The top-rated boat insurance agent in Lexington, Kentucky is Debra Hensley - State Farm Insurance Agent, rated 5.0 stars across 575 reviews. Other highly rated options include Stewart Perry - State Farm Insurance Agent, Carpenter Insurance Group LLC, SeibertKeck Insurance Partners. This directory lists 20 boat insurance agents serving Lexington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Debra Hensley - State Farm Insurance Agent | 1513 Nicholasville Rd | (859) 276-3244 |
| 2 | Stewart Perry - State Farm Insurance Agent | 2128 Nicholasville Rd | (859) 277-7195 |
| 3 | Carpenter Insurance Group LLC | 141 Prosperous Pl Suite 26 | (859) 202-3656 |
| 4 | SeibertKeck Insurance Partners | 2011 Rambler Rd #1 | (859) 203-5353 |
| 5 | Integrity Insurance Group, LLC | 1500 Leestown Rd Ste 228 | (859) 800-4946 |
| 6 | Asshield Insurance | 2240 Executive Dr UNIT 103 | (859) 368-0162 |
| 7 | Brooke Whalen Insurance | 1795 Alysheba Way UNIT 1103 | (859) 885-0232 |
| 8 | Renee Jackson Insurance Agency | 1795 Alysheba Way Suite 1101 | (859) 317-2217 |
| 9 | Jeff Briggs - State Farm Insurance Agent | 449 Lewis Hargett Cir STE 150 | (859) 273-8512 |
| 10 | Greater Lexington Insurance Agency, Inc. | 1066 Wellington Way | (859) 224-2477 |
Debra Hensley - State Farm Insurance Agent serves the Lexington, Kentucky area with boat insurance. This agency helps local boat owners obtain coverage for a variety of watercraft. Policies address needs such as protection against physical damage, liability concerns, and possible losses from theft or storm damage. The agent works with clients to recommend appropriate coverage levels. Services often include extending protection for specialized equipment like trolling motors or personal watercraft trailers.
Stewart Perry - State Farm Insurance Agent provides a comprehensive range of boat insurance services in the Lexington, KY area. It offers coverage options designed to protect watercraft from common risks, including liability and physical damage. This agent assists clients with structuring policies that suit individual boating needs and usage patterns. Their ongoing service includes policy review and claims support to help maintain appropriate coverage over time. The agency services a variety of local properties, including single-family homes, apartments, retail establishments, and restaurants.
Carpenter Insurance Group LLC serves Lexington, Kentucky, and the surrounding Bluegrass communities as a boat insurance agent. It handles coverage for various watercraft, including pontoons, fishing boats, and personal watercraft. The agency works to match clients with policies that address liability, physical damage, and specific on-water risks common to local lakes and rivers. To manage a typical job, it reviews the customer’s boating habits and vessel details to compare available options from different carriers before presenting the most suitable plan.
Homeowners and property owners in the Lexington area seeking specialized protection for their watercraft turn to SeibertKeck Insurance Partners for boat insurance agent services. The agency helps policyholders select liability and physical damage coverage suited to local lakes and inland waterways. A straightforward application process allows customers to tailor their policies to individual needs. The firm also extends its knowledgeable service to clients in the surrounding communities of Nicholasville and Georgetown.
Integrity Insurance Group, LLC in Lexington, KY offers boat insurance coverage through both one-time liability options and recurring comprehensive policies that protect against damage and theft. Their one-time plans suit seasonal lake outings or coastal trips, while recurring packages provide year-round protection for moored or trailered watercraft. As a local agency serving regional marinas and private docks, they tailor coverage to boat type, horsepower, and storage conditions. Service runs on a one-time basis for short-term needs and a scheduled annual or semi-annual basis for ongoing enrolled accounts.
Asshield Insurance provides tailored boat insurance coverage for clients in Lexington, Kentucky, including policies for fishing boats, yachts, and personal watercraft. The agency works with local and regional carriers to help protect vessels used on area lakes, such as the Kentucky River or Herrington Lake. Asshield Insurance assists customers in selecting appropriate liability limits, hull coverage, and options for trailer protection. Its services routinely address spring launch preparations and concerns regarding storm damage on inland waterways during Kentucky’s unpredictable weather seasons.
As spring rains swell local reservoirs and the Kentucky River rises, Lexington boat owners prepare their vessels for the season. Brooke Whalen Insurance works with these clients to secure coverage tailored to recreational watercraft. Protecting a boat against liability, physical damage, and weather-related losses is essential before launching. Policies are carefully reviewed to match each customer's specific vessel type and lake usage patterns in the area. The process typically begins with a straightforward inspection of the boat, often alongside the agent to verify condition and confirm the initial coverage assessment.
Renee Jackson Insurance Agency provides boat insurance options for clients in and around Lexington. The company works with vessel owners to help secure coverage that protects against common risks on the water, including physical damage and liability concerns. For local boaters who trailer their boats to nearby lakes or keep them at area marinas, the agency can assist in arranging suitable policies tailored to those use patterns. The agency also extends its services to commercial sectors such as offices, warehouses, and food service operations.
Jeff Briggs, a State Farm Insurance Agent in Lexington, KY, handles residential boat insurance needs, helping local homeowners secure personal watercraft coverage on area lakes and rivers. The agency also offers commercial policies for boat owners whose vessels are used for business or rental purposes, serving clients throughout the Lexington area. Standard policies typically protect against physical damage, theft, and liability on the water. The agency follows up with clients after their initial policy is issued, ensuring any necessary adjustments are made before the next regular seasonal visit.
What Does a a Boat Insurance Agent in Lexington Cost?
Boat insurance costs in Kentucky typically range from 200 to 800 dollars per year for a standard policy on a small to mid-size boat. Factors like boat value, horsepower, and your boating history affect the premium. Larger yachts or high-performance boats may cost more. This is general information, not insurance advice.
About boat insurance agents in Lexington
Boat insurance agents in Lexington Kentucky help you protect your watercraft on lakes like Herrington Lake and the Kentucky River. Kentucky law requires liability coverage for motorized boats and personal watercraft. A local agent can explain state requirements and help you find a policy that fits your needs.
Frequently Asked Questions
Is boat insurance required in Kentucky?
Kentucky requires liability insurance for motorized boats and personal watercraft with more than 10 horsepower. This includes coverage for bodily injury and property damage. An agent can help you meet these legal requirements.
What does boat insurance typically cover in Lexington?
Boat insurance policies often cover physical damage to your boat, liability for injuries to others, and theft of equipment. Many policies also include towing and emergency assistance on the water. Your agent can explain optional coverages like uninsured boater protection.
How do I choose a boat insurance agent in Lexington?
Look for an agent who specializes in marine or recreational vehicle insurance. Ask about their experience with Kentucky waterways and local claim processes. Compare quotes from multiple agents to find coverage that fits your budget and needs.
Boat Insurance Agents in Other Kentucky Cities
Bowling Green · Elizabethtown · Florence · Frankfort · Georgetown · Henderson · Hopkinsville · Louisville · Nicholasville · Owensboro · Paducah · Richmond