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Find Flood Insurance Agents Near You in Athens, AL
Compare flood insurance agents in Athens. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Athens, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 19 flood insurance agents in Athens, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Pepper, Johnstone & Company
122 Market St W, Athens, AL 35611
(256) 232-7818
pjcoinsurance.com
iPROTECT Insurance & Financial Services, Inc.
1114 US-31 Suite E, Athens, AL 35611
(256) 444-2041
iprotectinsurance.com
Brody Jackson - State Farm Insurance Agent
885 US-72 Ste A, Athens, AL 35611
(256) 998-5577
brodyjacksoninsurance.com
Brian King - State Farm Insurance Agent
1785 US Hwy 72 E STE A, Athens, AL 35613
(256) 771-2001
briankingagency.com
Nationwide Insurance: Jon Peters Insurance Agency, Inc.
1111 US Hwy 72 E, Athens, AL 35611
(256) 232-7200
jpiagency.com
Highstreet Kilgro Insurance Agency
707 US-31 Ste F, Athens, AL 35611
(256) 232-5241
kilgroinsurance.com
Lance Bledsoe: Allstate Insurance
617 Hobbs St E, Athens, AL 35611
(256) 233-2377
agents.allstate.com
Brad Tank: Allstate Insurance
1785 US Hwy 72 E Ste C, Athens, AL 35611
(256) 771-7540
agents.allstate.com
Farmers Insurance - Toni Griffin
707 Hobbs St E Ste C, Athens, AL 35611
(256) 262-9286
agents.farmers.com
Alfa Insurance
22380 US-72, Athens, AL 35613
(256) 232-2898
alfainsurance.com
Alfa Insurance - Johnson & Looney Agency
524 US Hwy 72 W, Athens, AL 35611
(256) 232-1340
alfainsurance.com
Alfa Insurance - Thomas-Jones Agency
129 US-31, Athens, AL 35611
(256) 233-1616
alfainsurance.com
Martin & Hubbs Inc
102 Market St W, Athens, AL 35611
(256) 232-0505
martinandhubbs.com
Anchor Sure Insurance Co.
171 US-31, Athens, AL 35611
(256) 208-5257
Richardson & Deemer Insurance
107 W Washington St, Athens, AL 35611
(256) 232-3310
richardsonanddeemer.com
Secure Bridge Insurance Agency
1031b US Hwy 72 E, Athens, AL 35611
(205) 433-5065
Zach Conlon Insurance
103 S Clinton St, Athens, AL 35611
(256) 444-1002
zciathens.com
Jody Griffin Insurance
707 Hobbs St E, Athens, AL 35611
(256) 262-7815
jodygriffininsurance.com
TWFG Chance Insurance
201 W Green St Suite A, Athens, AL 35611
(256) 232-2400
agentpages.twfg.com
Flood insurance agents in Athens, Alabama help property owners secure coverage through the National Flood Insurance Program or private insurers. Alabama law does not require flood insurance for most properties, but mortgage lenders often mandate it for homes in high-risk flood zones. Agents in Athens can explain local flood maps and assist with policy selection for homes and businesses.
What Does a Flood Insurance Agent in Athens Cost?
Flood insurance costs in Alabama vary based on flood zone risk, property elevation, and coverage amount. For an NFIP policy in Athens, annual premiums can range from around 700 dollars for low-risk zones to over 2,000 dollars for high-risk areas. Private insurers may offer different rates. Deductibles and building age also affect price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Athens Alabama?
Flood insurance is not required by Alabama state law for most properties. However, if your home is in a Special Flood Hazard Area as shown on FEMA flood maps, your mortgage lender will likely require it. An agent can check your property's flood zone status.
What does a flood insurance policy in Alabama cover?
A standard flood insurance policy covers structural damage to your building and damage to personal belongings up to policy limits. It does not cover temporary housing costs or property outside the insured building. An agent can explain coverage details for Athens properties.
How long does it take to get flood insurance in Alabama?
There is typically a 30-day waiting period after purchase before flood insurance coverage begins. This applies to both NFIP and most private policies. Exceptions exist for loans closing on a property purchase. Plan ahead to avoid gaps in coverage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Alabama.