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HomeBoat Insurance AgentsKentucky › Nicholasville

Find Boat Insurance Agents Near You in Nicholasville, KY

Browse boat insurance agents serving Nicholasville, Kentucky. Updated 2026-07-14.

The top-rated boat insurance agent in Nicholasville, Kentucky is Nova Insurance Group, rated 5.0 stars across 302 reviews. Other highly rated options include Kentucky United Insurance, Jennifer Hawkins - State Farm Insurance Agent, Steve Page - State Farm Insurance Agent. This directory lists 16 boat insurance agents serving Nicholasville.

Showing 16 boat insurance agents in Nicholasville, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nova Insurance Group99 Wind Haven Dr Suite 1(859) 687-2004
2Kentucky United Insurance224 Rebel Rd(859) 305-6036
3Jennifer Hawkins - State Farm Insurance Agent174 Bellerive Blvd(859) 800-5433
4Steve Page - State Farm Insurance Agent626 Edgewood Dr(859) 885-7243
5Lexington First Insurance LLC502 N Main St(859) 260-8745
6Randall Chewning - State Farm Insurance Agent609 N Main St(859) 887-1243
7Lib Wilson Insurance Group214 Edgewood Dr(859) 885-5237
8C.M. Space and Associates, Inc.231 N Main St(859) 887-8747
9Charles Cromer: Allstate Insurance218 N Main St(859) 885-7009
10Shelter Insurance - Marc Miller847 S Main St(859) 885-4409
NI
99 Wind Haven Dr Suite 1
Nova Insurance Group
Boat Insurance Agent · Nicholasville, KY

Nova Insurance Group serves Nicholasville, Jessamine County, and the surrounding Kentucky region as a boat insurance agent. This agency helps clients with policies covering personal watercraft and larger recreational vessels that navigate local lakes and rivers. The company assists boat owners in finding coverage that protects against common risks such as accidents, theft, and weather damage on Lake Herrington and the Kentucky River. They handle liability protection and comprehensive hull insurance for powerboats and fishing boats in this area.

KU
224 Rebel Rd
Kentucky United Insurance
Boat Insurance Agent · Nicholasville, KY

Kentucky United Insurance provides a comprehensive range of boat insurance agent services for clients in Nicholasville, KY. Its maintenance plans typically include coverage options for hull damage, liability protection, and equipment loss. The agency works with standard policies designed to safeguard recreational watercraft throughout local lakes and rivers. It services single-family homes with docks, lakeside apartments, waterfront retail locations, and restaurants near navigable waterways.

JH
174 Bellerive Blvd
Jennifer Hawkins - State Farm Insurance Agent
Boat Insurance Agent · Nicholasville, KY

Jennifer Hawkins – State Farm Insurance Agent serves local boat owners and waterfront homeowners retrieving coverage for their watercraft in the central Kentucky region. The agency provides liability and physical damage policies tailored to the navigation risks on local lakes and rivers. Standard protection extends to fishing boats, pontoon vessels, and personal watercraft used for recreation or family outings. The agent assists customers in Brannon Woods, Wilmore, and other neighborhoods within the Nicholasville area as well.

SP
626 Edgewood Dr
Steve Page - State Farm Insurance Agent
Boat Insurance Agent · Nicholasville, KY

Serving Nicholasville and the surrounding Jessamine County communities, this agency writes boat insurance policies for local waterways like the Kentucky River and Herrington Lake. It handles coverage for various watercraft, including fishing boats, pontoons, and personal watercraft used by area residents. The agent helps clients choose appropriate levels of liability, comprehensive, and physical damage coverage. By reviewing each boater’s specific storage and usage patterns, it tailors a policy that fits the seasonal nature of local recreation.

LF
502 N Main St
Lexington First Insurance LLC
Boat Insurance Agent · Nicholasville, KY

Lexington First Insurance LLC offers both one-time policies and recurring annual coverage for boat owners in the Nicholasville, KY area. Their service options allow clients to secure protection for a single season or maintain continuous coverage for long-term peace of mind. As a boat insurance agent, the company typically provides standard hull, liability, and navigational coverage tailored to marine needs. Service from this agent generally runs on a scheduled policy renewal basis, though individual consultations are available as needed.

RC
609 N Main St
Randall Chewning - State Farm Insurance Agent
Boat Insurance Agent · Nicholasville, KY

Randall Chewning - State Farm Insurance Agent in Nicholasville, KY, specializes in providing boat insurance policies that cover liability, physical damage, and towing expenses for local watercraft owners. It also assists clients with broader personal insurance needs, including auto and homeowners coverage. Throughout the spring and summer months, it helps boaters secure protection against storage risks and liability claims arising from crowded lakes and intermittent storms.

