The top-rated disability insurance agent in Eden Prairie, Minnesota is Brian Emswiler - Long Term Care Insurance Advisors, Inc., rated 5.0 stars across 144 reviews. Other highly rated options include Smart Insurance Agency Inc, Greenwood Health Solutions, Christensen Group Insurance Eden Prairie. This directory lists 16 disability insurance agents serving Eden Prairie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brian Emswiler - Long Term Care Insurance Advisors, Inc. | 15830 Venture Ln | (952) 937-9127 |
| 2 | Smart Insurance Agency Inc | 11800 Singletree Ln SUITE 130 | (612) 243-4000 |
| 3 | Greenwood Health Solutions | 6544 Eden Prairie Rd | (952) 406-8509 |
| 4 | Christensen Group Insurance Eden Prairie | 9855 W 78th St #100 | (952) 653-1000 |
| 5 | Twin City Group | 7500 Flying Cloud Dr | (952) 924-6900 |
| 6 | HUB International | 6500 City West Pkwy #100 | (952) 944-2929 |
| 7 | Stallion Insurance Group | 12160 Technology Dr. #213 | (651) 735-1284 |
| 8 | Caveo Insurance Agency | 8925 Aztec Dr #3 | (952) 406-8841 |
| 9 | SELECTIONS INSURANCE AGENCY | 8925 Aztec Dr #3 | (952) 592-7615 |
| 10 | Nicholas Rollins Agency LLC American Family Insurance | 9755 Hamilton Rd | (952) 746-0587 |
Brian Emswiler - Long Term Care Insurance Advisors, Inc. serves Eden Prairie and the surrounding Hennepin County area. The company specializes in helping individuals secure disability insurance coverage to protect their income in case of illness or injury. Disability insurance agents in this region work with clients to assess personal risk factors and identify suitable policy options from various carriers. The agency assists with both short-term and long-term disability insurance solutions for local professionals and self-employed workers.
Smart Insurance Agency Inc assists clients in Eden Prairie, Minnesota with evaluating individual disability income protection coverage. The company helps local professionals understand policy options that replace a portion of lost earnings due to illness or injury. Ongoing plan reviews are available to adjust coverage as career and income circumstances change. The firm provides these services for single-family homes, apartments, retail, and restaurants.
Serving individuals, families, and small business owners in Eden Prairie, Greenwood Health Solutions functions as a local disability insurance agent. The company helps clients understand and select income protection policies to cover lost wages due to illness or injury. It guides customers through the process of comparing various plan options available in the Minnesota market. The agency also assists with applications and renewals for ongoing coverage needs. Its service area extends to neighboring communities such as Chanhassen and the western suburbs of the Twin Cities metro region.
Christensen Group Insurance Eden Prairie serves clients in Eden Prairie and the surrounding Minnesota communities, handling disability insurance coverage needs. The agency assists individuals and local businesses in securing policies that provide income protection when illness or injury prevents work. It helps clients understand policy options, from short-term to long-term coverage, tailoring plans to specific financial situations. For a typical case, the agent begins with a thorough assessment of the client’s current income and expenses, then compares available policies to recommend a solution that ensures reliable replacement earnings.
Twin City Group assists clients with disability insurance, offering both one-time policy reviews for immediate needs and ongoing service for continuous protection. Their coverage evaluations focus on replacing lost income if a client cannot work due to illness or injury, common to Eden Prairie residents managing household finances. Their agency clarifies benefit structures including waiting periods and duration of payments. Service for local clients in Eden Prairie runs on a one-time, scheduled, or as-needed basis depending on the complexity of the coverage inquiry.
Specializing in long-term and short-term disability coverage, HUB International assists individuals and families throughout Eden Prairie with navigating complex insurance options. The agency provides personalized guidance through policy selection and claims paperwork, helping clients protect their income against unexpected illnesses or injuries. As winter approaches, it also addresses the increased risk of slip-related injuries and seasonal illnesses that can interrupt work and require careful benefit coordination.
As winter weather limits outdoor activities in Eden Prairie, many residents begin reviewing their income protection needs. Stallion Insurance Group serves as a local disability insurance agent, helping clients explore how partial or long-term coverage can replace lost wages during an illness or injury. The agent assesses each individual’s occupation, current salary, and existing benefits to recommend appropriate policy options from available carriers. A thorough initial assessment of work duties and financial obligations is scheduled during the first consultation with a potential client.
Caveo Insurance Agency works with individuals and businesses in the Eden Prairie area to help secure financial protection against lost income due to illness or injury. As a disability insurance agent, the company focuses on structuring policies that replace a portion of earnings when a client cannot work. This specialty includes advising on waiting periods, benefit amounts, and contract features to align with personal budgets and professional risk. Caveo can assist employees across commercial sectors such as offices, warehouses, and food service operations.
SELECTIONS INSURANCE AGENCY serves clients in their residences throughout Eden Prairie, ensuring individuals have disability coverage suited to their personal needs. The agency also provides commercial disability policies for small businesses and professionals within the broader Minneapolis-Saint Paul area. Every policy is reviewed to match the specific circumstances of each household or enterprise. Clients often return for follow-up appointments to adjust their coverage between regular annual reviews.
Nicholas Rollins Agency LLC American Family Insurance in Eden Prairie, Minnesota is known for helping clients secure disability insurance coverage. The agency serves local professionals and business owners needing income protection against unexpected illness or injury. Policies are tailored to replace a portion of lost wages during disability. Disability insurance agents in this area typically assist with short-term and long-term plans. The agency also specializes in coordinating disability benefits with existing employer-sponsored group plans to close coverage gaps.
What Does a a Disability Insurance Agent in Eden Prairie Cost?
Disability insurance costs in Minnesota vary based on age, occupation, health, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For example, a 40-year-old office worker might pay $50 to $150 per month for a policy covering 60% of income. Costs are higher for high-risk occupations. This is general information, not insurance advice.
About disability insurance agents in Eden Prairie
Disability insurance agents in Eden Prairie help residents protect their income with individual or group policies. Minnesota law requires certain policy provisions, including a 30-day grace period for premium payments. Agents can guide you through the application process and explain how state regulations affect your coverage.
Frequently Asked Questions
What does a disability insurance agent do in Eden Prairie?
A disability insurance agent helps you find and apply for a policy that fits your needs. They explain policy terms, exclusions, and how Minnesota law affects your coverage. They do not handle claims but can connect you with resources if needed.
How does Minnesota law affect disability insurance policies?
Minnesota statutes require disability policies to include a free look period of at least 10 days. Policies must also provide a grace period of 30 days for premium payments. Agents must be licensed by the Minnesota Department of Commerce.
Can an agent help with a denied disability claim in Minnesota?
Agents typically do not handle claim denials or appeals. For a denied claim, you may need to contact an attorney or a disability advocate. Minnesota law gives you 180 days to appeal a denial under most group policies.
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