The top-rated umbrella insurance agent in St. George, Utah is Sherry McGhee - State Farm Insurance Agent, rated 4.9 stars across 428 reviews. Other highly rated options include NorthStar Financial & Insurance Services, Inc., Main Street Insurance Agency, Get Me Insured, a Trucordia company. This directory lists 25 umbrella insurance agents serving St. George.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sherry McGhee - State Farm Insurance Agent | 67 N 300 E | (435) 628-2673 |
| 2 | NorthStar Financial & Insurance Services, Inc. | 235 E Tabernacle St | (435) 656-1060 |
| 3 | Main Street Insurance Agency | 780 N 2860 E Ste 101 | (435) 674-2221 |
| 4 | Get Me Insured, a Trucordia company | 1122 W Sunset Blvd #1 | (801) 825-3887 |
| 5 | Dixie Leavitt Agency | 912 W 1600 S Bldg C Ste 200 | (435) 628-3833 |
| 6 | The Shonie Insurance Group, LLC: Allstate Insurance | 1240 E 100 S Ste 8A | (435) 767-9000 |
| 7 | Farmers Insurance - Kress Staheli | 1224 S River Rd STE B104 | (435) 656-9191 |
| 8 | OnPoint Insurance Group LLP | 230 N 1680 E C1 | (435) 628-0993 |
| 9 | Joseph E. Hansen Insurance | 376 Sunland Dr STE 1 | (435) 628-5553 |
| 10 | Farmers Insurance - Robert Rogers | 376 Sunland Dr STE 9 | (435) 680-1516 |
Sherry McGhee - State Farm Insurance Agent serves the St. George, Utah area, specializing in umbrella insurance policies. This agent provides crucial extra liability coverage that protects clients' assets and savings beyond the limits of standard home or auto policies. The office helps local homeowners and drivers secure higher liability limits for comprehensive financial protection. Specific services it handles in this area include assisting residents in evaluating personal liability risks and tailoring umbrella policies to cover gaps in underlying insurance.
NorthStar Financial & Insurance Services, Inc. provides umbrella insurance agent services for clients in St. George, Utah. The company offers liability coverage that extends beyond standard policy limits, serving as an additional layer of financial protection. It assists clients with selecting appropriate coverage limits and maintains policies to ensure ongoing protection. NorthStar Financial services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Main Street Insurance Agency serves homeowners, businesses, and property managers in St. George, Utah, by offering umbrella insurance policies that provide extra liability coverage beyond standard limits. This additional protection helps clients safeguard assets from major claims or lawsuits. The agency’s umbrella plans apply broadly, covering incidents that exceed base policy caps. It also serves clients in the neighboring Washington metropolitan area, ensuring residents throughout Washington County have access to supplementary liability coverage tailored to their needs.
Get Me Insured, a Trucordia company, serves St. George and the surrounding southern Utah communities by handling umbrella insurance needs for both homes and vehicles. This type of coverage adds a broader layer of protection beyond standard policy limits, helping clients manage major liability risks. To handle a typical job, the agency first reviews an existing base policy to ensure it meets required limits, then structures the umbrella policy to match a client’s specific assets and risk profile.
Dixie Leavitt Agency handles umbrella insurance as a distinct policy that provides additional liability coverage beyond the limits of standard homeowners or auto policies, with one-time policy purchases for ongoing protection rather than separate recurring service fees. This type of coverage is designed to protect assets against major claims or lawsuits that exceed underlying policy limits. Offering umbrella insurance requires localized knowledge of regional risk factors, including weather exposures common to the St. George area. Service runs on an as-needed basis for policy adjustments or claims support following a covered incident.
Serving St. George area homeowners and professionals, The Shonie Insurance Group, LLC: Allstate Insurance specializes in umbrella liability coverage that extends beyond standard policy limits. In an agent’s role, the team assesses personal risk exposure and coordinates extra protection for assets, helping clients secure broader financial safety through policies that also cover auto and renters needs. As seasonal monsoons or winter storms increase slip-and-fall and property damage risks, the agency advises on adding umbrella limits to safeguard against related lawsuit claims.
With spring storms building in Southern Utah, many St. George homeowners and businesses consider expanding their liability protection. Farmers Insurance - Kress Staheli offers personalized umbrella insurance policies that provide an extra layer of coverage beyond standard auto and home insurance limits, easily integrating with existing plans. These policies help safeguard local assets and future income from unforeseen major claims. The agency begins by reviewing a client’s current coverage and suggesting appropriate umbrella limits for their specific situation.
OnPoint Insurance Group LLP provides residential umbrella insurance services in St. George, Utah, offering additional liability coverage beyond standard homeowners policies. The firm also handles commercial umbrella insurance for local businesses, serving the broader St. George area. Clients seeking excess liability protection for properties or business operations engage the agency for tailored solutions. Regular communication between scheduled visits ensures that coverage limits are reviewed and adjusted as clients acquire new assets or modify existing policies.
Serving clients throughout St. George, Utah, Joseph E. Hansen Insurance focuses on securing liability protection for individuals and businesses. The agency specializes in umbrella insurance, which provides extra coverage limits above standard policies for added financial safety. This insurance is especially important in regions like southern Utah, where assets and property values necessitate extended coverage against major claims and lawsuits. Typical offerings protect a wide range of commercial interests, including local offices, warehouses, and food service operations.
Farmers Insurance - Robert Rogers in St. George, Utah, is known for providing umbrella insurance coverage that extends liability protection beyond standard home and auto policies. This service helps safeguard personal assets against major claims and lawsuits. For residents, the agency addresses potential financial gaps that can arise from accidents or property incidents. Umbrella insurance can cover legal costs and settlements not fully handled by underlying insurance. The agency also offers options to add comprehensive personal liability coverage for rental properties.
What Does an a Umbrella Insurance Agent in St. George Cost?
The cost of an umbrella insurance policy in Utah typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Factors such as your driving record, number of vehicles, and property ownership affect the premium. For higher limits, such as 2 million dollars, costs may range from 250 to 600 dollars annually. This is general information and not insurance advice.
About umbrella insurance agents in St. George
An umbrella insurance agent in St. George Utah helps you secure additional liability coverage that goes beyond your home and auto policies. Utah law requires minimum liability limits for auto insurance, but an umbrella policy can provide extra protection for accidents or lawsuits. Local agents understand the unique risks in Southern Utah, such as outdoor recreation and tourism-related incidents.
Frequently Asked Questions
What does an umbrella insurance agent in St. George do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims above your existing home and auto insurance limits. In Utah, this can protect your savings and future wages if you are sued for an accident or injury. The agent will review your current policies and recommend an appropriate coverage amount.
How much umbrella insurance do I need in Utah?
Most experts recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. In Utah, if you own a home or have significant savings, higher limits may be wise. Your agent can help you calculate a suitable amount based on your personal financial situation.
Is umbrella insurance required by law in Utah?
No, Utah does not require umbrella insurance by law. However, Utah law sets minimum auto liability limits at 25 thousand dollars per person and 65 thousand dollars per accident. An umbrella policy provides extra coverage beyond these minimums and is strongly recommended for those with assets to protect.
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