ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeUmbrella Insurance AgentsUtah › Spanish Fork

Find Umbrella Insurance Agents Near You in Spanish Fork, UT

Browse umbrella insurance agents serving Spanish Fork, Utah. Updated 2026-07-14.

The top-rated umbrella insurance agent in Spanish Fork, Utah is Neal Dastrup Insurance, rated 4.9 stars across 400 reviews. Other highly rated options include Utah Health Insurance Advisors, Vantage Insurance Brokers, Timothy Shanto Insurance Agency, Inc American Family Insurance. This directory lists 14 umbrella insurance agents serving Spanish Fork.

Showing 14 umbrella insurance agents in Spanish Fork, UTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Neal Dastrup Insurance1324 E Center St(801) 794-5056
2Utah Health Insurance Advisors765 N Main St Main Floor(801) 376-1616
3Vantage Insurance Brokers326 N Main St(801) 845-9150
4Timothy Shanto Insurance Agency, Inc American Family Insurance690 N Main St(801) 794-0933
5Lion's Pride Insurance851 N 100 E(801) 896-8377
6Farmers Insurance - Mitchell Oldroyd244 S Main St(801) 850-9470
7Leavitt Insurance & Central Bonds Services199 N Main St(801) 798-7343
8Western States Insurance87 E Center St(801) 798-7461
9Security Insurance Agency290 N Main St(801) 798-3500
10Rick Carpenter - Independent Agent765 N Main St(801) 609-4401
ND
1324 E Center St
Neal Dastrup Insurance
Umbrella Insurance Agent · Spanish Fork, UT

Neal Dastrup Insurance serves clients in Utah County, including Spanish Fork, and the surrounding areas. As an umbrella insurance agent, it provides personal liability coverage that extends beyond the limits of standard home or auto policies. This additional layer of protection helps safeguard assets against major claims or lawsuits. The agency structures policies to complement existing homeowners and auto insurance, ensuring consistent coverage levels across all plans. It handles excess liability coverage and personal umbrella policies designed to respond when primary insurance limits are exhausted.

UH
765 N Main St Main Floor
Utah Health Insurance Advisors
Umbrella Insurance Agent · Spanish Fork, UT

Utah Health Insurance Advisors in Spanish Fork, UT, provides umbrella insurance coverage that extends liability protection beyond standard home or auto policies, offering clients a broad safety net for unforeseen claims. Its service plans include policy review and coordination with existing primary insurers to ensure seamless coverage. Maintenance involves annual assessments of changing liability exposures to adjust limits accordingly. The agency serves a diverse portfolio of properties, including single-family homes, apartments, retail locations, and restaurants.

VI
326 N Main St
Vantage Insurance Brokers
Umbrella Insurance Agent · Spanish Fork, UT

Homeowners, businesses, and property managers in Spanish Fork, UT rely on Vantage Insurance Brokers for umbrella coverage that extends beyond standard liability limits. This agency helps clients protect assets by brokering policies to fill gaps in existing insurance with higher-limit safeguards against major claims or lawsuits. Serving as a local resource for tailored risk management, the firm assists with evaluating exposure to unforeseen liabilities. It also provides coverage options for neighboring communities throughout Utah County.

TS
690 N Main St
Timothy Shanto Insurance Agency, Inc American Family Insurance
Umbrella Insurance Agent · Spanish Fork, UT

Serving Spanish Fork and the surrounding Utah County communities, Timothy Shanto Insurance Agency, Inc American Family Insurance handles umbrella insurance coverage needs for local residents. This extra liability protection extends beyond standard auto and homeowners policies to help safeguard personal assets and future earnings. For a typical job, the agency begins by reviewing the client's existing insurance portfolio to determine appropriate coverage limits that align with their unique risk exposure.

LS
851 N 100 E
Lion's Pride Insurance
Umbrella Insurance Agent · Spanish Fork, UT

Homeowners can choose between a one-time liability policy for a single project or recurring umbrella coverage that integrates with existing auto and home plans. Lion’s Pride Insurance, located in Spanish Fork, UT, provides these umbrella agent services to clients throughout the local region who seek extended liability protection beyond standard policy limits. Their service operates strictly on a scheduled basis, determined at the initial consultation to match each client’s ongoing risk management needs.

FI
244 S Main St
Farmers Insurance - Mitchell Oldroyd
Umbrella Insurance Agent · Spanish Fork, UT

Farmers Insurance - Mitchell Oldroyd offers umbrella insurance agent services, providing policies that extend liability coverage beyond standard home and auto limits. In Spanish Fork, UT, the agency helps clients protect assets from major claims and lawsuits. It advises on coverage needs for personal property and vehicles. The agency also assists with reviewing existing policies to identify potential gaps in protection. During winter months, it helps residents address increased liability risks from icy sidewalks and snow-related incidents.

