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Boat Insurance Agents in Frankfort, KY

Browse boat insurance agents serving Frankfort, Kentucky. Contact information and addresses listed below.

19 agents listed
Updated May 2026
Frankfort, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 19 boat insurance agents in Frankfort, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jason Dunn - State Farm Insurance Agent
160 Versailles Rd, Frankfort, KY 40601
(502) 352-2626 jdunninsurance.com
RB Brown - State Farm Insurance Agent
949 Louisville Rd C, Frankfort, KY 40601
(502) 875-1301 rbbrown.com
Steve Woodrum - State Farm Insurance Agent
331 Versailles Rd, Frankfort, KY 40601
(502) 695-8888 mykyinsurance.com
Erika Hancock - State Farm Insurance Agent
210 Kings Daughters Dr, Frankfort, KY 40601
(502) 227-7777 erikahancock.com
Bill McCoy Insurance Agency
1134 US-127, Frankfort, KY 40601
(502) 875-3994 billmccoyinsuranceagency.com
Sean Shah: Allstate Insurance
800 E Main St, Frankfort, KY 40601
(502) 875-1999 agents.allstate.com
Brenda Harris - State Farm Insurance Agent
114 Thompson St, Frankfort, KY 40601
(502) 695-1799 brendaharrisinsurance.com
Franklin Goins Insurance Agency
600 E Main St, Frankfort, KY 40601
(502) 875-4270 franklingoins.com
Kentucky Farm Bureau Insurance
1212 Wilkinson Blvd, Frankfort, KY 40601
(502) 223-2193 kyfb.com
Sturm Insurance Agency
201 Capital Ave, Frankfort, KY 40601
(502) 875-1351 sturminsurance.com
Shelter Insurance - BJ Hurst
103 C Michael Davenport Blvd, Frankfort, KY 40601
(502) 352-2721 shelterinsurance.com
Chenault & Hoge, Inc.
326 St Clair St, Frankfort, KY 40601
(502) 875-2244 chenaulthoge.com
Kentucky Farm Bureau Insurance | Franklin County - Frankfort West
1120 Old US Highway 127 Road, Frankfort, KY 40601
(502) 875-5667 kyfb.com
Shelter Insurance
1121 Louisville Rd Ste 401, Frankfort, KY 40601
(502) 223-2196 shelterinsurance.com
Trust Bloom Insurance Agency
574-576 E Main St, Frankfort, KY 40601
(502) 703-0590
Reliability Insurance LLC
216 W Main St, Frankfort, KY 40601
(502) 556-8426 lloyds.com
Insurance Network Of Kentucky
308 Versailles Rd, Frankfort, KY 40601
(502) 352-5678 facebook.com
EverGuarded Insurance LLC
112 E 2nd St, Frankfort, KY 40601
(502) 556-1762 sturminsurance.com
Evan Chrisman - Kentucky Farm Bureau
1212 Wilkinson Blvd, Frankfort, KY 40601
(502) 223-2193 facebook.com

Boat insurance agents in Frankfort Kentucky help you protect your watercraft on the Kentucky River and nearby lakes. Kentucky requires liability coverage for motorized boats with more than 10 horsepower. Local agents can guide you through state-specific requirements and help you find a policy that fits your needs.

What Does a Boat Insurance Agent in Frankfort Cost?

Boat insurance costs in Kentucky typically range from 200 to 800 dollars per year for basic liability coverage on a standard runabout. Full coverage policies with comprehensive and collision can cost 400 to 1,500 dollars annually depending on boat value, age, and usage. Factors like boat size, horsepower, and your boating history also affect the premium. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boat insurance coverage are available in Frankfort Kentucky?
Common coverages include liability, physical damage, medical payments, and uninsured boater coverage. Many agents also offer options for trailers, equipment, and towing assistance. Your agent can explain which coverages suit your boat type and usage.
Is boat insurance required by law in Kentucky?
Kentucky law requires liability insurance for motorboats with more than 10 horsepower. This includes boats used on public waters like the Kentucky River. Other watercraft such as kayaks or small sailboats may not require insurance but coverage is still recommended.
How do I choose a boat insurance agent in Frankfort?
Look for an agent who is licensed in Kentucky and has experience with watercraft insurance. Ask about their knowledge of local waterways and any specific risks in the Frankfort area. A good agent will help you compare policies from multiple insurers.