The top-rated disability insurance agent in St Louis Park, Minnesota is John Simeone - State Farm Insurance Agent, rated 5.0 stars across 258 reviews. Other highly rated options include Hatzung Insurance, Susan A Haub - State Farm Insurance Agent, Smart Stop Brokers. This directory lists 16 disability insurance agents serving St Louis Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Simeone - State Farm Insurance Agent | 5821 Cedar Lk Rd S S | (952) 417-7222 |
| 2 | Hatzung Insurance | 4021 Vernon Ave S | (952) 927-4600 |
| 3 | Susan A Haub - State Farm Insurance Agent | 6801 Wayzata Blvd | (952) 929-6729 |
| 4 | Smart Stop Brokers | 5775 Wayzata Blvd Suite 700 | (763) 703-3119 |
| 5 | South Lake Agency Insurance Brokers - Saint Louis Park | 1650 West End Blvd #100 | (952) 856-8160 |
| 6 | One Stop Insurance | 8700 W 36th St | (952) 886-0241 |
| 7 | Wise Choice Insurance Services Inc | 5821W Cedar Lk Rd S | (612) 242-1801 |
| 8 | Midwest Secure Retirement | 1000 Shelard Pkwy | (612) 453-4542 |
| 9 | Patrick Lilly Insurance Agency | 1660 MN-100 Ste 339 | (952) 929-9370 |
| 10 | MediChoice Insurance Agency | 5775 Wayzata Blvd Ste 700 7th floor | (952) 367-6350 |
John Simeone, operating as a State Farm Insurance Agent in St Louis Park, Minnesota, serves the broader metro area with professional disability insurance agent services. The office guides individuals and businesses through the selection and enrollment of income protection policies that replace lost earnings due to illness or injury. This agent also assists with the process of tailoring a policy’s benefit period and waiting period to match a client’s financial obligations. Specific services here include short-term disability coverage and group employer plans.
Hatzung Insurance provides disability insurance as an agent in St Louis Park, Minnesota, helping clients assess their need for income protection. The company assists policyholders in understanding plan provisions and maintaining coverage through periodic policy reviews and adjustments. It offers guidance on application processes and claims filing to support financial security during periods of incapacity. The agency serves individuals, including those with single-family homes, as well as clients associated with apartments, retail, and restaurants.
Susan A Haub - State Farm Insurance Agent in St Louis Park serves homeowners, businesses, and property managers seeking disability income protection. The agency helps clients secure coverage that replaces a portion of lost wages if illness or injury prevents them from working. Policies are tailored to individual occupations and income levels. This agent also assists with integrating disability insurance into broader financial planning for local residents and companies. The agency’s service area additionally extends to the neighboring Minneapolis metro communities.
Smart Stop Brokers serves the St Louis Park, Minnesota area and its surrounding communities, handling disability insurance policies for local residents and workers. The company helps clients protect their income by offering guidance on coverage options that provide financial support if an illness or injury prevents them from working. An agent meets with each individual to review their specific employment situation and financial needs, then recommends appropriate plan choices. The typical job starts with a thorough consultation about the client's occupation and current coverage gaps.
South Lake Agency Insurance Brokers - Saint Louis Park in St. Louis Park, MN, distinguishes between one-time policy evaluations and recurring coverage adjustments for clients with evolving needs. A disability insurance agent in this area assists professionals and self-employed individuals in securing income protection against illness or injury. Services run on a one-time basis for initial policy placement, scheduled for annual review meetings, and as-needed for claims support or policy changes.
One Stop Insurance in St Louis Park, MN specializes in helping individuals secure disability income protection policies to replace lost earnings during illness or injury. The agency also guides clients through the process of comparing plan options and navigating employer-offered coverage. Choosing the right waiting period and benefit amount can feel overwhelming, but this firm explains how each choice affects premiums and long-term security. As tax season approaches, it assists self-employed professionals in understanding how disability premiums may be deducted as a legitimate business expense.
As winter approaches in St Louis Park, many workers worry about how an unexpected injury or illness would affect their income. Wise Choice Insurance Services Inc responds with personalized disability insurance agent consultations, helping local professionals explore policies that protect earnings during recovery. Their team guides clients through policy options, explaining replacement ratios and waiting periods. A first meeting typically includes a thorough review of the client's employment benefits and monthly budget, followed by a simple initial-assessment step that identifies coverage gaps.
Midwest Secure Retirement guides clients through the process of securing financial protection against income loss due to illness or injury. As a disability insurance agent serving the St. Louis Park, Minnesota area, it helps individuals evaluate policies that replace a portion of their earnings when they cannot work. The firm focuses on tailoring these coverage options to meet different professional needs. Its services are available for those working in offices, warehouses, and food service environments.
Patrick Lilly Insurance Agency serves residents of St Louis Park, Minnesota, with disability insurance policies designed to protect personal income. The agency also offers commercial disability coverage for local businesses seeking to safeguard their operations. Service extends throughout the greater Minneapolis metropolitan area. Each client consultation includes a detailed review of policy options tailored to individual needs. The agency provides ongoing support, helping clients adjust their coverage between regular visits as life or business circumstances change.
MediChoice Insurance Agency, based in St Louis Park, MN, is known for guiding clients through the disability insurance process to protect their income. The agency assists individuals and professionals in this area by explaining policy options and helping to match coverage with personal financial needs and occupational risks. Services typically include evaluating existing plans and comparing new policies from multiple carriers. A common specialty offered is securing long-term disability coverage for self-employed workers and small business owners.
What Does a a Disability Insurance Agent in St Louis Park Cost?
Disability insurance agents in Minnesota typically earn commissions paid by the insurance company, so you may not pay a direct fee. For individual policies, premiums range from 1% to 3% of your annual income. Policy costs vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in St Louis Park
A disability insurance agent in St Louis Park, Minnesota can help you understand your policy and file a claim. Minnesota law requires insurers to respond to claims within 45 days under Minn. Stat. 62A.04. Local agents know the specific rules for group and individual disability plans.
Frequently Asked Questions
What does a disability insurance agent in St Louis Park do?
An agent helps you choose a disability policy, file claims, and appeal denials. They explain policy terms and guide you through the Minnesota Department of Commerce complaint process if needed.
How long do I have to file a disability claim in Minnesota?
Minnesota law does not set a specific deadline for filing, but most policies require prompt notice. You should check your policy for time limits, often 30 to 90 days after the disability starts.
Can a disability insurance agent help with an ERISA claim in St Louis Park?
Yes, many group disability plans are governed by ERISA. An agent can explain the federal appeal deadlines and help you gather medical evidence for the administrative review.
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