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Looking for a disability insurance agent in Cottage Grove? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Cottage Grove, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 10 disability insurance agents in Cottage Grove, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tim Zajicek - State Farm Insurance Agent
8617 W Point Douglas Rd S #150, Cottage Grove, MN 55016
(651) 459-0224
statefarm.com
Nate Pica-Anderson - State Farm Insurance Agent
7450 E Point Douglas Rd S, Cottage Grove, MN 55016
(651) 365-2343
cottagegrovemninsurance.com
Truguard Insurance Brokers
8063 Hadley Ave S, Cottage Grove, MN 55016
(651) 888-2170
truguardib.com
Brady Snedden - State Farm Insurance Agent
7420 80th St S Ste 200, Cottage Grove, MN 55016
(651) 458-0425
mymidwestinsurance.com
Jack Germo - State Farm Insurance Agent
7450 E Point Douglas Rd S, Cottage Grove, MN 55016
(651) 458-0425
statefarm.com
Farmers Insurance - Jennifer Wheeler
7449 80th St S, Cottage Grove, MN 55016
(651) 459-6699
agents.farmers.com
Daniel Lawrence American Family Insurance
7750 Harkness Ave S #103, Cottage Grove, MN 55016
(651) 458-6900
amfam.com
Andrea Zajicek - State Farm Insurance Agent
8617 W Point Douglas Rd S #150, Cottage Grove, MN 55016
(651) 459-2207
statefarm.com
Darin Husaby American Family Insurance
8617 W Point Douglas Rd S #180, Cottage Grove, MN 55016
(651) 458-3519
amfam.com
Tim Maluski Agcy, Inc. American Family Insurance
8617 W Point Douglas Rd S #180, Cottage Grove, MN 55016
(651) 458-3519
amfam.com
Disability insurance agents in Cottage Grove, Minnesota help residents understand their coverage and file claims. Minnesota law requires insurers to respond to claims within 45 days under state statute 62A.04. Local agents can guide you through the process and explain policy details specific to your needs.
What Does a Disability Insurance Agent in Cottage Grove Cost?
Disability insurance agents in Minnesota typically earn commissions from the insurance company, so their services are often free to you. Policy premiums vary widely based on age, health, and coverage amount, ranging from 1% to 3% of your annual income. For example, a 40-year-old earning 60,000 per year might pay 600 to 1,800 annually for a policy. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Cottage Grove do?
A disability insurance agent helps you select a policy, explains coverage options, and assists with filing claims. They do not provide legal advice but can clarify policy terms and connect you with resources.
How long do I have to file a disability claim in Minnesota?
Minnesota law does not set a specific deadline for filing a claim, but policies usually require prompt notification. Check your policy for time limits, as delays can affect benefits.
Can a disability insurance agent help if my claim is denied?
An agent can review your policy and explain the denial reasons. For appeals or legal steps, you may need to consult an attorney. Agents cannot guarantee claim approval.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.