ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeBoat Insurance AgentsKentucky › Owensboro

Find Boat Insurance Agents Near You in Owensboro, KY

Browse boat insurance agents serving Owensboro, Kentucky. Updated 2026-07-14.

The top-rated boat insurance agent in Owensboro, Kentucky is Shane Satterfield - State Farm Insurance Agent, rated 5.0 stars across 584 reviews. Other highly rated options include Drew Cunningham - State Farm Insurance Agent, Branden Haines - State Farm Insurance Agent, The Hayden Agency: Allstate Insurance. This directory lists 20 boat insurance agents serving Owensboro.

Showing 20 boat insurance agents in Owensboro, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Shane Satterfield - State Farm Insurance Agent2100 Frederica St(270) 685-4452
2Drew Cunningham - State Farm Insurance Agent3970 Frederica St(270) 684-0644
3Branden Haines - State Farm Insurance Agent2917 New Hartford Rd(270) 683-0001
4The Hayden Agency: Allstate Insurance700 Carlton Dr(270) 926-7007
5T.H.E Insurance Group745 Carlton Dr(270) 240-1835
6Elevate Insurance Agency Inc3118 Alvey Park Dr E Ste 4(270) 682-0001
7Kathy Hudson - State Farm Insurance Agent61 Salem Dr(270) 684-5201
8Elite Risk Advisors111 W 3rd St Ste 2(270) 225-4445
9Bob Williams - State Farm Insurance Agent819 W Parrish Ave(270) 683-3594
10Kentucky Farm Bureau Insurance3329 Wathen's Crossing(270) 683-1715
SS
2100 Frederica St
Shane Satterfield - State Farm Insurance Agent
Boat Insurance Agent · Owensboro, KY

Shane Satterfield - State Farm Insurance Agent serves Owensboro, Kentucky, specializing in boat insurance coverage. The agency helps clients protect their watercraft against common risks such as accidents, theft, and weather-related damage. Policies are designed to cover various types of vessels used for recreation on area lakes and rivers. Clients can work with the agent to secure coverage for physical damage to the boat itself as well as liability protection related to its operation.

DC
3970 Frederica St
Drew Cunningham - State Farm Insurance Agent
Boat Insurance Agent · Owensboro, KY

Homeowners and businesses in Owensboro, KY rely on this agent for boat insurance policies designed to protect watercraft and liability. Drew Cunningham - State Farm Insurance Agent helps clients secure comprehensive coverage for fishing boats, pontoon boats, and personal watercraft. The agency also assists with related insurance needs, including auto and homeowners policies. Coverage extends to neighboring Daviess County communities such as Utica and Philpot.

BH
2917 New Hartford Rd
Branden Haines - State Farm Insurance Agent
Boat Insurance Agent · Owensboro, KY

Branden Haines - State Farm Insurance Agent in Owensboro, KY, provides a range of boat insurance policies, including coverage for liability, physical damage, and medical payments. Its service plans often include assistance for policy adjustments and claims filing to help clients protect their watercraft. The company services various property types, such as single-family homes, apartments, retail spaces, and restaurants.

HA
700 Carlton Dr
The Hayden Agency: Allstate Insurance
Boat Insurance Agent · Owensboro, KY

Based in Owensboro, KY, The Hayden Agency: Allstate Insurance serves boat owners throughout the region and surrounding Kentucky communities. It handles all standard coverage needs for marine vessels, including liability, physical damage, and protection for onboard equipment. This agency approaches each client's situation by reviewing their specific boating habits and local waterway risks to recommend a practical insurance solution.

TH
745 Carlton Dr
T.H.E Insurance Group
Boat Insurance Agent · Owensboro, KY

For boat owners in Owensboro, KY, T.H.E Insurance Group can assist with either a one-time policy for a single season or recurring coverage for year-round protection. As a boat insurance agent, the company helps clients secure policies that typically include liability, physical damage, and uninsured boater coverage. Local waterways and storage considerations often influence the specific options presented. This service operates on a one-time, scheduled, or as-needed basis to accommodate varying boating needs and policy renewal cycles.

EI
3118 Alvey Park Dr E Ste 4
Elevate Insurance Agency Inc
Boat Insurance Agent · Owensboro, KY

When the spring rains raise the lake levels around Owensboro, boat owners start thinking about coverage for the coming season at the marinas on the Ohio River. Elevate Insurance Agency Inc provides boat insurance policies that protect both powerboats and personal watercraft from weather damage and collision risks. Their agents assess each vessel's value and mooring location to determine appropriate liability limits. A new client typically begins with a walk-around inspection and a review of the boat's title and registration documentation.

KH
61 Salem Dr
Kathy Hudson - State Farm Insurance Agent
Boat Insurance Agent · Owensboro, KY

Kathy Hudson - State Farm Insurance Agent in Owensboro, KY, offers specialized boat insurance coverage that addresses liability and physical damage risks for various watercraft. The agency also provides broader personal insurance services to meet the overall protection needs of local clients. Tailored policies help safeguard against common lake and river hazards, such as collisions and weather-related incidents. As boating season approaches, the agency assists boat owners in securing proper coverage for dock storage and seasonal use to prevent financial gaps from unexpected incidents on Kentucky waterways.

