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Find Boat Insurance Agents Near You in Louisville, KY

Compare boat insurance agents in Louisville. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Louisville, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 20 boat insurance agents in Louisville, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Aspen Ridge Insurance, LLC
9850 Von Allmen Ct #201, Louisville, KY 40241
(502) 233-2272 aspenridgeinsurance.com
Tracy Haus - State Farm Insurance Agent
11501 Main St, Louisville, KY 40243
(502) 244-0271 tracyhaus.com
Hyland Insurance
9750 Ormsby Station Rd Suite 200, Louisville, KY 40223
(502) 637-4733 hylandins.net
Family Select Insurance
6409 Dutchmans Pkwy, Louisville, KY 40205
(502) 454-7283 familyselectinsurance.com
Mary Henry - State Farm Insurance Agent
5800 Bardstown Rd, Louisville, KY 40291
(502) 491-7797 insurememary.com
Commonwealth Insurance Services
12000 Shelbyville Rd, Louisville, KY 40243
(502) 813-5436 commonwealthins.net
Schwartz Insurance Group
2950 Breckenridge Ln STE 8A, Louisville, KY 40220
(502) 451-1111 schwartzinsgrp.com
Johnson Lawrence & Walker
6506 Strawberry Ln, Louisville, KY 40214
(502) 361-9411 jlwins.com
Louisville Kentucky Insurance
6801 Dixie Hwy Unit 237, Louisville, KY 40258
(502) 447-3711 louisvillekentuckyinsurance.com
Kentucky Shield Insurance
8003 Shelbyville Rd, Louisville, KY 40222
(502) 214-7092 kyshield.com
Lincoln Insurance Agency
214 Breckenridge Ln Suite 101, Louisville, KY 40207
(502) 897-3300 lincolninsuranceagency.com
Brandt Davis Insurance
2821 S Hurstbourne Pkwy STE 5, Louisville, KY 40220
(502) 499-6567 myhighstreet.com
DICK WATTS INSURANCE
12200 Shelbyville Rd #112, Louisville, KY 40243
(502) 245-3625 dickwattsinsurance.com
Joe Bell Jr - State Farm Insurance Agent
4016 Preston Hwy, Louisville, KY 40213
(502) 361-2367 joebelljr.com
Independent Agents of Kentucky
806 Stone Creek Pkwy STE 1, Louisville, KY 40223
(502) 459-8880 weinsurekentucky.com
Louisville Insurance, Olivia McDaniel Broker
11828 Ransum Dr, Louisville, KY 40243
(502) 533-7229 insuredbyliv.com
Old Kentucky Insurance, Inc.
915 Lily Creek Rd, Louisville, KY 40243
(502) 451-8800 oldkentuckyinsurance.com
Hamilton-Martin Insurance Inc
1491 Old Preston Hwy N, Louisville, KY 40229
(502) 957-6500 hamiltonmartin.com
Braden Insurance Agency
9750 Ormsby Station Rd Suite 200, Louisville, KY 40223
(502) 390-0843 bradeninsurance.com
Cornerstone Insurance Agency, LLC
7321 New La Grange Rd Suite140, Louisville, KY 40222
(502) 503-4356 louisvilleinsurancehelp.com

Boat insurance agents in Louisville Kentucky help protect your watercraft on the Ohio River and nearby lakes. Kentucky law does not require boat insurance for most vessels but lenders and marinas often require it. Local agents can tailor policies for fishing boats, pontoons, and high-speed watercraft common in the area.

What Does a Boat Insurance Agent in Louisville Cost?

Boat insurance in Kentucky typically costs between 300 and 800 dollars per year for a standard runabout or fishing boat. Higher-value vessels or high-performance boats can cost 1,000 to 2,500 dollars annually. Factors like your deductible coverage limits and navigational area on the Ohio River will change the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance in Kentucky?
Kentucky does not mandate boat insurance for most recreational vessels. However if you have a loan on your boat the lender will require coverage. Many marinas on the Ohio River also require proof of liability insurance before you dock.
What does boat insurance typically cover in Louisville?
Standard policies cover physical damage to your boat from collision fire theft or vandalism. Liability coverage pays for injuries or property damage you cause to others. Some policies also include towing and fuel spill cleanup which is important on the Ohio River.
How do Louisville boat insurance agents determine my premium?
Agents consider your boats value horsepower age and length as well as your boating experience and claims history. Where you store the boat and how often you use it on the Ohio River also affect the rate. Kentucky weather risks like storms and hail are factored in too.