The top-rated disability insurance agent in Inver Grove Heights, Minnesota is Trent Thompson - State Farm Insurance Agent, rated 5.0 stars across 285 reviews. Other highly rated options include Specialty Insurance Agency, Team Smith Agency LLC American Family Insurance, Insurance Brokers of MN, Inc - Bruce Flatmoe. This directory lists 12 disability insurance agents serving Inver Grove Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trent Thompson - State Farm Insurance Agent | 5778 Blackshire Path | (651) 457-2216 |
| 2 | Specialty Insurance Agency | 7623 Addisen Ct | (715) 246-8908 |
| 3 | Team Smith Agency LLC American Family Insurance | 5790 Blackshire Path | (651) 450-6006 |
| 4 | Insurance Brokers of MN, Inc - Bruce Flatmoe | 5842 Blackshire Path | (651) 731-9794 |
| 5 | Farmers Insurance - Chad Noah | 6015 Cahill Ave E Ste 200 | (651) 304-6032 |
| 6 | The Valento Insurance Agency | 9050 Buchanan Trail #122 | (651) 457-5444 |
| 7 | Minnesota Insurance Brokers | 5802 Blackshire Path | (651) 432-5555 |
| 8 | Aimee Aldrich Agency | 2898 Upper 55th St E | (651) 348-2366 |
| 9 | Dehncke Insurance Services | 3832 64th St E | (651) 260-2903 |
| 10 | Joel Bakke Agency | 5838 Blackshire Path | (651) 381-0400 |
Trent Thompson - State Farm Insurance Agent serves the Inver Grove Heights, Minnesota area and its surrounding communities. The agency provides professional guidance on disability insurance, helping clients understand options for income protection if they become unable to work due to illness or injury. This includes assessing individual policy needs and explaining how disability coverage can complement existing financial plans. The company handles individual disability income policies and short-term disability insurance plans tailored to local residents in this region.
Specialty Insurance Agency provides disability insurance agent services in Inver Grove Heights, Minnesota, helping individuals protect their income against illness or injury. Its service offerings include evaluating client needs, comparing policy options from various carriers, assisting with applications, and managing ongoing policy adjustments or claims support. The agency services a diverse range of properties, including single-family homes, apartments, retail locations, and restaurants within the local region.
Homeowners, business owners, and property managers in Inver Grove Heights and surrounding areas turn to Team Smith Agency LLC American Family Insurance for disability insurance agent services. It helps clients understand how disability coverage can protect their income if they are unable to work due to illness or injury. The agency assists with policy selection tailored to individual needs and budgets. This coverage is also available for those in nearby Saint Paul and throughout the eastern Twin Cities metro.
Insurance Brokers of MN, Inc – Bruce Flatmoe serves clients in Inver Grove Heights and the surrounding Twin Cities suburbs. The agency handles disability insurance, helping individuals protect their income against the financial impact of an injury or illness that prevents them from working. This type of coverage requires careful assessment of a client’s occupation, earnings, and health history. To manage a typical case, the agent first reviews the client’s current financial situation and then compares policy options from multiple insurers to recommend a suitable plan.
In Inver Grove Heights, Farmers Insurance - Chad Noah offers clients a choice between one-time policy consultations and ongoing recurring service for disability insurance needs. Coverage options are designed to replace a portion of lost income if injury or illness prevents working. Assistance helps individuals understand benefit periods and elimination periods according to standard industry terms. Service runs on both a one-time and as-needed basis, depending on each client’s specific requirements for plan updates or claims guidance.
The Valento Insurance Agency specializes in providing disability insurance coverage, helping clients in Inver Grove Heights protect their income against unexpected health challenges. The company works with individuals and local businesses to plan for long-term financial security through personalized policy reviews. Its services focus on ensuring that clients understand the terms of their coverage. As the winter months bring increased risks of slip-and-fall injuries, the agency assists clients in reviewing their policies to ensure proper protection during this seasonal period of heightened claims.
As the seasons change in Inver Grove Heights, many workers consider how an unexpected injury might affect their income. Minnesota Insurance Brokers assists local residents in planning for such possibilities by offering disability insurance policies designed to replace lost wages during recovery. The agent evaluates each client’s occupation and current coverage to match a suitable short-term or long-term plan. This guidance helps individuals protect their financial stability against the disruptions of illness or accident. The process begins with a complimentary initial assessment of the client’s existing benefits and work history.
Aimee Aldrich Agency provides guidance on securing income protection, specializing as a disability insurance agent. Located in Inver Grove Heights, Minnesota, the agency assists individuals and businesses in navigating options that replace lost earnings if illness or injury prevents work. The company helps clients assess coverage tailored to unpredictable health events and employment circumstances. Its services can support professionals in offices, workers in warehouses, and employees in food service industries.
Dehncke Insurance Services serves residents of Inver Grove Heights with disability insurance policies designed to protect individual income. Commercial coverage is also available for local businesses seeking to safeguard employee earnings. The agency supports clients throughout the greater Minneapolis-Saint Paul area. Policies are tailored to address specific health and occupational needs. Regular follow-ups are conducted to review coverage, and repeat service is offered between scheduled visits to adjust plans as circumstances change.
Joel Bakke Agency, based in Inver Grove Heights, MN, is known for helping local workers secure disability insurance. The agency guides clients through policy options that replace a portion of income if injury or illness prevents employment. It assists both individuals and small business owners in assessing coverage needs and comparing plans from multiple carriers. The agency also offers a specialty service in coordinating disability benefits with existing employer-provided short-term disability coverage.
What Does a a Disability Insurance Agent in Inver Grove Heights Cost?
Disability insurance premiums in Minnesota vary based on age, health, occupation, and benefit amount. Typical individual policies cost between 1% and 3% of your annual income per year. For example, a 40-year-old office worker might pay $50 to $150 per month for a policy covering 60% of income. Group plans through employers are often less expensive. Costs also depend on elimination periods and benefit durations. This is general information and not insurance advice.
About disability insurance agents in Inver Grove Heights
Disability insurance agents in Inver Grove Heights help residents and workers protect their income if they cannot work due to illness or injury. Minnesota law requires certain employers to offer group disability coverage, and agents can explain options for individual policies. Local agents understand the needs of the Twin Cities metro area workforce.
Frequently Asked Questions
What does a disability insurance agent in Inver Grove Heights do?
A disability insurance agent helps you find and purchase a policy that replaces a portion of your income if you become disabled. They also assist with policy reviews and claims questions. Agents in Minnesota must be licensed by the Minnesota Department of Commerce.
Is disability insurance required in Minnesota?
Minnesota does not require individuals to carry disability insurance. However, some employers must offer group short-term disability coverage under state law. An agent can help you understand your options if your employer does not provide coverage.
How do I choose a disability insurance agent in Inver Grove Heights?
Look for an agent who is licensed in Minnesota and has experience with disability policies. Ask about their knowledge of local employers and state regulations. You can verify an agents license through the Minnesota Department of Commerce website.
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