The top-rated disability insurance agent in Bloomington, Minnesota is Stephanie Fetzer - State Farm Insurance Agent, rated 5.0 stars across 739 reviews. Other highly rated options include Walser Insurance Group, Sam Sand - State Farm Insurance Agent, Arcadia Insurance Group. This directory lists 17 disability insurance agents serving Bloomington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Fetzer - State Farm Insurance Agent | 2111 W 90th St | (952) 881-4000 |
| 2 | Walser Insurance Group | 4401 American Blvd W Suite 300 | (612) 234-6070 |
| 3 | Sam Sand - State Farm Insurance Agent | 8714 Lyndale Ave S | (612) 351-3848 |
| 4 | Arcadia Insurance Group | 8400 Normandale Lake Blvd #920 | (952) 856-6074 |
| 5 | Alexander & Haberman Agency, LLC - Bloomington | 9301 Bryant Ave S #105 | (952) 444-9720 |
| 6 | Disability Benefit Solutions | 2626 E 82nd St #121 | (952) 236-7348 |
| 7 | James M King Insurance | 5270 W 84th St Suite 305 | (952) 881-2685 |
| 8 | Mutual of Omaha - Norma Anderson | 1700 W 82nd St | (763) 438-4903 |
| 9 | Wilson-McShane Corporation | 3001 Metro Dr #500 | (952) 854-0795 |
| 10 | Aklog Asfaw Agency | 900 American Blvd E #206 | (952) 854-4762 |
Stephanie Fetzer - State Farm Insurance Agent serves clients throughout the Bloomington area and surrounding Hennepin County. This agency focuses on helping individuals and families secure disability insurance, a crucial service that provides income protection if a medical condition prevents them from working. The agent works closely with clients to explain how different policies function within their financial planning. Services include evaluating individual needs for long-term disability coverage and assisting with claims guidance when a disability occurs.
Walser Insurance Group in Bloomington, MN provides a range of disability insurance services, including income protection planning to replace lost wages due to illness or injury. Its service plans involve evaluating individual or group coverage needs and managing ongoing policy adjustments during career changes. The company works with professionals, self-employed individuals, and small business owners to secure long-term financial stability. It services single-family homes, apartments, retail, and restaurants.
Sam Sand - State Farm Insurance Agent in Bloomington, Minnesota serves homeowners, renters, small business owners, and property managers looking for disability income protection. This agency helps clients understand how disability insurance can replace a portion of lost income if illness or injury prevents them from working. Policies are tailored to individual budgets and household coverage needs for residential and commercial clients. The agent also serves the neighboring communities of Edina and Richfield within the metro area.
Arcadia Insurance Group specializes in disability income protection planning, helping individuals and small businesses in Bloomington assess their need for coverage against income loss due to injury or illness. It works with clients to review policy options that replace a portion of earnings during a recovery period. The agency addresses concerns such as the potential for a winter slip or a sudden illness that could disrupt a household’s financial stability.
Alexander & Haberman Agency, LLC serves the Bloomington area and its surrounding Minnesota communities, handling a range of disability insurance needs for local residents. The agency assists clients in understanding policies that protect income during illness or injury. Its work involves evaluating individual coverage options and guiding applicants through the underwriting process. The company focuses each case by first reviewing the client’s specific situation, then matching that need to appropriate plan features from available carriers.
As the Minnesota winter forces many Bloomington residents to consider how a sudden injury or illness could disrupt their income, Disability Benefit Solutions helps local workers evaluate their coverage needs. The agency operates as a dedicated disability insurance agent, guiding individuals through the complex process of selecting policies that replace lost wages during recovery. Their service includes reviewing current employer benefits, comparing individual plans, and clarifying elimination periods and benefit amounts. Every new client begins with an initial needs assessment to identify gaps in their existing financial protection.
As a disability insurance agent, James M King Insurance in Bloomington, MN helps individuals and businesses protect their income if injury or illness prevents them from working. The company specializes in structuring coverage that replaces a portion of lost wages during a period of disability. Policies are tailored to address varying needs for income protection and financial security. This agent can serve a range of commercial sectors, including local offices, warehouses, and food service operations.
Mutual of Omaha - Norma Anderson provides disability insurance services to residents in Bloomington, Minnesota. The agency also arranges commercial disability coverage for local businesses within the surrounding area. Policies are designed to replace a portion of income if injury or illness prevents work, which helps protect household finances and business operations. Consultations are available for initial policy selection and for reviewing existing coverage during regular follow-up visits or before renewal periods.
A person purchasing disability insurance can choose between a one-time policy review or an ongoing service relationship that includes annual plan reassessments. Wilson-McShane Corporation, based in Bloomington, Minnesota, serves as a disability insurance agent for individuals and businesses seeking income protection coverage. The firm helps clients compare policies from multiple carriers to match needs for short-term or long-term disability benefits. Service runs on a scheduled basis, with regular check-ins recommended to adjust coverage as personal circumstances change.
Aklog Asfaw Agency, based in Bloomington, Minnesota, is known for matching individuals with insurance plans that protect against income loss due to injury or illness. The company assists clients in this region through the process of evaluating policy options that meet specific financial and lifestyle needs. Its service range covers financial planners, self-employed workers, and professionals seeking income security. For qualifying applicants, the agency can arrange for expedited underwriting procedures to shorten the application waiting period.
What Does a a Disability Insurance Agent in Bloomington Cost?
Disability insurance costs in Minnesota typically range from 1% to 3% of your annual income for individual policies. For example, a 40-year-old earning $60,000 per year might pay $600 to $1,800 annually. Group plans through employers are often cheaper. Costs vary by age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Bloomington
Disability insurance agents in Bloomington, Minnesota help individuals and businesses find coverage that meets their needs. Minnesota law requires certain disability benefits for some employers under the Minnesota Family and Medical Leave Act. A local agent can guide you through policy options and claim processes specific to the Twin Cities area.
Frequently Asked Questions
What does a disability insurance agent in Bloomington do?
A disability insurance agent helps you compare policies from different carriers and explains coverage details. They assist with applications and can provide guidance on how Minnesota laws affect your benefits. Agents do not handle claims but can refer you to resources.
How long do I have to file a disability claim in Minnesota?
For private disability insurance, the time limit depends on your policy terms. Minnesota law does not set a specific deadline but most policies require prompt notice. You should review your policy or ask an agent about the exact time frame.
Do I need a disability insurance agent if I have employer coverage?
Employer coverage may have limits or exclusions that an agent can explain. An agent can also help you find supplemental policies to fill gaps. This is common for Minnesota workers who want extra protection beyond group plans.
Disability Insurance Agents in Other Minnesota Cities
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