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HomeFlood Insurance AgentsAlabama › Gadsden

Find Flood Insurance Agents Near You in Gadsden, AL

Browse flood insurance agents serving Gadsden, Alabama. Updated 2026-07-14.

The top-rated flood insurance agent in Gadsden, Alabama is Kerry Wilson Insurance, rated 4.4 stars across 317 reviews. Other highly rated options include Mike Alfred - State Farm Insurance Agent, Alabama Insurance Agency: Rodocker Agency, Kris Posey Agency LLC. This directory lists 19 flood insurance agents serving Gadsden.

Showing 19 flood insurance agents in Gadsden, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kerry Wilson Insurance434 Broad St(256) 546-2811
2Mike Alfred - State Farm Insurance Agent801 Rainbow Dr(256) 547-7588
3Alabama Insurance Agency: Rodocker Agency1611 Rainbow Dr(256) 439-3037
4Kris Posey Agency LLC948 Forrest Ave(256) 344-2253
5Jeffery Bellew: Allstate Insurance1906 Rainbow Dr(256) 547-4211
6Ford Insurance Agency1957 Rainbow Dr(256) 413-7611
7Jazmin Lopez Agency , Llc758 Forrest Ave(256) 467-3940
8Gadsden Insurance Services800 S 4th St(256) 546-8006
9Insurance Solutions Group, LLC418 Chestnut St(256) 543-2900
10Aligned Insurance Agency - Gadsden2100 Club Dr #250(256) 312-8862
KW
434 Broad St
Kerry Wilson Insurance
Flood Insurance Agent · Gadsden, AL

Kerry Wilson Insurance serves the Gadsden, Alabama metro area as a local flood insurance agent. It helps homeowners and business owners secure coverage for flood damage, a vital protection in a region prone to heavy rainfall and river overflow. Policies are designed to safeguard property and belongings against the financial impact of rising waters. This agency specifically handles obtaining National Flood Insurance Program policies and offering private supplemental flood insurance plans.

MA
801 Rainbow Dr
Mike Alfred - State Farm Insurance Agent
Flood Insurance Agent · Gadsden, AL

Mike Alfred - State Farm Insurance Agent provides flood insurance policies and guidance for property owners in Gadsden, Alabama. Flexible coverage options are available to help protect against flood damage, with regular policy reviews to adjust limits as needed. The agent assists with claims filing and ensures clients understand their flood risk and coverage details. Services are available for single-family homes, apartments, retail spaces, and restaurants.

AI
1611 Rainbow Dr
Alabama Insurance Agency: Rodocker Agency
Flood Insurance Agent · Gadsden, AL

Serving Gadsden, Alabama, and the surrounding communities in Etowah County, Alabama Insurance Agency: Rodocker Agency handles residential and commercial flood insurance needs. The agency assists property owners in navigating federal flood program requirements and private market exclusions. It focuses on matching coverage levels to specific property risks and local flood zone classifications. To manage a typical job, this agent performs a detailed property elevation review and policy comparison to secure appropriate flood protection for each client.

KP
948 Forrest Ave
Kris Posey Agency LLC
Flood Insurance Agent · Gadsden, AL

In Gadsden, AL, many clients seek one-time flood zone determinations, especially during property transactions, while others need recurring annual policy updates and re-checks. Kris Posey Agency LLC offers both approaches, customizing coverage advice based on local flood maps and elevation data. This ensures residents understand their specific FEMA-designated risk levels before selecting a policy. Services run strictly on an as-needed basis, triggered by property purchase, refinancing, or changes to local flood zone designations for existing homeowners.

JB
1906 Rainbow Dr
Jeffery Bellew: Allstate Insurance
Flood Insurance Agent · Gadsden, AL

Homeowners, businesses, and property managers in Gadsden rely on Jeffery Bellew: Allstate Insurance to secure flood insurance coverage that protects against water damage from storms and rising waterways. The agency navigates policy options to help clients understand what their standard homeowners plan does not cover. It serves the broader Etowah County area, including communities such as Rainbow City and Attalla.

FI
1957 Rainbow Dr
Ford Insurance Agency
Flood Insurance Agent · Gadsden, AL

Ford Insurance Agency specializes in flood insurance coverage tailored to properties in Gadsden, AL, addressing both structural and content protection. Its agency work includes policy evaluation, risk assessment specific to local flood zones, and claims assistance for residential and commercial clients. Living near the Coosa River and its tributaries increases seasonal flood risk during heavy spring rains and hurricane season, making proactive coverage essential. The agency helps property owners secure policies before these weather events develop, ensuring they are protected when water levels rise.