LI
199 N Main St
Leavitt Insurance & Central Bonds Services
Umbrella Insurance Agent · Spanish Fork, UT

When spring rains come to Utah County, local property owners face hidden flood and liability risks that standard policies often overlook. Located in Spanish Fork, Leavitt Insurance & Central Bonds Services addresses these gaps as an umbrella insurance agent, providing extra coverage for unforeseen accidents on driveways or icy sidewalks. This additional layer protects savings and assets when a claim exceeds typical limits. An initial consultation begins by reviewing current policies and inspecting local exposure points around the home or business.

WS
87 E Center St
Western States Insurance
Umbrella Insurance Agent · Spanish Fork, UT

Western States Insurance provides comprehensive general liability protection for clients in Spanish Fork and surrounding communities. As an umbrella insurance agent, the company strengthens clients' existing liability coverage, offering added layers of defense for unforeseen claims. This gap-filling service works above standard policies to protect financial assets when underlying limits are exhausted. The agency serves diverse commercial sectors including offices, warehouses, and food service operations, tailoring higher liability limits to the specific risks each business faces.

SI
290 N Main St
Security Insurance Agency
Umbrella Insurance Agent · Spanish Fork, UT

Security Insurance Agency helps Spanish Fork homeowners secure personal umbrella liability coverage beyond their auto and home policies. For commercial clients, it extends higher protection limits against lawsuits and property risks throughout Utah County. Agents tailor each policy to the client’s specific liability exposure, reviewing assets and activities carefully. Because umbrella coverage needs may change as new properties or vehicles are acquired, the agency encourages regular check-ins and follow-up service between scheduled policy reviews.

RC
765 N Main St
Rick Carpenter - Independent Agent
Umbrella Insurance Agent · Spanish Fork, UT

Rick Carpenter - Independent Agent in Spanish Fork, UT is known for helping residents and businesses secure umbrella insurance policies that provide extra liability coverage beyond standard limits. This agent offers a range of personal and commercial umbrella options. The services assist clients in protecting assets from large lawsuits or claims. For added protection, this agent can help clients bundle umbrella coverage with existing auto or homeowners insurance for easier policy management.

AI
1125 Expressway Ln
Axio Insurance
Umbrella Insurance Agent · Spanish Fork, UT
(801) 692-7774
axio-insurance.com
AN
826 N 100 E STE 6
American National Insurance-Betty Hunt Agency
Umbrella Insurance Agent · Spanish Fork, UT
(801) 798-9494
an.insure/bettyhuntagency
JS
391 N Main St
John Smiley - State Farm Insurance Agent
Umbrella Insurance Agent · Spanish Fork, UT
(801) 798-3597
smileyagency.com
MP
185 N Main St
Mark Peterson- Peterson Agency Inc.
Umbrella Insurance Agent · Spanish Fork, UT
(801) 798-2345

What Does an a Umbrella Insurance Agent in Spanish Fork Cost?

The cost of an umbrella insurance policy in Utah typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Factors that affect the premium include your driving record, number of properties, and the amount of coverage you choose. Costs are generally low compared to the protection provided. This is general information and not insurance advice.

About umbrella insurance agents in Spanish Fork

An umbrella insurance agent in Spanish Fork Utah can help you secure extra liability coverage that goes beyond your auto or homeowners policy limits. Utah law requires minimum auto liability coverage of 25/65/15, but a serious accident can quickly exceed those amounts. A local agent can explain how an umbrella policy adds a layer of protection for your savings and future earnings.

Frequently Asked Questions

What does an umbrella insurance agent in Spanish Fork do?

An umbrella insurance agent helps you find a personal liability policy that kicks in after your primary insurance limits are used up. They assess your assets and risks to recommend an appropriate coverage amount. This service is especially useful for homeowners, landlords, or anyone with significant savings.

How much umbrella coverage do I need in Utah?

The amount of umbrella coverage you need depends on your total assets and potential liability risks. Many agents suggest at least 1 million dollars in coverage. A local Spanish Fork agent can review your home value, vehicles, and income to help you choose a suitable limit.

Is umbrella insurance required by Utah law?

No, umbrella insurance is not required by Utah law. However, Utah does require minimum liability coverage on auto policies. An umbrella policy is optional but can provide important extra protection if you are sued for damages that exceed your primary policy limits.

Umbrella Insurance Agents in Other Utah Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.