The top-rated umbrella insurance agent in Springville, Utah is Koy Jasperson - State Farm Insurance Agent, rated 5.0 stars across 225 reviews. Other highly rated options include Blue Valley Insurance, Jillyn Moore: Primerica - Financial Services, Deana Hill - State Farm Insurance Agent. This directory lists 14 umbrella insurance agents serving Springville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Koy Jasperson - State Farm Insurance Agent | 330 N Main St | (801) 491-8888 |
| 2 | Blue Valley Insurance | 276 S Main St | (801) 489-9173 |
| 3 | Jillyn Moore: Primerica - Financial Services | 1180 N Mountain Spgs Pkwy Suite 204 | (801) 669-2384 |
| 4 | Deana Hill - State Farm Insurance Agent | 190 N Main St | (801) 489-9444 |
| 5 | Jose Landinez: Allstate Insurance | 262 S Main St | (385) 685-5095 |
| 6 | Farmers Insurance - Shane Paoli | 717 N Main St Ste 102 | (801) 489-1321 |
| 7 | American Benefits Company, Inc | 676 W Spring Creek Pl | (801) 343-0514 |
| 8 | Direct Insurance Services | 655 E 400 S Suite B | (801) 489-7588 |
| 9 | Goosehead Insurance - Kirk Ising | 1180 N Mountain Spgs Pkwy | (801) 590-0869 |
| 10 | Security Insurance of Springville | 222 N Main St | (801) 489-7700 |
Koy Jasperson - State Farm Insurance Agent serves Springville and Utah County, offering umbrella insurance to provide extended liability coverage beyond standard policies. This type of agent handles policies that protect clients from large claims or lawsuits. The company assists local residents in securing additional liability limits for their assets. It specifically manages personal umbrella liability insurance and associated coverage options in this area.
Blue Valley Insurance provides a full range of umbrella insurance agent services to clients in the Springville, UT area. Its offerings include coverage education, policy selection guidance, and ongoing account maintenance to ensure liability limits remain adequate through life changes. Service plans typically involve annual policy reviews and updates as coverage needs shift. The company assists with claims support and helps coordinate coverage with underlying home or auto policies. It services single-family homes, apartments, retail stores, and restaurants in the local community.
Jillyn Moore: Primerica - Financial Services serves homeowners, businesses, and property managers in Springville, Utah, by connecting them with umbrella insurance agents. These policies provide additional liability coverage beyond standard home or auto limits, protecting assets against major claims or lawsuits. The company helps clients assess their personal risk exposure and secure appropriate higher-limit protection. Such coverage is essential for those with rental properties, recreational vehicles, or significant savings. Jillyn Moore also serves clients in nearby Spanish Fork and the broader Utah Valley area.
Deana Hill - State Farm Insurance Agent serves Springville, Utah, and the surrounding Utah County communities, handling personal umbrella insurance policies. This agent provides supplemental liability coverage that extends beyond the limits of standard auto and homeowners insurance policies. The office helps clients protect their assets by offering an additional layer of defense against major claims and lawsuits. For a typical job, it reviews a client’s existing primary policies to determine appropriate umbrella coverage limits and tailors the recommendation to the individual's specific risk exposure.
Some umbrella insurance clients require one-time advice to close a liability gap after a primary policy updates, while others need recurring annual reviews as their assets grow. Serving the Springville, UT area, Jose Landinez: Allstate Insurance provides umbrella liability coverage that sits above homeowners and auto policies to protect against major claims. Service can be arranged on an as-needed basis, allowing customers to update their coverage when circumstances change or at regularly scheduled review periods.
As the summer storm season approaches in Springville, homeowners often seek ways to protect their assets beyond standard policies. Farmers Insurance - Shane Paoli provides umbrella insurance to add an extra layer of liability coverage that helps safeguard savings and future earnings. This type of policy typically extends existing home and auto limits, which is a practical concern for many local residents with property or vehicles. Before recommending specific coverage levels, all new clients first receive a complimentary consultation to assess their current personal risk exposure.
American Benefits Company, Inc in Springville, UT specializes in umbrella insurance, offering liability coverage that extends beyond standard home and auto policies. This service provides extra financial protection against major claims or lawsuits. The agency also works with clients to review existing policies and assess personal risk exposure. During the winter months, it helps residents address potential liability from snow removal accidents on their properties.
Direct Insurance Services helps clients in Springville, UT, protect their assets by arranging general liability policies and can later add umbrella coverage for an extra layer of protection against major claims. An umbrella policy from this agent serves as extended liability insurance once the underlying policy limits have been exhausted. Such coverage can safeguard against large lawsuits, property damage, or personal injury claims. Commercial sectors commonly served include offices, warehouses, and food service operations.
Goosehead Insurance - Kirk Ising provides residential umbrella insurance for homeowners in Springville, Utah, offering additional liability protection beyond standard policies. Commercial umbrella coverage is also available for local businesses needing extra safeguards against major claims. The agency serves clients throughout the Springville area and surrounding Utah County communities. After reviewing a policy and claims coverage, the agent follows up with customers to ensure their protection remains adequate, arranging regular service visits to adjust coverage as circumstances change.
What Does an a Umbrella Insurance Agent in Springville Cost?
The cost for umbrella insurance in Utah typically ranges from 150 to 350 dollars per year for 1 million dollars of coverage. Higher limits of 2 to 5 million dollars may cost 250 to 600 dollars annually. Your specific premium depends on your driving record, number of properties, and other risk factors. This is general information and not insurance advice.
About umbrella insurance agents in Springville
Umbrella insurance agents in Springville Utah help you add an extra layer of liability protection beyond your standard auto and homeowners policies. Utah law requires minimum liability limits of 25/65/15 for auto insurance, but an umbrella policy can provide coverage starting at 1 million dollars. Local agents understand the risks of living in Utah County and can tailor coverage to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Springville do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your primary insurance limits. They assess your assets and risks to recommend a coverage amount. The agent also explains how the policy interacts with your existing home and auto insurance.
Do I need umbrella insurance in Utah?
You may need umbrella insurance if you have significant assets like a home or savings that could be at risk in a lawsuit. Utah law does not require umbrella insurance, but it can protect you from large liability claims. Many agents recommend it for homeowners with rental properties or for families with teenage drivers.
How much umbrella coverage do Springville residents typically buy?
Most Springville residents choose 1 million to 5 million dollars in umbrella coverage. The amount depends on your net worth and potential liability risks. An agent can help you calculate the right limit based on your personal situation.
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