and auto policies to ensure seamless protection.
Ace Insurance in Riverton, UT offers a range of umbrella insurance agent services designed to extend liability protection beyond standard home and auto policies. The company provides ongoing policy reviews to ensure coverage limits align with changing client assets and risk exposure. Clients benefit from help in assessing potential gaps in primary insurance and securing additional layers of financial security. Its service offerings support both individual homeowners and commercial property owners, covering single-family homes, apartments, retail spaces, and restaurants.
Rentmeister & Associates Inc American Family Insurance serves homeowners, business owners, and property managers in Riverton, Utah, who need umbrella insurance to extend their liability coverage beyond standard policy limits. This type of policy provides additional financial protection against major claims or lawsuits, helping safeguard personal assets and business interests. The agency works with clients to assess their risk exposure and tailor coverage to their specific needs. They also serve nearby communities in the Salt Lake City metro area, including Draper.
Apex Insurance serves Riverton, Utah, and the surrounding Salt Lake Valley communities as a dedicated umbrella insurance agent. The company handles excess liability coverage that extends beyond the limits of basic homeowners and auto policies. It helps clients protect their assets by providing an additional layer of financial security against major claims or lawsuits. To tailor a policy, Apex first reviews the client's existing underlying insurance limits, then calculates the appropriate umbrella coverage amount based on the individual's total asset exposure and risk profile.
Dan Rodriguez, a State Farm Insurance Agent in Riverton, Utah, explains that clients can choose to pay for a one-time umbrella policy for a set term, while others prefer a recurring service option that renews automatically each year for continuous liability coverage. This supplemental insurance extends beyond standard auto or home policies, offering added protection for unexpected claims. The service is typically maintained on a scheduled, recurring basis with annual renewal reviews to adjust coverage needs, rather than being offered as a one-time or purely as-needed service.
As winter storms threaten property across Utah, homeowners in Riverton and the surrounding Salt Lake Valley often seek additional liability protection beyond standard policies. This is where an umbrella insurance agent becomes essential. Farmers Insurance - Blake Mortensen addresses this exposure by offering extra coverage layers against major claims like accidents on icy driveways or fencing damage. Compounding risks from nearby canyons make such policies particularly relevant here. An initial consultation typically begins with a detailed review of existing home and auto policies to identify gaps before recommending appropriate umbrella limits.
Glenys Insurance Group provides umbrella liability coverage and supplemental insurance services in Riverton, UT. It extends liability limits over existing auto, homeowners, and watercraft policies to protect clients from major claims and lawsuits. The agency advises residents on how personal liability risks rise with assets like rental properties or recreational vehicles. It helps locals assess flood-related liability exposure each spring, when seasonal storms increase the potential for damage and resulting lawsuits.
Goosehead Insurance - Justin & Linsey Bancroft provides general insurance services to clients in the Riverton, Utah area. As a specialty focus, the agency also offers umbrella insurance, which delivers additional liability coverage beyond standard policy limits for enhanced financial protection. This extra layer helps safeguard assets from major claims or lawsuits. The company serves a range of commercial sectors, including offices, warehouses, and food service operations.
Farmers Insurance - Carlos Santillan in Riverton, UT offers residential umbrella insurance to help protect homeowners from liability claims that exceed standard policy limits. Commercial coverage is also available for local businesses needing extra financial security. Serving clients throughout the Salt Lake Valley and surrounding areas, the agency provides personalised risk assessments to determine appropriate coverage levels. Clients are encouraged to schedule annual policy reviews to adjust their umbrella coverage as personal or business circumstances evolve, ensuring consistent protection between regular insurance visits.
B & B Insurance Inc in Riverton, UT is known for helping clients protect their assets beyond standard policy limits. This umbrella insurance agent service offers personal liability coverage that extends homeowners and auto policies. Policyholders gain an additional layer of financial security against major claims or lawsuits. For those with substantial property or higher risk profiles, the agency can add on excess liability protection for business and rental property exposures.
What Does an a Umbrella Insurance Agent in Riverton Cost?
In Utah, a 1 million dollar umbrella policy usually costs between 150 and 400 dollars per year. For 2 million dollars of coverage, the annual premium often ranges from 250 to 600 dollars. Factors like your credit score, claims history, and the number of properties you own affect the final price. This is general information and not insurance advice.
About umbrella insurance agents in Riverton
An umbrella insurance agent in Riverton Utah helps you secure extra liability coverage beyond your home and auto policies. Utah law requires minimum liability limits on auto insurance, but an umbrella policy can provide additional protection for your assets. Local agents understand the specific risks for residents in Salt Lake County, such as recreational vehicle use and high-value property.
Frequently Asked Questions
What does an umbrella insurance agent in Riverton do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that extends coverage above your existing home and auto insurance limits. In Utah, this extra coverage can protect against lawsuits for accidents on your property or while driving. The agent will review your current policies and recommend an appropriate coverage amount.
How much umbrella coverage do I need in Utah?
Most agents recommend at least 1 million dollars in umbrella coverage for Utah homeowners. The amount you need depends on your assets, income, and potential liability risks. A local Riverton agent can help you calculate the right limit based on your personal situation.
Are umbrella policies expensive in Utah?
Umbrella insurance in Utah typically costs between 150 and 400 dollars per year for 1 million dollars of coverage. The exact premium depends on your driving record, property value, and number of vehicles. Costs are generally lower than the additional protection they provide.
Umbrella Insurance Agents in Other Utah Cities
American Fork · Bountiful · Cedar City · Clearfield · Cottonwood Heights · Draper · Farmington · Holladay · Kaysville · Layton · Lehi · Logan · Murray · Ogden · Orem