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Directory of boat insurance agents in Nicholasville, Kentucky. Verify credentials with the state department of insurance before hiring.
16 agents listed
Updated May 2026
Nicholasville, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 16 boat insurance agents in Nicholasville, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nova Insurance Group
99 Wind Haven Dr Suite 1, Nicholasville, KY 40356
(859) 687-2004
novainsurancegroup.com
Kentucky United Insurance
224 Rebel Rd, Nicholasville, KY 40356
(859) 305-6036
kentuckyunitedins.com
Jennifer Hawkins - State Farm Insurance Agent
174 Bellerive Blvd, Nicholasville, KY 40356
(859) 800-5433
insuredwithjennifer.com
Steve Page - State Farm Insurance Agent
626 Edgewood Dr, Nicholasville, KY 40356
(859) 885-7243
stevepageinsurance.com
Lexington First Insurance LLC
502 N Main St, Nicholasville, KY 40356
(859) 260-8745
lexingtonfirstinsurance.com
Randall Chewning - State Farm Insurance Agent
609 N Main St, Nicholasville, KY 40356
(859) 887-1243
randallchewning.com
C.M. Space and Associates, Inc.
231 N Main St, Nicholasville, KY 40356
(859) 887-8747
cmspaceins.com
Lib Wilson Insurance Group
214 Edgewood Dr, Nicholasville, KY 40356
(859) 885-5237
libwilsoninsurancegroup.com
Charles Cromer: Allstate Insurance
218 N Main St, Nicholasville, KY 40356
(859) 885-7009
agents.allstate.com
Kentucky Farm Bureau Insurance
614 N Main St, Nicholasville, KY 40356
(859) 885-4731
kyfb.com
Shelter Insurance - Marc Miller
847 S Main St, Nicholasville, KY 40356
(859) 885-4409
shelterinsurance.com
Orient Insurance Ltd.
221 E Brannon Rd, Nicholasville, KY 40356
(859) 474-7871
katharynfenstermac.wixsite.com
Shelter Insurance - Russ Owens
107 Quinn Dr, Nicholasville, KY 40356
(859) 887-9774
shelterinsurance.com
First Insurance Group
508 N Main St, Nicholasville, KY 40356
(859) 885-9454
myfirstinsurancegroup.com
Nationwide Insurance: Turner Insurance Group, LLC
504 N Main St Ste D, Nicholasville, KY 40356
(859) 305-6147
agency.nationwide.com
Insurance One
106 Lone Oak Dr, Nicholasville, KY 40356
(859) 881-0754
insuranceoneagency.com
Boat insurance agents in Nicholasville Kentucky help protect your watercraft from damage theft and liability. Kentucky requires liability insurance for motorized boats on public waterways including Lake Herrington and the Kentucky River. Local agents can tailor policies to cover fishing boats pontoons and personal watercraft common in Jessamine County.
What Does a Boat Insurance Agent in Nicholasville Cost?
Boat insurance in Kentucky typically costs between 200 and 600 dollars per year for a standard runabout or fishing boat. Premiums for high performance boats or personal watercraft can range from 400 to 1,200 dollars annually. Factors like boat value horsepower and your claims history affect the final price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is boat insurance required by law in Kentucky?
Kentucky law requires liability insurance for any motorized vessel operated on public waters. This includes boats with a motor of 10 horsepower or more. Your agent can help you meet the minimum coverage requirements.
What does a typical boat insurance policy in Nicholasville cover?
A standard policy covers physical damage to your boat from collision fire theft and vandalism. It also includes liability protection if you injure someone or damage property while operating your boat. Many policies offer optional coverage for trailers and personal effects.
How do Kentucky weather conditions affect boat insurance rates?
Kentucky experiences severe storms and tornadoes which can increase the risk of wind and hail damage to stored boats. Lake Herrington and the Kentucky River also have seasonal flooding risks. Agents in Nicholasville factor these local weather patterns into your premium.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.