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Find Flood Insurance Agents Near You in Huntsville, AL
Compare flood insurance agents in Huntsville. Review contact information and insurance categorys before you decide.
17 agents listed
Updated May 2026
Huntsville, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 17 flood insurance agents in Huntsville, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rocket City Insurance Group
4040 Balmoral Dr SW, Huntsville, AL 35801
(256) 885-1885
rocketcityinsurance.com
Lauren Battle: Allstate Insurance
900 SW Merchants Walk Ste A, Huntsville, AL 35801
(256) 408-3897
lankfordbattleagency.com
Tim Roberts State Farm Insurance Agency
303 Williams Ave SW Suite 1221, Huntsville, AL 35801
(256) 533-3431
timrobertsagency.com
Budget Insurance Agency
1505 Pulaski Pike NW, Huntsville, AL 35816
(256) 536-6570
budgetinsurancehuntsville.com
American Insurance Agency
3013 Bob Wallace Ave SW, Huntsville, AL 35805
(256) 539-1985
americaninsurance.net
iPROTECT Insurance & Financial Service, Inc.
303 Williams Ave SW #521, Huntsville, AL 35801
(256) 325-3722
iprotectinsurance.com
Redstone Insurance Services
3309 Memorial Pkwy SW Suite 203, Huntsville, AL 35801
(256) 722-8301
redstoneinsurance.org
JLG Insurance Services LLC
7500 Memorial Pkwy SW Suite 215K, Huntsville, AL 35802
(256) 270-1414
jlgins.com
Hundley Batts & Associates Insurance Agency
225 Spragins St NW UNIT B, Huntsville, AL 35801
(256) 533-6200
Goosehead Insurance - Ricky Phillips Agency
Lincoln Mills Building #1, 1300 Meridian St N Suite 200a, Huntsville, AL 35801
(256) 269-4533
alabamagoose.com
Burkett & Associates Insurance Agency, Inc
2400 Bob Wallace Ave SW STE 206, Huntsville, AL 35805
(256) 704-7400
burkettinsurance.com
Adcock & Frazier Insurance Inc
703 Halsey Ave NE, Huntsville, AL 35801
(256) 534-4567
adcockfrazierins.com
Southern Insurance Professionals
7 Town Center Dr NW UNIT 302, Huntsville, AL 35806
Flood insurance agents in Huntsville Alabama help property owners secure coverage through the National Flood Insurance Program or private carriers. Huntsville sits in a region with designated flood zones along the Tennessee River and its tributaries. Alabama law does not require flood insurance for all properties but mortgage lenders often mandate it for homes in Special Flood Hazard Areas.
What Does a Flood Insurance Agent in Huntsville Cost?
Flood insurance costs in Alabama vary based on flood zone risk property elevation and coverage amount. Typical NFIP premiums range from 500 to 3000 per year for a standard home. Private flood insurance may cost more or less depending on the carrier and risk factors. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Huntsville Alabama?
Alabama law does not require flood insurance for all properties. However if your home is in a Special Flood Hazard Area identified by FEMA your lender will likely require it. Even outside high-risk zones flood damage is possible so many agents recommend a policy.
How do I choose a flood insurance agent in Huntsville?
Look for an agent licensed in Alabama who has experience with NFIP policies and private flood insurance. Ask about their knowledge of local flood maps and the elevation certificate process. A good agent can help you compare coverage options and premiums.
What is the waiting period for flood insurance in Alabama?
NFIP policies have a standard 30-day waiting period before coverage begins. This applies in Alabama and across the country. Some private insurers offer shorter waiting periods but you should plan ahead and not wait until a storm is forecast.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Alabama.