The top-rated disability insurance agent in Oakdale, Minnesota is Matt Jonza - State Farm Insurance Agent, rated 5.0 stars across 1,183 reviews. Other highly rated options include Bob Lawrence - State Farm Insurance Agent, Will Anderson Agcy, Inc. American Family Insurance, Amy Brown - State Farm Insurance Agent. This directory lists 16 disability insurance agents serving Oakdale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Jonza - State Farm Insurance Agent | 434 Hale Ave N STE 160 | (651) 797-2120 |
| 2 | Bob Lawrence - State Farm Insurance Agent | 1513 Geneva Ave N | (651) 698-0694 |
| 3 | Will Anderson Agcy, Inc. American Family Insurance | 6230 10th St N STE 430 | (651) 731-3234 |
| 4 | Amy Brown - State Farm Insurance Agent | 1513 Geneva Ave N | (651) 735-4193 |
| 5 | Michelle Stinson Agency Inc American Family Insurance | 6230 10th St N Ste 320 | (651) 439-5240 |
| 6 | James Trevis Agency Inc American Family Insurance | 1292 Helmo Ave N | (651) 739-6030 |
| 7 | Andreotti Insurance | 600 Inwood Ave N # 235 | (651) 739-9302 |
| 8 | Farmers Insurance - Rebecca Speed | 7825 3rd St N STE 205 | (651) 888-4800 |
| 9 | Bill Burns Insurance Agency LLC | 1453 Helmo Ave N | (651) 330-2491 |
| 10 | Paulet/Slater Agency - Nesbit Agencies Group | 711 Hale Ave N STE 101 | (651) 644-0311 |
Matt Jonza - State Farm Insurance Agent serves the Oakdale, Minnesota area, providing disability insurance agent services to local residents. The agency works with individuals in the community to understand their income protection needs and explore suitable coverage options. Policyholders can receive guidance on both short-term and long-term disability insurance plans that help replace lost wages during illness or injury. The office also assists clients with navigating policy details and filing claims for these specific disability benefits.
Bob Lawrence - State Farm Insurance Agent provides disability insurance services to individuals and businesses in Oakdale, Minnesota. These policies offer income protection when a client becomes unable to work due to illness or injury. The agency regularly reviews coverage with clients to ensure their plans adapt to changing needs or life circumstances. Service support includes assistance with policy claims and updates. The agency serves single-family homes, apartments, retail stores, and restaurants in the local area.
The agency assists homeowners, families, and professionals in the Twin Cities east metro with finding disability insurance coverage. By offering clear guidance on policy options designed to protect income during illness or injury, the team helps clients understand their specific coverage needs and long-term financial security. Serving the Oakdale community directly, the company also provides local expertise to residents and workers in neighboring Woodbury and the surrounding Washington County areas.
Amy Brown - State Farm Insurance Agent serves Oakdale, Minnesota, and the surrounding communities with disability insurance solutions. The agency handles policies that help replace income when an illness or injury prevents a person from working. It works with individuals to explain the specifics of coverage and how benefits apply during a disability claim. The agent focuses on understanding each client's unique financial situation and employment type. It then matches those needs to a suitable policy from the available options.
Michelle Stinson Agency Inc American Family Insurance, located in Oakdale, MN, offers disability insurance agent services. A client may choose a one-time policy review to secure initial income protection or opt for recurring consultations to adjust coverage as career or health circumstances evolve. Such coverage helps replace lost wages if injury or illness prevents work, ensuring financial stability during recovery. This service runs on a scheduled basis, with periodic check-ins to evaluate changing needs and policy options for area residents.
James Trevis Agency Inc American Family Insurance in Oakdale, MN, provides disability insurance agency services that offer income protection in the event of an illness or injury. It assists local clients by explaining policy options, assessing coverage needs for different occupations, and guiding them through the application process. The agency also helps with ongoing policy management and claims navigation. In winter, it helps address concerns related to seasonal accidents that may temporarily prevent work and cause a loss of income.
As the snow melts in Oakdale and outdoor hazards emerge, residents may realize their income is not protected if an injury prevents work. Andreotti Insurance provides local disability insurance agent services to address this need. The agency works with individuals to explain how policies can replace a portion of lost earnings during recovery. Clients can discuss their current employment and financial obligations. The process begins with a complimentary initial assessment of a client's specific situation.
Farmers Insurance - Rebecca Speed in Oakdale, MN works with individuals and businesses to structure income protection plans. The agency specializes in disability insurance, helping replace lost wages if illness or injury prevents work. Policies are designed to cover everyday expenses during recovery. This service can support commercial sectors including offices, warehouses, and food service operations, ensuring continuity when employees cannot perform their duties.
Based in Oakdale, Bill Burns Insurance Agency LLC serves residential clients in the local area with disability insurance coverage. The firm also provides commercial coverage for area businesses seeking to protect their employees’ income. Service extends to clients throughout the surrounding region who require long-term or short-term disability plans. Agents assist during initial enrollment and policy selection, returning for follow-up service to adjust coverage plans between regular policy review visits.
Paulet/Slater Agency - Nesbit Agencies Group in Oakdale, MN is known for providing disability insurance agent services to local individuals and businesses. The agency helps clients secure income protection policies that replace lost earnings if illness or injury prevents them from working. It assists with policy selection, application support, and plan customization across various coverage levels offered by different insurers. An additional specialty service the company can provide is helping clients review existing employer-sponsored disability plans for coverage gaps.
What Does a a Disability Insurance Agent in Oakdale Cost?
Disability insurance agent services in Minnesota are typically paid through commissions from the insurance carrier, not directly by the client. Premiums for individual disability insurance in Minnesota generally range from 1% to 3% of your annual income per year. For example, a 40-year-old earning 60,000 dollars might pay between 600 and 1,800 dollars annually. Costs vary based on age, health, occupation, and policy features. This is general information, not insurance advice.
About disability insurance agents in Oakdale
Disability insurance agents in Oakdale, Minnesota help individuals and businesses find coverage that protects income if injury or illness prevents work. Minnesota law requires certain policies to include a 30-day grace period and a 60-day contestability period. Agents can also guide clients through the claims process and explain state-specific rules for long-term disability benefits.
Frequently Asked Questions
What does a disability insurance agent in Oakdale do?
A disability insurance agent helps you compare policies from different carriers, explains coverage options, and assists with filing claims. They do not provide legal advice but can help you understand policy terms and Minnesota insurance regulations.
How long do I have to file a disability claim in Minnesota?
Minnesota law does not set a single deadline for all disability claims. Most private policies require you to notify the insurer within 30 to 90 days of becoming disabled. Check your specific policy for exact time limits.
Can a disability insurance agent help with an appeal?
Yes, an agent can review your policy and help you gather documents for an appeal. However, for complex denials or ERISA-governed plans, you may need to consult a lawyer or a disability advocate.
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