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HomeBoat Insurance AgentsKentucky › Frankfort

Find Boat Insurance Agents Near You in Frankfort, KY

Browse boat insurance agents serving Frankfort, Kentucky. Updated 2026-07-14.

The top-rated boat insurance agent in Frankfort, Kentucky is Jason Dunn - State Farm Insurance Agent, rated 5.0 stars across 1,082 reviews. Other highly rated options include RB Brown - State Farm Insurance Agent, Steve Woodrum - State Farm Insurance Agent, Erika Hancock - State Farm Insurance Agent. This directory lists 19 boat insurance agents serving Frankfort.

Showing 19 boat insurance agents in Frankfort, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jason Dunn - State Farm Insurance Agent160 Versailles Rd(502) 352-2626
2RB Brown - State Farm Insurance Agent949 Louisville Rd C(502) 875-1301
3Steve Woodrum - State Farm Insurance Agent331 Versailles Rd(502) 695-8888
4Erika Hancock - State Farm Insurance Agent210 Kings Daughters Dr(502) 227-7777
5Bill McCoy Insurance Agency1134 US-127(502) 875-3994
6Sean Shah: Allstate Insurance800 E Main St(502) 875-1999
7Brenda Harris - State Farm Insurance Agent114 Thompson St(502) 695-1799
8Franklin Goins Insurance Agency600 E Main St(502) 875-4270
9Sturm Insurance Agency201 Capital Ave(502) 875-1351
10Kentucky Farm Bureau Insurance1212 Wilkinson Blvd(502) 223-2193
JD
160 Versailles Rd
Jason Dunn - State Farm Insurance Agent
Boat Insurance Agent · Frankfort, KY

Jason Dunn - State Farm Insurance Agent serves the Frankfort, KY area, providing boat insurance solutions. This local agency helps clients protect watercraft against common risks on nearby lakes and rivers. Policies typically cover liability for accidents on the water along with physical damage from storms or collisions. Customers also receive guidance on selecting appropriate coverage for fishing boats, pontoons, or personal watercraft. The agency handles comprehensive policies and liability protection for recreational vessels operating in Kentucky waters.

RB
949 Louisville Rd C
RB Brown - State Farm Insurance Agent
Boat Insurance Agent · Frankfort, KY

RB Brown - State Farm Insurance Agent in Frankfort, KY provides boat insurance coverage tailored to local waterways. Services include liability protection, physical damage coverage, and options for accessories and towing. Customized policies help owners safeguard vessels such as speedboats, pontoons, and fishing boats during the navigation season. The agency typically offers support with policy reviews and claims assistance to maintain ongoing client satisfaction. It services single-family homes, apartments, retail properties, and restaurants.

SW
331 Versailles Rd
Steve Woodrum - State Farm Insurance Agent
Boat Insurance Agent · Frankfort, KY

Steve Woodrum - State Farm Insurance Agent serves homeowners, boat owners, and property managers in Frankfort, Kentucky, with personalized boat insurance policies designed to protect watercraft against common risks such as accidents, theft, and weather damage. The agency provides guidance on coverage options, including liability and comprehensive protection, tailored to local boating needs on area lakes and rivers. In addition to serving the Frankfort community, the office also covers customers in nearby Lawrenceburg and the surrounding Franklin County area.

EH
210 Kings Daughters Dr
Erika Hancock - State Farm Insurance Agent
Boat Insurance Agent · Frankfort, KY

Serving Frankfort, Kentucky, and the surrounding Franklin County communities, Erika Hancock - State Farm Insurance Agent handles a full range of boat insurance policies. The agency works with clients to secure coverage for boats, personal watercraft, and other recreational marine vehicles. Each policy is tailored to address the specific risks of boating on local lakes and rivers. The typical job begins with a thorough review of the vessel and the client’s needs to find appropriate liability and physical damage limits.

BM
1134 US-127
Bill McCoy Insurance Agency
Boat Insurance Agent · Frankfort, KY

Bill McCoy Insurance Agency in Frankfort, KY provides boat insurance coverage, presenting clients with a choice between one-time policies for seasonal use and recurring annual plans offering continuous protection. As a local agent, they help navigate coverage for liability and physical damage specific to regional waterways. Clients can access service on either a one-time basis for single-season needs or through scheduled annual renewals for ongoing peace of mind.

SS
800 E Main St
Sean Shah: Allstate Insurance
Boat Insurance Agent · Frankfort, KY

Sean Shah: Allstate Insurance in Frankfort, KY offers specialized boat insurance services, protecting personal watercraft and larger vessels against common risks on Kentucky waterways. Their general service work includes customizing coverage for liability, physical damage, and towing needs. The agency helps local boaters address seasonal concerns, such as preparing policies before spring launch or adjusting coverage for winter storage.

BH
114 Thompson St
Brenda Harris - State Farm Insurance Agent
Boat Insurance Agent · Frankfort, KY

As the boating season approaches along the Kentucky River near Frankfort, securing proper coverage becomes a priority for many vessel owners. Brenda Harris - State Farm Insurance Agent offers boat insurance tailored to protect against common local risks such as sudden storms or collision with debris. This office helps clients understand liability and physical damage options for pontoons, fishing boats, and personal watercraft. Each potential policy begins with an assessment where an agent reviews the boat's value, storage location, and typical usage before suggesting a personalized coverage plan.

