The top-rated disability insurance agent in Mankato, Minnesota is Aaron Hatanpa - State Farm Insurance Agent, rated 4.9 stars across 263 reviews. Other highly rated options include Persons Agency LLC, Farmers Insurance - Michael Oliver, Nesbit Agencies Insurance Services. This directory lists 17 disability insurance agents serving Mankato.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Aaron Hatanpa - State Farm Insurance Agent | 1416 N Riverfront Dr Suite 1 | (507) 345-3606 |
| 2 | Persons Agency LLC | 209 S 2nd St Suite 311 | (507) 933-4645 |
| 3 | Farmers Insurance - Michael Oliver | 550 Belle Ave | (507) 386-0808 |
| 4 | Nesbit Agencies Insurance Services | 115 St Andrews Ct | (507) 625-5558 |
| 5 | Midwest Insurance Group | 1711 N Riverfront Dr | (507) 388-1000 |
| 6 | Lau Insurance Services | 327 N Riverfront Dr | (507) 779-7515 |
| 7 | Alliance Insurance Agency | 895 Madison Ave | (507) 720-6466 |
| 8 | Mary Mc Clure Agency | 325 N Riverfront Dr | (507) 720-6201 |
| 9 | Devin Krienke & Associates, LLC American Family Insurance | 820 N Riverfront Dr | (507) 625-7511 |
| 10 | Rehm Insurance & Financial Services | 150 St Andrews Ct STE 510 | (507) 345-3366 |
Aaron Hatanpa - State Farm Insurance Agent serves the Mankato, MN area as a disability insurance agent. The agency helps individuals and families understand their need for income protection if they are unable to work due to illness or injury. Disability insurance policies can replace a portion of lost wages. This office also assists clients in selecting appropriate short-term and long-term disability coverage options.
Persons Agency LLC works with individuals and families in Mankato, MN, to navigate disability insurance options, offering guidance on policy selection and application. The agency supports clients by helping them understand coverage details and maintain their plans over time, ensuring their policies remain aligned with changing needs. It provides ongoing assistance with policy updates, claims processing, and benefits questions. Services are available for those living in single-family homes, apartments, and owners of retail businesses and restaurants.
Homeowners, renters, and small business owners in Mankato turn to this agency for disability insurance agent services that help protect income if injury or illness prevents work. The office assists clients in understanding policy options that replace a portion of earnings during recovery. Guidance on employer plans and individual coverage is provided to ensure adequate protection. Farmers Insurance - Michael Oliver also serves clients throughout Blue Earth County and neighboring communities such as North Mankato.
Serving Mankato, Minnesota, and the surrounding communities, Nesbit Agencies Insurance Services handles applications for disability income protection policies. The agency assists individuals with evaluating coverage options that replace a portion of income if an injury or illness prevents work. It guides clients through the selection of policy terms, benefit periods, and waiting periods to match their financial needs and employment situations. To handle a typical job, it reviews existing coverage, explains policy features, and helps submit completed application paperwork to insurance carriers.
Midwest Insurance Group specializes in disability insurance, helping clients replace income if illness or injury prevents them from working. In the Mankato, MN area, it guides individuals and small business owners through policy options such as short-term and long-term coverage. The agent assesses each client's occupation and financial situation to design appropriate plans. The company also assists local professionals, including those in agriculture or manufacturing, with navigating winter-related injuries or seasonal slowdowns that could disrupt earnings and require prompt claims support.
Clients work with Lau Insurance Services in Mankato, Minnesota, for disability coverage on either a one-time policy purchase or an ongoing, review-based arrangement. Navigating the complexities of disability insurance, the agent helps secure income protection against unexpected injuries or illnesses. Service operate on a scheduled basis, allowing for periodic reassessments of policy terms and benefit adjustments as personal circumstances change.
As winter weather impacts daily routines in Mankato, unexpected injuries or health issues can disrupt income for local workers. Alliance Insurance Agency provides guidance on disability insurance policies designed to protect earnings during recovery. Their agents help individuals understand coverage options for short-term or long-term needs. They review each client’s current employment situation and personal finances before recommending a plan. The process begins with a free consultation to evaluate eligibility and individual requirements for income protection.
The Mary McClure Agency works with individuals and businesses to provide disability insurance coverage that protects income during illness or injury. As a specialist in this field, the agency focuses on creating personalized plans to address specific gaps in standard policies. Its services help clients manage the financial challenges of long-term recovery. Located in Mankato, Minnesota, the agency serves a range of commercial sectors including local offices, warehouses, and food service operations.
Devin Krienke & Associates, LLC American Family Insurance serves residential clients in Mankato, Minnesota, as a disability insurance agent, and also offers commercial coverage for local small businesses throughout the surrounding area. The agency helps individuals and business owners understand how disability policies can replace income during illness or injury, protecting financial stability. Clients often return for annual policy reviews or to adjust coverage between regular visits as their personal or business circumstances evolve.
Rehm Insurance & Financial Services, based in Mankato, MN, is known for providing disability insurance coverage designed to protect income during unexpected illness or injury. The agency serves local professionals and small business owners seeking to secure their financial stability against potential loss of earnings. As specialists in this field, they focus on tailoring plans to individual work situations and personal needs. A separate specialty service includes offering long-term care insurance for clients planning ahead.
What Does a a Disability Insurance Agent in Mankato Cost?
The cost of disability insurance in Minnesota varies based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For example, a 40-year-old office worker might pay $50 to $150 per month for a policy. Costs can be higher for high-risk occupations. This is general information, not insurance advice.
About disability insurance agents in Mankato
Disability insurance agents in Mankato, Minnesota assist individuals and businesses with securing income protection policies. Minnesota law requires insurers to follow specific claim handling rules under state statutes. Local agents can help you understand policy options and navigate the claims process.
Frequently Asked Questions
What does a disability insurance agent in Mankato do?
A disability insurance agent helps you find and purchase a policy that fits your needs. They can also assist with filing claims and understanding policy terms. Agents do not provide legal advice but can guide you through the process.
How long do I have to file a disability claim in Minnesota?
Under Minnesota law, you generally have 180 days to file a claim after the disability begins. Check your policy for specific deadlines as they can vary. Missing the deadline may result in denial.
Can a Mankato agent help with an appeal if my claim is denied?
Yes, many agents can help you gather documents and submit an appeal. Minnesota law requires insurers to provide a written reason for denial. You have the right to appeal within a specified time frame, often 180 days.
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