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Find Disability Insurance Agents Near You in Prior Lake, MN

Browse disability insurance agents serving Prior Lake, Minnesota. Updated 2026-07-14.

The top-rated disability insurance agent in Prior Lake, Minnesota is AB & B Insurance, rated 4.9 stars across 164 reviews. Other highly rated options include Jeremy Senn - State Farm Insurance Agent, Lakes Insurance, Prior Lake State Agency. This directory lists 15 disability insurance agents serving Prior Lake.

Showing 15 disability insurance agents in Prior Lake, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AB & B Insurance14198 Commerce Ave NE #700(952) 226-1226
2Jeremy Senn - State Farm Insurance Agent14033 Commerce Ave NE Suite 102(952) 447-8700
3Lakes Insurance6885 Boudin St NE(612) 750-3108
4Prior Lake State Agency16677 Duluth Ave SE UNIT 101(952) 447-8350
5DeRose Commercial Insurance Group15875 Franklin Trail SE #105(651) 999-8985
6Van Curler Independent Insurance Agency16228 Main Ave SE UNIT 111(952) 226-1160
7Nick Atkinson & Associates Inc American Family Insurance14180 Commerce Ave NE STE 107(952) 226-6999
8Oak Tree Insurance15870 Franklin Trail SE #105a(952) 469-9261
9Alan Iverson American Family Insurance4719 Park Nicollet Ave SE #110(952) 447-1025
10Goosehead Insurance - Jessica Gillin16268 Eagle Creek Ave SE(612) 439-5544
AB
14198 Commerce Ave NE #700
AB & B Insurance
Disability Insurance Agent · Prior Lake, MN

AB & B Insurance serves the Prior Lake, Minnesota area as a disability insurance agent, offering guidance on income protection strategies. This firm assists clients in assessing coverage options designed to replace earnings if illness or injury prevents work. The company evaluates individual and group policies to match different professional needs and budgets. Typical services include explaining policy terms and helping with application documentation. For local residents, AB & B Insurance handles both short-term disability plans and long-term income replacement policies.

JS
14033 Commerce Ave NE Suite 102
Jeremy Senn - State Farm Insurance Agent
Disability Insurance Agent · Prior Lake, MN

Jeremy Senn - State Farm Insurance Agent in Prior Lake, Minnesota provides disability insurance agent services, helping clients select policies that replace a portion of income if they become unable to work due to illness or injury. Service plans include initial consultations to assess coverage needs and any ongoing policy reviews for adjustments. The company services single-family homes, apartments, retail, and restaurants in the area.

LI
6885 Boudin St NE
Lakes Insurance
Disability Insurance Agent · Prior Lake, MN

Lakes Insurance serves homeowners, businesses, and property managers in Prior Lake, Minnesota, by connecting them with disability insurance agents who help protect their income if injury or illness prevents them from working. The company guides clients through policy options that replace a portion of lost earnings, ensuring financial stability during recovery. This coverage is vital for self-employed individuals and small business owners who rely on personal productivity. Lakes Insurance also extends its services to the Shakopee area, offering the same income protection guidance to residents and businesses there.

PL
16677 Duluth Ave SE UNIT 101
Prior Lake State Agency
Disability Insurance Agent · Prior Lake, MN

Prior Lake State Agency serves Prior Lake, Minnesota, and the surrounding communities of Scott County and the south metro area. The agency handles a full range of disability insurance applications and coverage needs for both individual clients and local business owners. It assesses each client's specific income protection requirements before matching them with suitable benefit options from established carriers. To complete a typical job, it reviews the client's medical background and occupation details to present the most appropriate policy from its available offerings.

DC
15875 Franklin Trail SE #105
DeRose Commercial Insurance Group
Disability Insurance Agent · Prior Lake, MN

DeRose Commercial Insurance Group, located in Prior Lake, MN, assists clients in distinguishing between one-time disability coverage for a specific injury or period and recurring policies that provide ongoing income protection. This disability insurance agent company explains how a tailored policy can replace a portion of lost earnings if an illness or accident prevents work, helping residents across the area maintain financial stability. Service is offered on a one-time, scheduled, or as-needed basis depending on individual client circumstances.