FG
600 E Main St
Franklin Goins Insurance Agency
Boat Insurance Agent · Frankfort, KY

Franklin Goins Insurance Agency serves clients throughout Frankfort, Kentucky, where they provide boat insurance policies. Their work involves covering watercraft against common risks like collisions, theft, and weather damage, with typical add-ons including liability protection and coverage for personal property aboard. They structure policies to meet both recreational and commercial boating needs, offering tailored solutions for fishing charters, tour operators, and marina offices. The agency can also serve industrial waterfront facilities, equipment storage warehouses, and food service vendors operating near lakes or rivers.

SI
201 Capital Ave
Sturm Insurance Agency
Boat Insurance Agent · Frankfort, KY

Sturm Insurance Agency provides residential boat insurance in Frankfort, Kentucky, helping local owners protect their watercraft from common risks on area lakes and rivers. Commercial boat coverage is also available for smaller marine businesses operating throughout Franklin County and nearby regions. The agency works with each policyholder to tailor coverage limits and deductibles to the specific vessel and usage. Follow-up service is offered between regular visits to adjust coverage for seasonal changes or new equipment.

KF
1212 Wilkinson Blvd
Kentucky Farm Bureau Insurance
Boat Insurance Agent · Frankfort, KY

Spring rains and rising river levels around Frankfort often prompt boat owners to check their coverage, and Kentucky Farm Bureau Insurance provides boat insurance agent services for those with watercraft needing protection. The agency helps customers review policies for pontoon boats, fishing vessels, and other recreational watercraft common to Kentucky lakes and rivers. Policies can include coverage for physical damage and liability. A full inspection of the boat is scheduled after initial paperwork to verify its condition before coverage begins.

SI
103 C Michael Davenport Blvd
Shelter Insurance - BJ Hurst
Boat Insurance Agent · Frankfort, KY
(502) 352-2721
shelterinsurance.com/CA/agent/BJHURST
CH
326 St Clair St
Chenault & Hoge, Inc.
Boat Insurance Agent · Frankfort, KY
(502) 875-2244
chenaulthoge.com
KF
1120 Old US Highway 127 Road
Kentucky Farm Bureau Insurance | Franklin County - Frankfort West
Boat Insurance Agent · Frankfort, KY
(502) 875-5667
kyfb.com/franklin/frankfort-west
TB
574-576 E Main St
Trust Bloom Insurance Agency
Boat Insurance Agent · Frankfort, KY
(502) 703-0590
SI
1121 Louisville Rd Ste 401
Shelter Insurance
Boat Insurance Agent · Frankfort, KY
(502) 223-2196
shelterinsurance.com/CA
RI
216 W Main St
Reliability Insurance LLC
Boat Insurance Agent · Frankfort, KY
(502) 556-8426
lloyds.com
IN
308 Versailles Rd
Insurance Network Of Kentucky
Boat Insurance Agent · Frankfort, KY
(502) 352-5678
facebook.com/insurancenetworkky
EI
112 E 2nd St
EverGuarded Insurance LLC
Boat Insurance Agent · Frankfort, KY
(502) 556-1762
sturminsurance.com
EC
1212 Wilkinson Blvd
Evan Chrisman - Kentucky Farm Bureau
Boat Insurance Agent · Frankfort, KY
(502) 223-2193
facebook.com/EvanChrismanKentuckyFarmBureau

What Does a a Boat Insurance Agent in Frankfort Cost?

Boat insurance costs in Kentucky typically range from 200 to 800 dollars per year for basic liability coverage on a standard runabout. Full coverage policies with comprehensive and collision can cost 400 to 1,500 dollars annually depending on boat value, age, and usage. Factors like boat size, horsepower, and your boating history also affect the premium. This is general information, not insurance advice.

About boat insurance agents in Frankfort

Boat insurance agents in Frankfort Kentucky help you protect your watercraft on the Kentucky River and nearby lakes. Kentucky requires liability coverage for motorized boats with more than 10 horsepower. Local agents can guide you through state-specific requirements and help you find a policy that fits your needs.

Frequently Asked Questions

What types of boat insurance coverage are available in Frankfort Kentucky?

Common coverages include liability, physical damage, medical payments, and uninsured boater coverage. Many agents also offer options for trailers, equipment, and towing assistance. Your agent can explain which coverages suit your boat type and usage.

Is boat insurance required by law in Kentucky?

Kentucky law requires liability insurance for motorboats with more than 10 horsepower. This includes boats used on public waters like the Kentucky River. Other watercraft such as kayaks or small sailboats may not require insurance but coverage is still recommended.

How do I choose a boat insurance agent in Frankfort?

Look for an agent who is licensed in Kentucky and has experience with watercraft insurance. Ask about their knowledge of local waterways and any specific risks in the Frankfort area. A good agent will help you compare policies from multiple insurers.

Boat Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.