ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Disability Insurance Agents Near You in Minnetonka, MN

Browse disability insurance agents serving Minnetonka, Minnesota. Updated 2026-07-14.

The top-rated disability insurance agent in Minnetonka, Minnesota is Nesbit Agencies, rated 4.9 stars across 244 reviews. Other highly rated options include Trusted Insurance Agency, D Winters Insurance Services, Ideal Insurance Agency Inc. This directory lists 10 disability insurance agents serving Minnetonka.

Showing 10 disability insurance agents in Minnetonka, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nesbit Agencies5900 Rowland Rd(952) 941-9418
2Trusted Insurance Agency5100 Thimsen Ave Ste 228(612) 861-4868
3D Winters Insurance Services13312 Inverness Rd(612) 430-9170
4Ideal Insurance Agency Inc601 Carlson Pkwy # 1050(952) 479-0047
5Ryynanen Insurance Agency12800 Whitewater Dr Suite 100 - 2010(612) 816-4756
6The Canopy Group18001 MN-7(800) 967-3389
7North Star Insurance Services LLC- Chad Pietila601 Carlson Pkwy # 1050(952) 856-6244
8Dolliff Insurance10900 Wayzata Blvd #250(952) 593-7400
9City Insurance601 Carlson Pkwy suite 1050 - #1049(763) 582-1888
10Schmidt-Andrus Agency Inc.5100 Thimsen Ave Ste 228(952) 474-5435
NA
5900 Rowland Rd
Nesbit Agencies
Disability Insurance Agent · Minnetonka, MN

Nesbit Agencies serves the Minnetonka area and the greater Hennepin County region as a disability insurance agent. The company assists clients in understanding how disability coverage can protect their income if an illness or injury prevents them from working. They work with individuals to evaluate policy options that align with different occupations and financial situations. Nesbit Agencies specifically handles long-term disability insurance and short-term disability insurance for local residents.

TI
5100 Thimsen Ave Ste 228
Trusted Insurance Agency
Disability Insurance Agent · Minnetonka, MN

Trusted Insurance Agency in Minnetonka, MN, provides a range of disability insurance agent services, including evaluating clients’ income protection needs and guiding them through policy selection. It helps individuals and business owners understand the nuances of short-term and long-term disability coverage, offering ongoing support to manage changes in a policy or claims. The agency focuses on adjusting plans as financial situations evolve. Its services reach single-family homes, apartments, retail businesses, and restaurants throughout the local area.

DW
13312 Inverness Rd
D Winters Insurance Services
Disability Insurance Agent · Minnetonka, MN

D Winters Insurance Services serves clients in Minnetonka, Minnesota, and the surrounding suburban communities. The agency handles disability insurance coverage, which protects a portion of a person’s income if they become unable to work due to illness or injury. Working with individuals and families, the agency explains policy options and the differences between short-term and long-term benefits. For a typical client, D Winters Insurance Services begins by reviewing the client’s occupation and earnings to match them with an appropriate plan.

II
601 Carlson Pkwy # 1050
Ideal Insurance Agency Inc
Disability Insurance Agent · Minnetonka, MN

Ideal Insurance Agency Inc in Minnetonka, MN helps clients distinguish between one-time disability policy purchases and ongoing service arrangements that adjust coverage as life circumstances change. The agency evaluates income protection needs for local residents and businesses, identifying appropriate disability insurance options to safeguard against loss of earnings due to illness or injury. Their service is offered on an as-needed basis, allowing clients to request assistance with new policies, claims, or coverage reviews without a recurring commitment.

RI
12800 Whitewater Dr Suite 100 - 2010
Ryynanen Insurance Agency
Disability Insurance Agent · Minnetonka, MN

Ryynanen Insurance Agency in Minnetonka specializes in offering disability insurance policies that replace a portion of income when illness or injury prevents work. The agency guides clients through the process of selecting appropriate coverage for both short-term and long-term needs. It serves individuals and professionals throughout the local community who wish to protect their earning potential. As winter approaches, the firm helps clients prepare for the financial impact of recovery from seasonal injuries or prolonged medical leave.