VC
16228 Main Ave SE UNIT 111
Van Curler Independent Insurance Agency
Disability Insurance Agent · Prior Lake, MN

Van Curler Independent Insurance Agency in Prior Lake, Minnesota offers specialized disability insurance services, focusing on income protection plans that replace a portion of lost earnings. It also provides general coverage options for self-employed individuals and local businesses seeking to safeguard their financial stability. The agency assesses each client’s occupation and personal circumstances to identify suitable policy structures and benefit durations. For residents preparing for the colder months, it specifically assists with securing short-term disability policies that cover income gaps during seasonal injury or illness-related absences.

NA
14180 Commerce Ave NE STE 107
Nick Atkinson & Associates Inc American Family Insurance
Disability Insurance Agent · Prior Lake, MN

The start of a new year often brings a focus on personal finances and security in Prior Lake. Nick Atkinson & Associates Inc American Family Insurance helps residents prepare for unexpected health challenges as a disability insurance agent in the area. They can explain how disability coverage helps replace income if an illness or injury prevents work. Their straightforward approach guides clients through plan options that match individual budgets. The process typically begins with an initial consultation to review current coverage and assess specific income protection needs.

OT
15870 Franklin Trail SE #105a
Oak Tree Insurance
Disability Insurance Agent · Prior Lake, MN

Oak Tree Insurance provides residential disability insurance services to individuals in Prior Lake, Minnesota, helping them protect their income in case of illness or injury. The agency also offers commercial disability coverage for local small businesses and self-employed professionals, serving clients throughout the wider surrounding area. An initial consultation helps determine appropriate policy options, after which the agent often follows up to confirm coverage details and remains available for periodic reviews or adjustments between regular visits.

AI
4719 Park Nicollet Ave SE #110
Alan Iverson American Family Insurance
Disability Insurance Agent · Prior Lake, MN

Alan Iverson American Family Insurance is an agency in Prior Lake, Minnesota, recognized for helping individuals locate appropriate disability insurance coverage. The agency’s services typically include assessing client income and occupation risks to recommend policies that replace lost earnings during illness or injury. A wide range of short-term and long-term disability products are offered to protect local residents and workers. A complementary specialty service often provided is the ability to add a future purchase option rider to existing policies.

GI
16268 Eagle Creek Ave SE
Goosehead Insurance - Jessica Gillin
Disability Insurance Agent · Prior Lake, MN
SC
16186 Main Ave SE
Speiker & Company, Ltd
Disability Insurance Agent · Prior Lake, MN
(952) 440-6500
speikercompany.com
EE
4719 Park Nicollet Ave SE UNIT 220
Erkel & Erkel Insurance
Disability Insurance Agent · Prior Lake, MN
(952) 447-6047
erkelanderkel.com
BS
15875 Franklin Trail SE Ste 106
Brad & Sue Hansen Agency
Disability Insurance Agent · Prior Lake, MN
(952) 222-4479
AI
15815 Franklin Trail SE #304
Atlas Insurance Broker
Disability Insurance Agent · Prior Lake, MN
(952) 243-3018
aibme.com
FI
16228 Main Ave SE Ste 106
Farmers Insurance - Thomas Streetar
Disability Insurance Agent · Prior Lake, MN
(952) 447-4191
agents.farmers.com/mn/prior-lake/thomas-streetar

What Does a a Disability Insurance Agent in Prior Lake Cost?

The cost of disability insurance in Minnesota typically ranges from 1% to 3% of your annual income. For a 40-year-old earning 60,000 per year, a policy might cost 600 to 1,800 annually. Premiums vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.

About disability insurance agents in Prior Lake

Disability insurance agents in Prior Lake, Minnesota help individuals and businesses secure income protection. Minnesota law requires certain policies to include specific provisions, such as a 30-day grace period for premium payments. Local agents can guide you through policy options and claims processes specific to the state.

Frequently Asked Questions

What does a disability insurance agent in Prior Lake do?

A disability insurance agent helps you find and purchase a policy that fits your needs. They explain coverage terms, compare plans, and assist with filing claims. Agents are licensed in Minnesota and follow state regulations.

How do Minnesota laws affect disability insurance policies?

Minnesota law requires disability insurance policies to include a 30-day grace period and a 10-day free look period. Policies must also cover disabilities caused by mental or nervous disorders unless specifically excluded. Your agent can explain how these rules apply to your policy.

Can a disability insurance agent help with claim denials in Prior Lake?

Yes, an agent can review your denial and explain your options under Minnesota law. You have the right to appeal a denial within 180 days under Minnesota Statute 62A.04. The agent can guide you through the appeal process but cannot provide legal advice.

Disability Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.