The top-rated disability insurance agent in Minneapolis, Minnesota is Premier Disability Services, LLC, rated 4.4 stars across 2,404 reviews. Other highly rated options include Insurance Resource Group, John Arens - State Farm Insurance Agent, BlueJay Insurance Agency, Inc.. This directory lists 25 disability insurance agents serving Minneapolis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Premier Disability Services, LLC | 7225 Northland Dr N # 300 | (952) 236-4900 |
| 2 | Insurance Resource Group | 4286 Dahlberg Dr | (612) 875-4192 |
| 3 | John Arens - State Farm Insurance Agent | 3259 Johnson St NE | (612) 781-3454 |
| 4 | BlueJay Insurance Agency, Inc. | 1229 Tyler St NE Suite 292 | (612) 236-4105 |
| 5 | Abbott Insurance Agency, LLC | 317 W 46th St | (612) 824-1160 |
| 6 | Birimo Insurance Agency | 200 W Lake St suit 325 | (763) 227-8620 |
| 7 | One Source Insurance Brokers | 1300 Godward St NE Suite 1900 | (612) 444-6277 |
| 8 | Kaphy Insurance Agency | 2910 Pleasant Ave 1st Floor, Suite 80A | (651) 444-0402 |
| 9 | Fortress Impact Group LLC | 7001 Cahill Rd | (612) 712-0555 |
| 10 | Higgins Insurance Agency Inc. | 2214 Central Ave NE | (612) 789-7231 |
Premier Disability Services serves the Minneapolis metro area, assisting individuals and families with disability insurance solutions. As an independent agency, it guides clients through the process of evaluating their coverage needs and securing appropriate policies. The agency focuses on protecting income and providing financial stability in the event of illness or injury. Its services include helping professionals obtain individual long-term disability plans to replace lost wages. Premier Disability Services also handles short-term disability insurance for temporary medical leaves, ensuring comprehensive support for local workers.
In Minneapolis, where harsh winters can disrupt physical routines and raise the risk of injuries, many workers consider how to protect their income. Insurance Resource Group addresses this need by specializing in disability insurance policies for local professionals. The agency guides clients through plan options that provide monthly benefits if an illness or accident prevents them from working. Each engagement begins with a thorough assessment of the individual’s current coverage and occupational risks before recommending a tailored solution. This initial consultation evaluates the client’s specific financial obligations and employment situation.
John Arens operates as a dedicated Disability Insurance Agent in Minneapolis, helping area workers protect their income against unexpected illness or injury. In addition to these core plans, the agency offers supplemental insurance options to strengthen client coverage further. Many local businesses rely on this service to secure financial stability for employees across various commercial environments, including corporate offices, busy warehouses, and food service establishments.
BlueJay Insurance Agency, Inc. serves residents of Minneapolis, Minnesota, with individual disability income insurance policies. The company also provides business overhead expense and group disability coverage for area employers. Its service area includes Minneapolis and surrounding Hennepin County communities. Agents assess clients’ income and occupation to match appropriate plans. They help navigate elimination periods and benefit amounts. Clients can return for annual policy reviews and updating coverage as their career or health changes between regular visits.
Abbott Insurance Agency, LLC, based in Minneapolis, Minnesota, is known for helping individuals and local businesses navigate the complexities of disability income protection. Its service range includes evaluating income replacement needs, comparing policy options from multiple carriers, and guiding clients through the application and underwriting process to secure essential coverage. Understanding how a disability can affect long-term financial stability, this agency can also add on a residual benefit rider to safeguard partial income loss during a gradual return to work.
Birimo Insurance Agency serves the Minneapolis metropolitan area, providing disability insurance agent services to local residents and businesses. The agency assists clients in understanding and selecting policies that offer income protection if illness or injury prevents them from working. They guide individuals through the process of comparing plan options from various carriers to find appropriate coverage. The agency handles both short-term disability insurance and long-term disability insurance for professionals in the region.
One Source Insurance Brokers provides comprehensive disability insurance agent services for individuals and businesses in Minneapolis, Minnesota. The agency develops customized coverage plans to protect clients against income loss due to illness or injury, and offers ongoing policy reviews to ensure benefits remain aligned with changing needs. Its service plans include claims assistance and policy adjustments as circumstances evolve. The company serves a variety of local properties, including single-family homes, apartments, retail spaces, and restaurants.
Kaphy Insurance Agency helps professionals, self-employed individuals, and small business owners across Minneapolis secure Disability Insurance coverage. The agency assists clients in understanding policy options that protect income during illness or injury. Knowledgeable guidance is provided to navigate the complexities of both short-term and long-term disability plans. Customers receive personalized support to find suitable coverage that aligns with their specific career demands and financial responsibilities. The agency also extends its services to communities in the nearby suburb of Saint Louis Park.
Fortress Impact Group LLC, located in Minneapolis, Minnesota, focuses on disability insurance, distinguishing between one-time policies designed for a single, defined need and recurring plans that provide ongoing income protection. Coverage is structured to replace a portion of an individual’s earnings if they become unable to work due to illness or injury. Service appointments run on a scheduled basis.
What Does a a Disability Insurance Agent in Minneapolis Cost?
The cost of a disability insurance agent in Minneapolis is usually paid through commissions from the insurance carrier, not directly by the client. Premiums for individual disability policies in Minnesota typically range from 1% to 3% of annual income, depending on age, health, and occupation. Group policies through employers may have lower rates. This is general information, not insurance advice.
About disability insurance agents in Minneapolis
Disability insurance agents in Minneapolis help individuals and businesses find the right coverage to protect income. Minnesota law requires certain employers to provide short-term disability benefits through the Minnesota Paid Leave program starting in 2024. A local agent can guide you through private policies and state requirements.
Frequently Asked Questions
What does a disability insurance agent do in Minneapolis?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They can explain policy terms and assist with the application process. Agents do not provide legal advice but can help you understand your options.
How does Minnesota Paid Leave affect disability insurance?
Minnesota Paid Leave provides partial wage replacement for medical leave starting in 2024. Private disability insurance can supplement these benefits. An agent can help you coordinate private coverage with the state program.
What is the typical timeline for a disability claim in Minnesota?
Insurance companies in Minnesota must respond to a claim within 45 days under state law. Extensions are allowed if more information is needed. An agent can help you track deadlines and submit required documents.
Disability Insurance Agents in Other Minnesota Cities
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