LW
214 Edgewood Dr
Lib Wilson Insurance Group
Boat Insurance Agent · Nicholasville, KY

Lib Wilson Insurance Group helps clients in and around Nicholasville, KY protect their assets with general liability and property coverage, with specialized add-ons for boat insurance that address risks specific to freshwater navigation and seasonal use. The agency assists with policies that safeguard watercraft, trailers, and gear from damage, theft, or liability on local lakes and rivers. Commercial sectors it can serve include offices, warehouses, and food service operations requiring coverage for business properties and equipment.

CM
231 N Main St
C.M. Space and Associates, Inc.
Boat Insurance Agent · Nicholasville, KY

As spring approaches on the waters near Nicholasville, boat owners begin preparing their vessels for a season of recreation. C.M. Space and Associates, Inc. connects these local enthusiasts with essential boat insurance agent services designed to protect against weather damage and liability. They provide coverage options that address the specific risks of operating a watercraft on area lakes and rivers. After a policy is discussed, they schedule a thorough hull and equipment inspection to verify the vessel's condition before any binding occurs.

CC
218 N Main St
Charles Cromer: Allstate Insurance
Boat Insurance Agent · Nicholasville, KY

Charles Cromer: Allstate Insurance provides boat insurance for residences in the Nicholasville, KY area. Commercial watercraft coverage is also available for local businesses and marinas. The agency serves clients throughout Jessamine County and the surrounding central Kentucky region. Each policy is tailored to meet individual boating needs, whether for fishing boats or larger pleasure craft. After signing up, clients are contacted to review their coverage regularly, with follow-up service offered between annual visits.

SI
847 S Main St
Shelter Insurance - Marc Miller
Boat Insurance Agent · Nicholasville, KY
OI
221 E Brannon Rd
Orient Insurance Ltd.
Boat Insurance Agent · Nicholasville, KY
(859) 474-7871
katharynfenstermac.wixsite.com/fiesta-insurance
KF
614 N Main St
Kentucky Farm Bureau Insurance
Boat Insurance Agent · Nicholasville, KY
(859) 885-4731
kyfb.com/jessamine/main
SI
107 Quinn Dr
Shelter Insurance - Russ Owens
Boat Insurance Agent · Nicholasville, KY
(859) 887-9774
shelterinsurance.com/CA/agent/ROWENS
FI
508 N Main St
First Insurance Group
Boat Insurance Agent · Nicholasville, KY
(859) 885-9454
myfirstinsurancegroup.com
NI
504 N Main St Ste D
Nationwide Insurance: Turner Insurance Group, LLC
Boat Insurance Agent · Nicholasville, KY
(859) 305-6147
agency.nationwide.com/ky/nicholasville/40356/turner-insurance-group-llc
IO
106 Lone Oak Dr
Insurance One
Boat Insurance Agent · Nicholasville, KY
(859) 881-0754
insuranceoneagency.com

What Does a a Boat Insurance Agent in Nicholasville Cost?

Boat insurance in Kentucky typically costs between 200 and 600 dollars per year for a standard runabout or fishing boat. Premiums for high performance boats or personal watercraft can range from 400 to 1,200 dollars annually. Factors like boat value horsepower and your claims history affect the final price. This is general information and not insurance advice.

About boat insurance agents in Nicholasville

Boat insurance agents in Nicholasville Kentucky help protect your watercraft from damage theft and liability. Kentucky requires liability insurance for motorized boats on public waterways including Lake Herrington and the Kentucky River. Local agents can tailor policies to cover fishing boats pontoons and personal watercraft common in Jessamine County.

Frequently Asked Questions

Is boat insurance required by law in Kentucky?

Kentucky law requires liability insurance for any motorized vessel operated on public waters. This includes boats with a motor of 10 horsepower or more. Your agent can help you meet the minimum coverage requirements.

What does a typical boat insurance policy in Nicholasville cover?

A standard policy covers physical damage to your boat from collision fire theft and vandalism. It also includes liability protection if you injure someone or damage property while operating your boat. Many policies offer optional coverage for trailers and personal effects.

How do Kentucky weather conditions affect boat insurance rates?

Kentucky experiences severe storms and tornadoes which can increase the risk of wind and hail damage to stored boats. Lake Herrington and the Kentucky River also have seasonal flooding risks. Agents in Nicholasville factor these local weather patterns into your premium.

Boat Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.