The top-rated disability insurance agent in Shakopee, Minnesota is Katie Odeen - State Farm Insurance Agent, rated 5.0 stars across 284 reviews. Other highly rated options include Farmers Insurance - Robert Whitcomb, Innovative Insurance Services LLC, HomeTown Insurance. This directory lists 14 disability insurance agents serving Shakopee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Katie Odeen - State Farm Insurance Agent | 1226 4th Ave E #110 | (952) 225-5450 |
| 2 | Farmers Insurance - Robert Whitcomb | 132 Holmes St S | (952) 942-2082 |
| 3 | Innovative Insurance Services LLC | 8091 Old Carriage Ct | (952) 445-5767 |
| 4 | HomeTown Insurance | 950 Vierling Dr W Suite 100 | (952) 873-1876 |
| 5 | JJ Insurance | 1038 1st Ave E | (952) 283-3067 |
| 6 | Robert Loonan American Family Insurance | 1221 4th Ave E #165 | (952) 445-8100 |
| 7 | David Sneen Independent Health Insurance Broker | 1576 Hartley Blvd S | (651) 983-0260 |
| 8 | WR Insurance Agency, LLC | 327 Marschall Rd Suite 380 | (612) 799-6972 |
| 9 | Bradley Reiland: Allstate Insurance | 205 Lewis St S Ste 105 | (952) 232-1075 |
| 10 | Nick Atkinson & Associates Inc American Family Insurance | 124 Lewis St S | (952) 226-6999 |
Katie Odeen’s State Farm Insurance Agency serves the Shakopee, Minnesota, area and Scott County with disability insurance services. An agent helps individuals secure coverage that replaces a portion of income if they become unable to work due to illness or injury. Policies can be tailored to suit different professions and personal financial needs. This agency guides clients through policy options and claims processes for both short-term and long-term disability protection.
Farmers Insurance - Robert Whitcomb in Shakopee, MN provides a range of disability insurance agency services to local residents and businesses. The company can help clients assess their coverage needs and select appropriate individual or group disability plans for income protection. Their services also include regular policy reviews to ensure coverage remains aligned with changing circumstances. The agent serves a variety of property types throughout the area, including single-family homes, apartments, retail locations, and restaurants.
Homeowners and business owners in Shakopee, Minnesota, turn to Innovative Insurance Services LLC for disability insurance agent services. The company helps clients protect their income by explaining policy options suited to individual needs and employment situations. Professionals seeking coverage for unexpected injuries or illnesses receive guidance tailored to their specific circumstances. The agency also serves surrounding communities in the southwest metro, including Prior Lake and the broader Scott County area.
HomeTown Insurance serves Shakopee and the surrounding communities of Scott County, handling disability insurance needs for local residents and small business owners. It addresses both short-term and long-term coverage options, helping clients protect their income against unexpected illness or injury. The agency listens carefully to each individual’s financial situation and employment circumstances before evaluating suitable policy solutions. By explaining policy terms plainly and comparing available plans from multiple carriers, it works to secure appropriate coverage that aligns with the client’s specific risk management goals.
JJ Insurance, based in Shakopee, Minnesota, offers both one-time policy evaluations and ongoing service options to help clients select disability coverage that matches their specific income-protection needs. The agency works with area residents to understand waiting periods and benefit amounts, ensuring terms align with each client’s financial situation. Service runs on an as-needed basis, with clients scheduling consultations when they have questions or require policy adjustments during life changes.
As a disability insurance agent in Shakopee, Minnesota, Robert Loonan American Family Insurance provides specialized guidance on policies that replace income when illness or injury prevents work. The agency also assists local residents with broader personal insurance needs, tailoring coverage to individual circumstances. This focus on disability protection helps clients prepare for unexpected health setbacks that could disrupt their livelihood. During seasonal periods like spring construction or winter sports, the agent emphasizes how disability coverage can safeguard against common local injuries that might otherwise lead to financial strain.
As winter weather increases the risk of slips and falls in Shakopee, many workers worry about lost income during recovery. David Sneen Independent Health Insurance Broker helps local professionals find disability coverage tailored to their daily routines and workplace demands. This agency explains policy terms in clear language and compares options from multiple carriers to match each client’s field and earnings level. An initial consultation begins with a no-obligation review of current health status and employment activities before any plan recommendations are made.
WR Insurance Agency, LLC, located in Shakopee, MN, works as a disability insurance agent. It helps individuals and businesses evaluate coverage options that provide income protection if an injury or illness prevents work. The firm assists clients in understanding policy details, including benefit periods and elimination periods. It can serve a range of commercial sectors, including offices, warehouses, and food service operations.
Bradley Reiland: Allstate Insurance primarily serves residential clients in Shakopee, Minnesota, helping them secure disability coverage to protect their income. For commercial clients, the agency also provides similar disability insurance solutions for local businesses in the surrounding area. They tailor each policy to address individual income protection needs and offer guidance on how benefits coordinate with other forms of coverage. Follow-up service is provided to review policy details and adjust coverage as needed between regular scheduled visits.
As a disability insurance agent in Shakopee, Minnesota, Nick Atkinson & Associates Inc American Family Insurance helps clients secure income protection through specialized policies that replace lost wages during illness or injury. It also provides general guidance on navigating group and individual disability options to meet a variety of financial situations. The agency assists local residents in reevaluating their coverage when major life changes, such as a new job or a growing family, create new income protection needs.
What Does a a Disability Insurance Agent in Shakopee Cost?
Typical costs for disability insurance in Minnesota range from 1 percent to 3 percent of your annual income for a policy. For example, a 40 year old earning 60000 per year might pay between 600 and 1800 annually for coverage. Costs vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Shakopee
Disability insurance agents in Shakopee, Minnesota help individuals and businesses find coverage that protects income if injury or illness prevents work. Minnesota law requires certain policies to include a grace period of at least 30 days for premium payments. Working with a local agent can help you understand state regulations and choose a plan that fits your needs.
Frequently Asked Questions
What does a disability insurance agent in Shakopee do?
A disability insurance agent helps you compare policies from different insurers and apply for coverage. They explain policy terms, benefit periods, and elimination periods. The agent does not provide legal advice but can guide you through the application process.
Are there Minnesota laws that affect disability insurance policies?
Yes, Minnesota Statute 62A.04 requires individual disability policies to include a provision for a 30 day grace period. Also, Minnesota law prohibits policies from excluding pre-existing conditions for more than 12 months after the policy date.
How do I choose a disability insurance agent in Shakopee?
Look for an agent licensed in Minnesota with experience in disability coverage. Ask about the insurers they represent and their knowledge of local employers and regulations. Check their standing with the Minnesota Department of Commerce.
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