The top-rated disability insurance agent in Eagan, Minnesota is Heppner Group, rated 4.9 stars across 664 reviews. Other highly rated options include Clear Choice Insurance Agency, Inc., First Class Insurance Brokers, Todd Vincelli: Allstate Insurance. This directory lists 18 disability insurance agents serving Eagan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Heppner Group | 2600 Eagan Woods Dr #135 | (888) 700-0126 |
| 2 | Clear Choice Insurance Agency, Inc. | 3459 Washington Dr # 101 | (651) 288-3190 |
| 3 | First Class Insurance Brokers | 4651 Nicols Rd #203 | (651) 456-8165 |
| 4 | Todd Vincelli: Allstate Insurance | 1585 Thomas Center Dr Ste 103 | (651) 452-5420 |
| 5 | Brian Seedorf: Allstate Insurance | 4580 Scott Trail Ste 220 | (651) 452-9099 |
| 6 | T. French Insurance Agency, LLC | 2036 Vienna Ln | (612) 222-9813 |
| 7 | Blue Cross & Blue Shield of Minnesota | 3400 Yankee Dr | (651) 662-8000 |
| 8 | Farmers Insurance - Ted Ault | 2189 Cedar Ridge Cir | (651) 686-8005 |
| 9 | Lardy's Insurance Agency Inc. | 4635 Nicols Rd #201 | (651) 994-4700 |
| 10 | Farmers Insurance - Cody Smith | 3470 Washington Dr ste 103 | (651) 214-0702 |
Heppner Group serves the Eagan, Minnesota area as a disability insurance agent, helping clients protect their income against unexpected medical events. The company assists individuals in finding policies that cover a portion of lost wages when an illness or injury prevents them from working. These plans are designed to replace a percentage of take-home pay during recovery. Heppner Group regularly works with clients to secure both short-term disability insurance for temporary conditions and long-term disability insurance for extended periods of inability to work.
Homeowners, businesses, and property managers in Eagan, MN rely on Clear Choice Insurance Agency, Inc. for disability insurance agent services. The agency helps clients understand how disability coverage can protect personal income or business continuity in case of injury or illness. It evaluates individual or group needs to find suitable policies from various carriers. In addition to serving Eagan, the firm also covers the neighboring community of Burnsville and the surrounding metro area.
Serving Eagan, Minnesota, and the surrounding Twin Cities suburbs, First Class Insurance Brokers functions as a disability insurance agent. The firm addresses both short-term and long-term disability coverage needs for local professionals and small business owners. It assists clients in evaluating policy options from major carriers to secure income protection against illness or injury. To handle a typical job, the company conducts a thorough needs analysis to match individuals with a suitable policy that aligns with their budget.
Todd Vincelli: Allstate Insurance, located in Eagan, MN, provides disability insurance options that function as either a one-time policy purchase or as a recurring term plan. This coverage replaces a portion of lost income if an illness or injury prevents you from working. Each policy is tailored to your monthly earnings and typical occupation, with benefits paid directly to you after a qualifying event. Service for initial setup and ongoing policy adjustments runs on a scheduled basis through local appointments and annual reviews.
As a disability insurance agent in Eagan, Minnesota, Brian Seedorf: Allstate Insurance focuses on helping clients protect their income through specialized disability coverage. The agency provides individualized consultations and policy selections, addressing the unique financial risks of lost earnings due to illness or injury. It serves local professionals, independent contractors, and wage earners seeking security against unexpected interruptions. During the cold winter months, it often assists clients concerned with slip-and-fall incidents that may lead to temporary or long-term disability.
T. French Insurance Agency, LLC works as a disability insurance agent in Eagan, MN, guiding professionals through the process of protecting their income against unforeseen medical issues. The company specializes in tailoring personal disability coverage for a variety of work environments. Those policies are designed to provide financial stability for clients employed in offices, warehouses, and food service operations.
Based in Eagan, Minnesota, Blue Cross & Blue Shield of Minnesota provides disability insurance agent services to individuals and businesses in the region. These services include evaluating income protection needs, presenting policy options for short-term and long-term disability coverage, and assisting with claims navigation. The agency offers ongoing service to review existing plans during life or career changes and helps update coverage. It services a variety of clients, including single-family homeowners, apartment dwellers, and employees at local retail stores and restaurants.
As snow and icy conditions increase in Eagan during the long Minnesota winter, the risk of slips, falls, and related injuries rises sharply. Farmers Insurance - Ted Ault provides disability insurance policies tailored for such seasonal hazards. These plans help replace lost income when accidents prevent local residents from performing their regular jobs. As a dedicated disability insurance agent based in the community, the agency carefully walks clients through different policy options that address medical qualification requirements. An initial phone assessment is scheduled to begin customizing coverage to individual financial needs.
Lardy's Insurance Agency Inc. provides residential disability insurance services to individual policyholders in Eagan. The company also assists local business owners with commercial disability coverage, helping to protect their operations and key employees. Serving the surrounding Minnesota area, the agency works with clients to address their specific income-protection needs. They offer follow-up services to review policy details and can arrange repeat service between regular visits to accommodate any changing circumstances or coverage questions.
Farmers Insurance - Cody Smith is known for connecting Eagan, Minnesota residents with disability insurance coverage designed to replace a portion of income if illness or injury prevents them from working. The agency offers thorough consultations on both short-term and long-term policies, guiding clients through plan selection and application filing. As an added service, the agency can assist with integrating disability coverage into a broader financial protection portfolio that may include life insurance.
What Does a a Disability Insurance Agent in Eagan Cost?
Disability insurance agents in Minnesota typically earn commissions from the insurance company not from you. Policy premiums vary widely based on age health and coverage amount. For example a 40-year-old might pay between 1% and 3% of their annual income for a policy. Costs depend on your specific situation. This is general information not insurance advice.
About disability insurance agents in Eagan
Disability insurance agents in Eagan Minnesota help residents navigate claims for short-term and long-term benefits. Minnesota law requires insurers to respond to claims within 45 days under state statute 62A.04. Local agents can also assist with appeals if a claim is denied.
Frequently Asked Questions
What does a disability insurance agent in Eagan do?
An agent helps you apply for disability benefits and reviews your policy details. They can also guide you through the appeals process if your claim is denied. Agents do not give legal advice but can explain your policy terms.
How long do I have to appeal a denied claim in Minnesota?
Under Minnesota law you typically have 180 days to appeal a denied disability claim. Check your policy for exact deadlines because some plans have shorter time limits. An agent can help you gather documents for the appeal.
Are disability insurance agents in Eagan licensed?
Yes all disability insurance agents in Minnesota must hold a valid state license. You can verify a license on the Minnesota Department of Commerce website. Licensed agents follow state regulations and ethical standards.
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