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HomeBoat Insurance AgentsKentucky › Paducah

Find Boat Insurance Agents Near You in Paducah, KY

Browse boat insurance agents serving Paducah, Kentucky. Updated 2026-07-14.

The top-rated boat insurance agent in Paducah, Kentucky is Mason Denton - State Farm Insurance Agent, rated 5.0 stars across 244 reviews. Other highly rated options include Shelter Insurance - Brian Meadows, Allstate Insurance Agent: Brandon Clifton, Hibbs Insurance Agency, Inc.. This directory lists 20 boat insurance agents serving Paducah.

Showing 20 boat insurance agents in Paducah, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mason Denton - State Farm Insurance Agent202 Lone Oak Rd Suite 100(270) 908-4220
2Shelter Insurance - Brian Meadows3160 Parisa Dr #140(270) 443-5900
3Allstate Insurance Agent: Brandon Clifton2190 New Holt Rd Suite B(270) 442-8234
4Hibbs Insurance Agency, Inc.3124 Lone Oak Rd(270) 554-2105
5Kent Bohanon - State Farm Insurance Agent2520 New Holt Rd Suite F(270) 554-5450
6Shelter Insurance - Tessa Brown3210 Lone Oak Rd(270) 554-3731
7Adam Ford - State Farm Insurance Agent2601 Jackson St(270) 442-1123
8Jim McPeake - State Farm Insurance Agent1401 Broadway St # 1(270) 554-6830
9Insurance of Paducah2517 Jackson St(270) 442-6137
10Greenwell Insurance649 Lone Oak Rd(270) 554-1554
MD
202 Lone Oak Rd Suite 100
Mason Denton - State Farm Insurance Agent
Boat Insurance Agent · Paducah, KY

Mason Denton - State Farm Insurance Agent serves the Paducah, Kentucky area, providing specialized boat insurance coverage. This agency helps local boat owners protect their watercraft against common risks on nearby lakes and rivers. Policies typically cover physical damage from accidents and weather events, as well as liability for injuries to others. The agency also assists with personal umbrella policies to extend additional liability protection beyond standard boat insurance limits.

SI
3160 Parisa Dr #140
Shelter Insurance - Brian Meadows
Boat Insurance Agent · Paducah, KY

Shelter Insurance - Brian Meadows serves local homeowners and property managers who require reliable coverage for boats, personal watercraft, and other recreational marine assets. The agency offers comprehensive policies that address liability, physical damage, and specialized needs common on nearby lakes and rivers. Customers receive guidance on matching deductibles and coverage limits to their vessel’s value and typical local usage conditions. In addition to serving Paducah itself, the agency also covers boat owners in the broader McCracken County area and neighboring Benton.

AI
2190 New Holt Rd Suite B
Allstate Insurance Agent: Brandon Clifton
Boat Insurance Agent · Paducah, KY

Allstate Insurance Agent Brandon Clifton in Paducah, KY offers a full range of boat insurance services, covering liability, hull damage, and personal property protection. Policies are customized to safeguard watercraft from inland lake and river hazards common to the area. Detailed service plans help policyholders manage routine maintenance and risk reduction for their vessels. The agency primarily serves owners of single-family homes, apartments, retail, and restaurants with matching coverage needs.

HI
3124 Lone Oak Rd
Hibbs Insurance Agency, Inc.
Boat Insurance Agent · Paducah, KY

Serving Paducah, Kentucky, and the surrounding communities along the Ohio and Tennessee Rivers, Hibbs Insurance Agency, Inc. specializes in boat insurance for a variety of watercraft. The agency handles policies for personal watercraft, fishing boats, cruisers, and larger yachts used for recreation or transport in the region. To manage risk, it assesses each vessel’s type, usage patterns, and local navigational exposure when crafting coverage. This involves reviewing hull value, liability limits, and typical seasonal storage conditions to ensure a tailored policy.

KB
2520 New Holt Rd Suite F
Kent Bohanon - State Farm Insurance Agent
Boat Insurance Agent · Paducah, KY

At Kent Bohanon - State Farm Insurance Agent in Paducah, KY, boat insurance policies may be structured either as a single, annual term or with monthly payments that continue until canceled. Coverage typically protects against physical damage to the vessel and liability for accidents on the water. Service is provided on an as-needed basis when reviewing policy options or handling claims, with scheduled renewals offered each year.

SI
3210 Lone Oak Rd
Shelter Insurance - Tessa Brown
Boat Insurance Agent · Paducah, KY

Shelter Insurance - Tessa Brown specializes in boat insurance coverage, including options for fishing boats, pontoons, and personal watercraft. The agency also handles general insurance policies for home, auto, and life within the Paducah, KY area. Its work focuses on providing standard protection and liability coverage for inland waterways and local lakes. As seasons shift, the agency helps address specific needs related to storm damage and winter storage risks for vessels kept on nearby rivers or docks.

