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Find Boat Insurance Agents Near You in Elizabethtown, KY
Directory of boat insurance agents in Elizabethtown, Kentucky. Verify credentials with the state department of insurance before hiring.
18 agents listed
Updated May 2026
Elizabethtown, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 18 boat insurance agents in Elizabethtown, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Neil Atcher - State Farm Insurance Agent
230 Buford Ln Suite 104, Elizabethtown, KY 42701
(270) 737-2255
neilatcher.com
Lance Taylor - State Farm Insurance Agent
2600 Ring Rd Ste 101A, Elizabethtown, KY 42701
(270) 900-1844
lancetaylorinsurance.com
Mike Wyman - State Farm Insurance Agent
2801 Ring Rd, Elizabethtown, KY 42701
(270) 769-1511
mikewymaninsurance.com
Kelly Ryan Cleaver - State Farm Insurance Agent
3100 Ring Rd #109, Elizabethtown, KY 42701
(270) 234-8200
kellyismyagent.com
Jacob Willett - State Farm Insurance Agent
513 N Mulberry St, Elizabethtown, KY 42701
(270) 872-0353
yourlocaljake.com
Rick Skeeters - State Farm Insurance Agent
5003 N Dixie Hwy, Elizabethtown, KY 42701
(270) 735-1641
rickskeeters.com
Chris Grinstead: Allstate Insurance
112 N Mulberry St, Elizabethtown, KY 42701
(270) 765-7129
agents.allstate.com
Unity Insurance Agency
1507 N Dixie Hwy #116, Elizabethtown, KY 42701
(270) 506-3957
myunityinsurance.com
Travis Thomas - State Farm Insurance Agent
113 E Dixie Ave, Elizabethtown, KY 42701
(270) 765-2253
sfagenttravis.com
Houchens Insurance Group
410 Ring Rd, Elizabethtown, KY 42701
(270) 737-2828
curnealhigniteins.com
Shelter Insurance - Jamie Martin
407 N Mulberry St, Elizabethtown, KY 42701
(270) 766-1113
shelterinsurance.com
Bluegrass Insurance Services
620 Westport Rd, Elizabethtown, KY 42701
(270) 769-5555
bluegrassinsurance.net
Skees & Shipp Insurance
1793 Leitchfield Rd, Elizabethtown, KY 42701
(270) 769-1951
skeesandshipp.com
Kentucky Farm Bureau Insurance
2915 Ring Rd, Elizabethtown, KY 42701
(270) 737-7377
kyfb.com
Burris Insurance Agency - A Division of Independent Agents of KY
240 W Dixie Ave Suite 1, Elizabethtown, KY 42701
(270) 765-7774
burrisinsuranceky.com
Shelter Insurance - Thomas Hill
950 N Mulberry St Ste 210A, Elizabethtown, KY 42701
(270) 766-1196
shelterinsurance.com
Affordable Benefits Solutions
615 N Mulberry St Ste 205-1, Elizabethtown, KY 42701
(270) 438-5630
affordablebenefitssolutions.com
United Trust Insurance Co
1135 Leitchfield Rd, Elizabethtown, KY 42701
(270) 451-2093
Boat insurance agents in Elizabethtown Kentucky help protect your watercraft on area lakes like Nolin River Lake and Rough River Lake. Kentucky law requires liability coverage for boats with motors over 10 horsepower. Local agents can guide you through state requirements and optional coverages.
What Does a Boat Insurance Agent in Elizabethtown Cost?
Boat insurance costs in Kentucky depend on factors like boat value, horsepower, and navigation area. For a typical 18 to 22 foot runabout, annual premiums range from 200 to 600 dollars. Larger cruisers or personal watercraft may cost 400 to 1,200 dollars per year. Additional coverage for towing or fishing equipment can increase the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does boat insurance cover in Kentucky?
Boat insurance typically covers liability for bodily injury and property damage. It also covers physical damage to your boat from collisions, theft, or weather. Kentucky law requires liability coverage for boats with motors over 10 horsepower.
Do I need boat insurance to operate on Kentucky lakes?
Yes, Kentucky law requires liability insurance for any motorboat with a motor of 10 horsepower or more. This applies to all public waters in the state including Elizabethtown area lakes. You must carry proof of insurance while operating.
How much does boat insurance cost in Elizabethtown?
Boat insurance costs vary based on boat value, type, and usage. In Kentucky, annual premiums typically range from 200 to 800 dollars for a standard runabout. Larger yachts or high-performance boats cost more. Your agent can provide a quote based on your specific watercraft.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.