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Compare disability insurance agents in Apple Valley. Review contact information and insurance categorys before you decide.
17 agents listed
Updated May 2026
Apple Valley, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 17 disability insurance agents in Apple Valley, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Butler & Associates Insurance Agency
14800 Galaxie Ave Suite 208, Apple Valley, MN 55124
(952) 953-3838
insurewithbutler.com
Dave Melle - State Farm Insurance Agent
14831 Energy Way, Apple Valley, MN 55124
(952) 997-3010
davemelle.com
Joe Etten - State Farm Insurance Agent
14501 Granada Dr #101, Apple Valley, MN 55124
(952) 431-7100
joe24x7.com
Farmers Insurance - Kara Petter
13000 Pilot Knob Rd Ste 1, Apple Valley, MN 55124
(952) 432-1967
agents.farmers.com
Retta Insurance Agency LLC
14870 Granada Ave #155, Apple Valley, MN 55124
(763) 465-1101
rettaia.com
Elfstrum Consulting Inc
14799 Energy Way, Apple Valley, MN 55124
(952) 432-8873
elfstrumconsulting.com
Mayer Insurance Agency
15025 Garrett Ave #201, Apple Valley, MN 55124
(952) 432-5900
mayerinsurance.com
Debra Suman American Family Insurance
14698 Galaxie Ave, Apple Valley, MN 55124
(952) 953-0900
amfam.com
Farmers Insurance - Fink Agency
14771 Energy Way, Apple Valley, MN 55124
(651) 288-5633
agents.farmers.com
Farmers Insurance - James Harris
7300 147th St W, Apple Valley, MN 55124
(706) 829-9750
agents.farmers.com
AAA Insurance - Patrick Bevan Agency
7600 147th St W #102, Apple Valley, MN 55124
(952) 891-5566
locator.acg.aaa.com
Farmers Insurance - Jason Gallus
14540 Pennock Ave #101, Apple Valley, MN 55124
(952) 255-8589
agents.farmers.com
David Simmons Agency
6990 151st St W, Apple Valley, MN 55124
(952) 388-1445
davidsimmonsagency.com
Grcevich Greg Agent State Farm
203 150th St W, Apple Valley, MN 55124
(952) 432-8654
statefarm.com
Horace Mann Insurance Co
14851 Energy Way, Apple Valley, MN 55124
(952) 431-2121
agents.horacemann.com
Ginther Personal Insurance Agency
15010 Glazier Ave Ste. 201, Apple Valley, MN 55124
(651) 261-8217
gintherpersonalinsurance.com
Anchor Benefit Partners
6520 132nd St W, Apple Valley, MN 55124
(763) 234-3973
Disability insurance agents in Apple Valley, Minnesota help residents protect their income if they cannot work due to injury or illness. Minnesota law requires certain disability policies to include specific provisions, such as a 30-day grace period for premium payments. A local agent can explain how state regulations affect your coverage options.
What Does a Disability Insurance Agent in Apple Valley Cost?
The cost of disability insurance in Minnesota typically ranges from 1% to 3% of your annual income, so for a $60,000 salary you might pay $600 to $1,800 per year. Factors like age, health, occupation, and benefit amount affect the premium. An Apple Valley agent can provide quotes from multiple carriers. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Apple Valley do?
A disability insurance agent helps you find and purchase a policy that replaces a portion of your income if you become disabled. They explain policy terms, compare plans from different insurers, and assist with the application process. In Minnesota, agents must be licensed by the state Department of Commerce.
How does Minnesota law affect disability insurance policies?
Minnesota statutes require that individual disability policies include a 30-day grace period and a 10-day free look period. Policies must also cover disabilities resulting from pregnancy unless specifically excluded. An Apple Valley agent can help you understand these legal requirements when choosing a plan.
Can a disability insurance agent help with a claim denial in Minnesota?
While agents primarily help you purchase policies, many can guide you on the claims process and refer you to resources for appeals. Minnesota law gives you 180 days to appeal a denied claim under the Minnesota Uniform Insurance Claims Settlement Practices Act. For complex denials, you may need to consult an attorney or a public adjuster.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.