JL
758 Forrest Ave
Jazmin Lopez Agency , Llc
Flood Insurance Agent · Gadsden, AL

When spring storms threaten the Coosa River basin and flash floods become a recurring concern in Gadsden, property owners often seek reliable guidance for insurance protection. Jazmin Lopez Agency, Llc provides flood insurance agent services to help residents understand federal program policies and secure appropriate coverage for their homes or businesses. Drawing on general knowledge of local flood zones and elevation requirements, the agency assists clients in navigating standard waiting periods and policy limits. The process begins with a thorough property inspection to assess site-specific flood risks and structural vulnerabilities.

GI
800 S 4th St
Gadsden Insurance Services
Flood Insurance Agent · Gadsden, AL

Gadsden Insurance Services provides property and casualty coverage for residential and commercial clients in Gadsden, Alabama. As a flood insurance agent, it specializes in securing policies that protect against water damage from storms and rising waters, filling gaps often found in standard homeowners plans. Its work includes advising property owners on coverage limits required by lenders or local flood zones. The company can serve a range of commercial sectors, including offices, warehouses, and food service establishments.

IS
418 Chestnut St
Insurance Solutions Group, LLC
Flood Insurance Agent · Gadsden, AL

Insurance Solutions Group, LLC arranges residential flood insurance for property owners in Gadsden, AL, offering policies that protect homes against rising water damage. The agency also provides commercial flood insurance for local businesses that require coverage for their buildings and contents. Working throughout the Gadsden area, the team helps clients select appropriate policy limits during initial consultations. Clients often contact the agency again after a seasonal flooding event to review and adjust their coverage levels before the next storm season begins.

AI
2100 Club Dr #250
Aligned Insurance Agency - Gadsden
Flood Insurance Agent · Gadsden, AL
RJ
301 S 5th St
Randy Jones & Associates
Flood Insurance Agent · Gadsden, AL
(256) 543-9594
leavitt.com/randyjones
SC
107 S 5th St
Shield Cover Insurance
Flood Insurance Agent · Gadsden, AL
(256) 202-5202
IF
309 Broad St 2nd floor
Insurance Facilities
Flood Insurance Agent · Gadsden, AL
(256) 549-1716
askif.com
ID
933 3rd Ave
Insure Defend Insurance
Flood Insurance Agent · Gadsden, AL
(256) 625-5827
DP
1950 Rainbow Dr
Defend Pro Insurance
Flood Insurance Agent · Gadsden, AL
(256) 294-1180
SS
300 S 5th St
Safe Sure Insurance Co
Flood Insurance Agent · Gadsden, AL
(256) 343-0510
SC
500 Broad St
Secure Care Insurance
Flood Insurance Agent · Gadsden, AL
(256) 343-0048
IO
230 Camden Cove Ln
Insure One Insurance Co
Flood Insurance Agent · Gadsden, AL
(256) 414-2628
insureone.com
FI
227 S 3rd St
Farmers Insurace - Brent Elliott
Flood Insurance Agent · Gadsden, AL
(256) 278-2057
facebook.com/profile.php

What Does a a Flood Insurance Agent in Gadsden Cost?

Typical flood insurance costs in Alabama range from 500 to 2,500 per year for a standard home policy. Premiums depend on flood zone elevation building characteristics and coverage amount. Properties in high-risk zones in Gadsden may pay more while those in moderate-risk areas pay less. This is general information and not insurance advice.

About flood insurance agents in Gadsden

Flood insurance agents in Gadsden Alabama help property owners secure coverage through the National Flood Insurance Program or private insurers. Alabama law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Local agents understand Gadsdens floodplain maps and can guide you through the 30-day waiting period before coverage takes effect.

Frequently Asked Questions

What does a flood insurance agent in Gadsden do?

A flood insurance agent in Gadsden helps you assess your flood risk and choose a policy that meets your needs. They explain coverage limits deductibles and the difference between building and contents coverage. They also assist with filing claims and understanding Alabama flood zone designations.

Is flood insurance required in Gadsden Alabama?

Flood insurance is required for properties in Special Flood Hazard Areas if the mortgage is from a federally regulated lender. Even outside high-risk zones many homeowners choose coverage because Gadsden experiences heavy rainfall and flash flooding. Alabama law does not mandate flood insurance for all properties but lenders often do.

How long does it take to get flood insurance in Gadsden?

Most flood insurance policies have a 30-day waiting period before coverage begins. This applies to both NFIP and private policies in Alabama. Exceptions exist for loans closing on a property or for map changes so plan ahead to avoid gaps in coverage.

Flood Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.