CG
18001 MN-7
The Canopy Group
Disability Insurance Agent · Minnetonka, MN

The Canopy Group serves homeowners, renters, and small business operators in Minnetonka, Minnesota, who are seeking disability insurance coverage. It provides professional guidance in selecting income protection, short-term, and long-term disability policies tailored to individual employment and lifestyle circumstances. The agency also assists with policy reviews and beneficiary updates. Its service area extends to nearby St. Louis Park.

NS
601 Carlson Pkwy # 1050
North Star Insurance Services LLC- Chad Pietila
Disability Insurance Agent · Minnetonka, MN

As winter weather increases slip-and-fall risks in Minnetonka, many residents seek coverage for income loss during recovery. North Star Insurance Services LLC- Chad Pietila provides disability insurance agent services tailored to these local needs. The company helps clients understand policy options for protecting earnings during short-term injuries or extended illnesses. Their approach focuses on matching coverage with individual occupations and daily routines. An initial consultation typically begins with a personal assessment of current financial safeguards and potential gaps in protection.

DI
10900 Wayzata Blvd #250
Dolliff Insurance
Disability Insurance Agent · Minnetonka, MN

Dolliff Insurance works with individuals and businesses throughout Minnetonka to address financial risks related to illness or injury. The company specializes in disability insurance, which replaces a portion of income when a policyholder is unable to work due to a covered medical condition. Claims support and policy recommendations are tailored to meet typical local needs. Commercial sectors the agency can serve include professional offices, warehouses, and food service operations.

CI
601 Carlson Pkwy suite 1050 - #1049
City Insurance
Disability Insurance Agent · Minnetonka, MN

City Insurance provides disability insurance services to residents in Minnetonka, Minnesota, beginning with individual client needs for income protection. The agency also assists local businesses with employee coverage plans, serving the greater Minnetonka area and surrounding communities. Agents help clients navigate policy options to secure benefits suitable for their personal or commercial circumstances. Follow-up consultations are available between regular visits to adjust coverage as life or business needs change.

SA
5100 Thimsen Ave Ste 228
Schmidt-Andrus Agency Inc.
Disability Insurance Agent · Minnetonka, MN

Schmidt-Andrus Agency Inc. in Minnetonka, MN is known for helping clients secure income protection through disability insurance. The agency guides individuals and businesses through policy options that provide financial stability if an illness or injury prevents work. Each plan is selected to match specific career demands and personal budgets. Services also include review of existing coverage for adequacy. The agency additionally offers coordination with employers to layer group and individual policies for comprehensive protection.

What Does a a Disability Insurance Agent in Minnetonka Cost?

Disability insurance agent services in Minnesota typically cost nothing upfront, as agents earn commissions from insurance carriers. Policy premiums vary widely based on age, health, occupation, and benefit amounts, ranging from 1% to 3% of your annual income. For example, a 40-year-old professional might pay $100 to $300 per month for a policy. This is general information, not insurance advice.

About disability insurance agents in Minnetonka

Disability insurance agents in Minnetonka, Minnesota help individuals and businesses secure income protection policies. Minnesota law requires certain employer-provided disability plans to follow specific claim handling rules under state regulations. Local agents can guide you through policy selection and claims processes tailored to Minnetonka residents.

Frequently Asked Questions

What does a disability insurance agent in Minnetonka do?

A disability insurance agent helps you find and apply for individual or group disability policies. They explain policy terms, compare options from different carriers, and assist with claim filing. In Minnesota, agents must be licensed by the state Department of Commerce.

How long do I have to file a disability claim in Minnesota?

Minnesota does not set a specific statutory deadline for filing private disability claims, but policies often require notice within 30 to 90 days. For employer-sponsored plans under ERISA, you have 180 days to file an initial claim. Always check your policy for exact time limits.

Can a disability insurance agent help with claim denials in Minnetonka?

Yes, many agents assist with claim denials by reviewing your policy and gathering supporting medical documentation. For ERISA plans, you have 180 days to appeal a denial. Agents cannot provide legal advice but can guide you through the appeals process.

Disability Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.