ER
111 W 3rd St Ste 2
Elite Risk Advisors
Boat Insurance Agent · Owensboro, KY

Elite Risk Advisors works with Owensboro area clients to secure suitable insurance policies for their boats and watercraft. The agency can arrange specialized add-ons including coverage for fishing equipment, personal effects on board, and agreed value policies that protect the boat's full market price. Boat owners can also obtain liability protection for towing during on-water emergencies. Commercial sectors served include fishing guide operations, marina offices, waterfront warehouses, and watercraft repair businesses that serve food service concessions.

BW
819 W Parrish Ave
Bob Williams - State Farm Insurance Agent
Boat Insurance Agent · Owensboro, KY

Bob Williams - State Farm Insurance Agent provides residential boat insurance for Owenboro, KY, covering personal watercraft and fishing boats. Commercial marine insurance for small charter operations and repair services is also offered within the local region and surrounding Kentucky waterways. Policies address liability, physical damage, and towing needs found on area lakes and rivers. Detailed quotes require an in-person conversation to review specific hulls and usage. Existing accounts receive follow-up documentation and coverage updates between regular seasonal visits.

KF
3329 Wathen's Crossing
Kentucky Farm Bureau Insurance
Boat Insurance Agent · Owensboro, KY

Kentucky Farm Bureau Insurance in Owensboro, Kentucky provides specialized boat insurance for area clients, protecting watercraft ranging from fishing boats to pontoons from the region’s lakes and rivers. Its general coverage includes liability, collision, and comprehensive options that safeguard vessels from damage and theft. The agency also assists with concerns unique to Western Kentucky, such as flood risks during spring rains and wind damage from seasonal storms on the Ohio River.

KF
4600 KY-144
Kentucky Farm Bureau Insurance
Boat Insurance Agent · Owensboro, KY
(270) 684-3227
kyfb.com/daviess/north
WI
2410 W Parrish Ave
WD Insurance
Boat Insurance Agent · Owensboro, KY
(270) 240-2268
wdinsuranceobky.com
AO
1600 Frederica St
AAA Owensboro Insurance and Member Services
Boat Insurance Agent · Owensboro, KY
(270) 683-8034
ace.aaa.com/locations/Owensboro-42301-21556
RC
800 Frederica St
River City Insurance Agency
Boat Insurance Agent · Owensboro, KY
(270) 216-8975
rivercityinsuranceagency.com
OV
5010 Back Square Dr
Ohio Valley Insurance, LLC
Boat Insurance Agent · Owensboro, KY
(270) 683-3336
ohiovalleyins.com
RE
3329 Wathen's Crossing
Robert Edge - Kentucky Farm Bureau
Boat Insurance Agent · Owensboro, KY
(270) 683-1715
kyfb.com/daviess/south/robert-edge
SI
3943 KY-54
Storm Insurance, LLC
Boat Insurance Agent · Owensboro, KY
(270) 685-2438
storm-ins.com
BB
722 Breckenridge St
Bradley & Bradley Insurance Agcy LLC
Boat Insurance Agent · Owensboro, KY
(270) 685-5266
bradleyins.com
KS
2249 Palomino Pl
Karen's Insurance Agency
Boat Insurance Agent · Owensboro, KY
kareninsuranceagency.com
GR
2645 Frederica St # 100
Gavin Roberts- Kentucky Farm Bureau Insurance
Boat Insurance Agent · Owensboro, KY
(270) 926-9600
kyfb.com/daviess/central/gavin-roberts

What Does a a Boat Insurance Agent in Owensboro Cost?

Typical boat insurance costs in Kentucky range from 200 to 600 dollars per year for a basic policy on a small runabout. Larger boats or yachts can cost 1,000 to 3,000 dollars or more annually. Factors include boat value horsepower age and your boating history. This is general information not insurance advice.

About boat insurance agents in Owensboro

Owensboro boat owners need proper insurance for their watercraft on the Ohio River and nearby lakes. Kentucky law requires liability coverage for boats with motors over 10 horsepower. Local agents in Owensboro can help you meet state requirements and protect your investment.

Frequently Asked Questions

Do I need boat insurance in Kentucky?

Kentucky does not require boat insurance by law for all boats. However if you have a loan on your boat the lender will require coverage. Many marinas and storage facilities also require proof of insurance.

What does boat insurance cover in Owensboro?

Standard boat insurance covers physical damage to your boat liability for injury or damage to others and medical payments. You can add coverage for accessories towing and uninsured boaters.

How do I find a boat insurance agent in Owensboro?

You can search online for independent agents or contact major insurers that have local offices in Owensboro. Ask about policies that include coverage for the Ohio River and inland lakes.

Boat Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.