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Find Boat Insurance Agents Near You in Paducah, KY
Directory of boat insurance agents in Paducah, Kentucky. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Paducah, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 20 boat insurance agents in Paducah, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mason Denton - State Farm Insurance Agent
202 Lone Oak Rd Suite 100, Paducah, KY 42001
(270) 908-4220
masonismyagent.com
Allstate Insurance Agent: Brandon Clifton
2190 New Holt Rd Suite B, Paducah, KY 42001
(270) 442-8234
agents.allstate.com
Shelter Insurance - Brian Meadows
3160 Parisa Dr #140, Paducah, KY 42003
(270) 443-5900
shelterinsurance.com
Hibbs Insurance Agency, Inc.
3124 Lone Oak Rd, Paducah, KY 42003
(270) 554-2105
hibbsinsurance.com
Kent Bohanon - State Farm Insurance Agent
2520 New Holt Rd Suite F, Paducah, KY 42001
(270) 554-5450
insurewithkent.com
Shelter Insurance - Tessa Brown
3210 Lone Oak Rd, Paducah, KY 42003
(270) 554-3731
shelterinsurance.com
Adam Ford - State Farm Insurance Agent
2601 Jackson St, Paducah, KY 42003
(270) 442-1123
adamfordsfinsurance.com
Insurance of Paducah
2517 Jackson St, Paducah, KY 42003
(270) 442-6137
mypaducahinsurance.com
Jim McPeake - State Farm Insurance Agent
1401 Broadway St # 1, Paducah, KY 42001
(270) 554-6830
jimmcpeake.com
Kentucky Farm Bureau Insurance
5470 US-60, Paducah, KY 42001
(270) 444-8400
kyfb.com
Insurance Today, Inc,
401a S 8th St, Paducah, KY 42003
(270) 444-2037
Austin Insurance
105 County Park Rd, Paducah, KY 42001
(364) 219-0115
Greenwell Insurance
649 Lone Oak Rd, Paducah, KY 42003
(270) 554-1554
greenwellinsurance.com
Lightwell Insurance Advisors of Kentucky LLC
314 Broadway St #200, Paducah, KY 42001
(855) 853-4765
lightwell.com
Kentucky Farm Bureau Insurance
1600 Broadway St, Paducah, KY 42001
(270) 442-7179
kyfb.com
Houchens Insurance Group Dba Henneberger Flynn
4975 Alben Barkley Dr #5, Paducah, KY 42001
(270) 444-7278
hennebergerflynn.com
Advantage Insurance Services LLC
3429 Lone Oak Rd Ste 4, Paducah, KY 42001
(270) 554-2801
bullseyeadvantage.com
Kentucky Farm Bureau Insurance
2765 Wayne Sullivan Dr, Paducah, KY 42003
(270) 575-1035
kyfb.com
HUB International
5120 Village Square Dr, Paducah, KY 42001
(270) 443-2550
Kentucky Farm Bureau - Ricky Greenwell
1600 Broadway St, Paducah, KY 42001
(270) 442-7179
kyfb.com
Boat insurance agents in Paducah Kentucky help protect your watercraft on the Ohio River and nearby lakes. Kentucky law does not require boat insurance for most vessels but lenders often require it for financed boats. A local agent can guide you through liability coverage and physical damage options specific to Kentucky waterways.
What Does a Boat Insurance Agent in Paducah Cost?
Typical boat insurance costs in Kentucky range from 300 to 800 dollars per year for a standard runabout or fishing boat. Larger vessels or high performance boats may cost 1,000 to 3,000 dollars annually. Factors like boat value horsepower and your claims history affect the premium. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is boat insurance required by law in Kentucky?
Kentucky does not require boat insurance for most recreational watercraft. However if you finance a boat the lender will typically require full coverage. Also marinas and boat clubs may require proof of liability insurance before you can dock or launch.
What does a boat insurance policy in Paducah usually cover?
A standard policy includes liability for damage to others property and medical payments for injuries. It also covers physical damage to your boat from collision theft or weather events. Some policies offer additional coverage for towing and fuel spill cleanup.
How does Kentucky law affect boat insurance claims?
Kentucky has a statute of limitations of two years for filing a lawsuit after a boating accident. The state also follows a comparative fault rule which means your compensation can be reduced if you are partly at fault. Reporting claims promptly is important to avoid delays.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.