AF
2601 Jackson St
Adam Ford - State Farm Insurance Agent
Boat Insurance Agent · Paducah, KY

Paducah boat owners know the shifting currents of the Ohio River can damage hulls or motors before a season even starts. Adam Ford - State Farm Insurance Agent helps local mariners protect their investment by assessing the specific risks of insuring a vessel, whether it is moored at a marina or stored on a trailer. His agency reviews coverage needs for liability and physical damage, considering navigation limits and storm exposure. The first step involves a straightforward inspection of the boat’s condition and safety equipment to determine appropriate protection.

JM
1401 Broadway St # 1
Jim McPeake - State Farm Insurance Agent
Boat Insurance Agent · Paducah, KY

Jim McPeake - State Farm Insurance Agent in Paducah, KY, provides boat insurance for residential customers, covering personal watercraft and small pleasure boats used for recreation on area lakes and rivers. The agency also writes commercial boat insurance policies for fishing guides and charter services operating in the region. Service extends throughout western Kentucky and the surrounding areas. After the initial policy is issued, representatives follow up with clients before renewal periods, offering adjustments for new equipment or seasonal use that encourage repeat service between regular visits.

IP
2517 Jackson St
Insurance of Paducah
Boat Insurance Agent · Paducah, KY

Insurance of Paducah handles a full range of related policies, with a specialty focus on boat insurance for local waterways. Clients can secure coverage tailored for personal watercraft and larger vessels common to this region. The agency provides standard liability protection and comprehensive physical damage options, helping owners manage risks and seasonal storage concerns. Its commercial insurance options can also serve offices, warehouses, and food service operations.

GI
649 Lone Oak Rd
Greenwell Insurance
Boat Insurance Agent · Paducah, KY
LI
314 Broadway St #200
Lightwell Insurance Advisors of Kentucky LLC
Boat Insurance Agent · Paducah, KY
(855) 853-4765
lightwell.com/kentucky
KF
5470 US-60
Kentucky Farm Bureau Insurance
Boat Insurance Agent · Paducah, KY
(270) 444-8400
kyfb.com/mccracken/ky-oaks
IT
401a S 8th St
Insurance Today, Inc,
Boat Insurance Agent · Paducah, KY
(270) 444-2037
KF
1600 Broadway St
Kentucky Farm Bureau Insurance
Boat Insurance Agent · Paducah, KY
(270) 442-7179
kyfb.com/mccracken/broadway
AI
105 County Park Rd
Austin Insurance
Boat Insurance Agent · Paducah, KY
(364) 219-0115
HI
4975 Alben Barkley Dr #5
Houchens Insurance Group Dba Henneberger Flynn
Boat Insurance Agent · Paducah, KY
(270) 444-7278
hennebergerflynn.com
AI
3429 Lone Oak Rd Ste 4
Advantage Insurance Services LLC
Boat Insurance Agent · Paducah, KY
(270) 554-2801
bullseyeadvantage.com
KF
2765 Wayne Sullivan Dr
Kentucky Farm Bureau Insurance
Boat Insurance Agent · Paducah, KY
(270) 575-1035
kyfb.com/mccracken/east/lee-upton
HI
5120 Village Square Dr
HUB International
Boat Insurance Agent · Paducah, KY
(270) 443-2550
KF
1600 Broadway St
Kentucky Farm Bureau - Ricky Greenwell
Boat Insurance Agent · Paducah, KY
(270) 442-7179
kyfb.com/mccracken/broadway/ricky-greenwell

What Does a a Boat Insurance Agent in Paducah Cost?

Typical boat insurance costs in Kentucky range from 300 to 800 dollars per year for a standard runabout or fishing boat. Larger vessels or high performance boats may cost 1,000 to 3,000 dollars annually. Factors like boat value horsepower and your claims history affect the premium. This is general information not insurance advice.

About boat insurance agents in Paducah

Boat insurance agents in Paducah Kentucky help protect your watercraft on the Ohio River and nearby lakes. Kentucky law does not require boat insurance for most vessels but lenders often require it for financed boats. A local agent can guide you through liability coverage and physical damage options specific to Kentucky waterways.

Frequently Asked Questions

Is boat insurance required by law in Kentucky?

Kentucky does not require boat insurance for most recreational watercraft. However if you finance a boat the lender will typically require full coverage. Also marinas and boat clubs may require proof of liability insurance before you can dock or launch.

What does a boat insurance policy in Paducah usually cover?

A standard policy includes liability for damage to others property and medical payments for injuries. It also covers physical damage to your boat from collision theft or weather events. Some policies offer additional coverage for towing and fuel spill cleanup.

How does Kentucky law affect boat insurance claims?

Kentucky has a statute of limitations of two years for filing a lawsuit after a boating accident. The state also follows a comparative fault rule which means your compensation can be reduced if you are partly at fault. Reporting claims promptly is important to avoid delays.

Boat Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.