The top-rated boat insurance agent in Frankfort, Kentucky is Jason Dunn - State Farm Insurance Agent, rated 5.0 stars across 1,082 reviews. Other highly rated options include RB Brown - State Farm Insurance Agent, Steve Woodrum - State Farm Insurance Agent, Erika Hancock - State Farm Insurance Agent. This directory lists 19 boat insurance agents serving Frankfort.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Dunn - State Farm Insurance Agent | 160 Versailles Rd | (502) 352-2626 |
| 2 | RB Brown - State Farm Insurance Agent | 949 Louisville Rd C | (502) 875-1301 |
| 3 | Steve Woodrum - State Farm Insurance Agent | 331 Versailles Rd | (502) 695-8888 |
| 4 | Erika Hancock - State Farm Insurance Agent | 210 Kings Daughters Dr | (502) 227-7777 |
| 5 | Bill McCoy Insurance Agency | 1134 US-127 | (502) 875-3994 |
| 6 | Sean Shah: Allstate Insurance | 800 E Main St | (502) 875-1999 |
| 7 | Brenda Harris - State Farm Insurance Agent | 114 Thompson St | (502) 695-1799 |
| 8 | Franklin Goins Insurance Agency | 600 E Main St | (502) 875-4270 |
| 9 | Sturm Insurance Agency | 201 Capital Ave | (502) 875-1351 |
| 10 | Kentucky Farm Bureau Insurance | 1212 Wilkinson Blvd | (502) 223-2193 |
Jason Dunn - State Farm Insurance Agent serves the Frankfort, KY area, providing boat insurance solutions. This local agency helps clients protect watercraft against common risks on nearby lakes and rivers. Policies typically cover liability for accidents on the water along with physical damage from storms or collisions. Customers also receive guidance on selecting appropriate coverage for fishing boats, pontoons, or personal watercraft. The agency handles comprehensive policies and liability protection for recreational vessels operating in Kentucky waters.
RB Brown - State Farm Insurance Agent in Frankfort, KY provides boat insurance coverage tailored to local waterways. Services include liability protection, physical damage coverage, and options for accessories and towing. Customized policies help owners safeguard vessels such as speedboats, pontoons, and fishing boats during the navigation season. The agency typically offers support with policy reviews and claims assistance to maintain ongoing client satisfaction. It services single-family homes, apartments, retail properties, and restaurants.
Steve Woodrum - State Farm Insurance Agent serves homeowners, boat owners, and property managers in Frankfort, Kentucky, with personalized boat insurance policies designed to protect watercraft against common risks such as accidents, theft, and weather damage. The agency provides guidance on coverage options, including liability and comprehensive protection, tailored to local boating needs on area lakes and rivers. In addition to serving the Frankfort community, the office also covers customers in nearby Lawrenceburg and the surrounding Franklin County area.
Serving Frankfort, Kentucky, and the surrounding Franklin County communities, Erika Hancock - State Farm Insurance Agent handles a full range of boat insurance policies. The agency works with clients to secure coverage for boats, personal watercraft, and other recreational marine vehicles. Each policy is tailored to address the specific risks of boating on local lakes and rivers. The typical job begins with a thorough review of the vessel and the client’s needs to find appropriate liability and physical damage limits.
Bill McCoy Insurance Agency in Frankfort, KY provides boat insurance coverage, presenting clients with a choice between one-time policies for seasonal use and recurring annual plans offering continuous protection. As a local agent, they help navigate coverage for liability and physical damage specific to regional waterways. Clients can access service on either a one-time basis for single-season needs or through scheduled annual renewals for ongoing peace of mind.
Sean Shah: Allstate Insurance in Frankfort, KY offers specialized boat insurance services, protecting personal watercraft and larger vessels against common risks on Kentucky waterways. Their general service work includes customizing coverage for liability, physical damage, and towing needs. The agency helps local boaters address seasonal concerns, such as preparing policies before spring launch or adjusting coverage for winter storage.
As the boating season approaches along the Kentucky River near Frankfort, securing proper coverage becomes a priority for many vessel owners. Brenda Harris - State Farm Insurance Agent offers boat insurance tailored to protect against common local risks such as sudden storms or collision with debris. This office helps clients understand liability and physical damage options for pontoons, fishing boats, and personal watercraft. Each potential policy begins with an assessment where an agent reviews the boat's value, storage location, and typical usage before suggesting a personalized coverage plan.
Franklin Goins Insurance Agency serves clients throughout Frankfort, Kentucky, where they provide boat insurance policies. Their work involves covering watercraft against common risks like collisions, theft, and weather damage, with typical add-ons including liability protection and coverage for personal property aboard. They structure policies to meet both recreational and commercial boating needs, offering tailored solutions for fishing charters, tour operators, and marina offices. The agency can also serve industrial waterfront facilities, equipment storage warehouses, and food service vendors operating near lakes or rivers.
Sturm Insurance Agency provides residential boat insurance in Frankfort, Kentucky, helping local owners protect their watercraft from common risks on area lakes and rivers. Commercial boat coverage is also available for smaller marine businesses operating throughout Franklin County and nearby regions. The agency works with each policyholder to tailor coverage limits and deductibles to the specific vessel and usage. Follow-up service is offered between regular visits to adjust coverage for seasonal changes or new equipment.
Spring rains and rising river levels around Frankfort often prompt boat owners to check their coverage, and Kentucky Farm Bureau Insurance provides boat insurance agent services for those with watercraft needing protection. The agency helps customers review policies for pontoon boats, fishing vessels, and other recreational watercraft common to Kentucky lakes and rivers. Policies can include coverage for physical damage and liability. A full inspection of the boat is scheduled after initial paperwork to verify its condition before coverage begins.
What Does a a Boat Insurance Agent in Frankfort Cost?
Boat insurance costs in Kentucky typically range from 200 to 800 dollars per year for basic liability coverage on a standard runabout. Full coverage policies with comprehensive and collision can cost 400 to 1,500 dollars annually depending on boat value, age, and usage. Factors like boat size, horsepower, and your boating history also affect the premium. This is general information, not insurance advice.
About boat insurance agents in Frankfort
Boat insurance agents in Frankfort Kentucky help you protect your watercraft on the Kentucky River and nearby lakes. Kentucky requires liability coverage for motorized boats with more than 10 horsepower. Local agents can guide you through state-specific requirements and help you find a policy that fits your needs.
Frequently Asked Questions
What types of boat insurance coverage are available in Frankfort Kentucky?
Common coverages include liability, physical damage, medical payments, and uninsured boater coverage. Many agents also offer options for trailers, equipment, and towing assistance. Your agent can explain which coverages suit your boat type and usage.
Is boat insurance required by law in Kentucky?
Kentucky law requires liability insurance for motorboats with more than 10 horsepower. This includes boats used on public waters like the Kentucky River. Other watercraft such as kayaks or small sailboats may not require insurance but coverage is still recommended.
How do I choose a boat insurance agent in Frankfort?
Look for an agent who is licensed in Kentucky and has experience with watercraft insurance. Ask about their knowledge of local waterways and any specific risks in the Frankfort area. A good agent will help you compare policies from multiple insurers.
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