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Find Flood Insurance Agents Near You in Florence, AL
Directory of flood insurance agents in Florence, Alabama. Verify credentials with the state department of insurance before hiring.
18 agents listed
Updated May 2026
Florence, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 18 flood insurance agents in Florence, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Mark Holley
464 E Tennessee St, Florence, AL 35630
(256) 767-5555
agents.farmers.com
Alfa Insurance - The Oakley Agency
4731 Chisholm Rd, Florence, AL 35630
(256) 754-7100
theoakleyagencyins.com
B.J. Brewer: Allstate Insurance
1705 Darby Dr B, Florence, AL 35630
(256) 718-1666
agents.allstate.com
Garrett Batson - State Farm Insurance Agent
659 Cox Creek Pkwy Suite E, Florence, AL 35630
(256) 764-2285
garrettbatsonsf.com
Southern States Insurance
104 S Pine St, Florence, AL 35630
(256) 765-0030
Hicks & Associates
1801 N Wood Ave, Florence, AL 35630
(256) 766-6000
hicks-ins.com
Grier Insurance
103 E Tennessee St, Florence, AL 35630
(256) 766-2222
grierinsurance.com
SOS Insurance Agency
1905 Florence Blvd a, Florence, AL 35630
(256) 284-7148
sosinsuranceagencies.com
Michael Noe - Nationwide Insurance
115 E Mobile St, Florence, AL 35630
(256) 767-4237
noeins.com
Lance Hendrix Agency
3368 Cloverdale Rd, Florence, AL 35633
(256) 320-7446
lancehendrixagency.com
McBride Benefit Solutions
407 S Court St, Florence, AL 35630
(256) 767-2703
mcbridebenefits.com
JD Byars - State Farm Insurance Agent
3001 Cloverdale Rd # A, Florence, AL 35633
(256) 263-4312
jdbyarsinsurance.com
Well Sure Insurance Alabama
1623 Darby Dr, Florence, AL 35630
(205) 302-7572
Life Guard Insurance AL
2628 Hough Rd, Florence, AL 35630
(251) 202-3363
William Phillips Insurance Agency
2624 Hough Rd, Florence, AL 35630
(256) 436-8631
wpagency.org
FS Insurance Services LLC dba Your Insurance Solution
102 S Pine St, Florence, AL 35630
(256) 764-1511
yisolution.com
Associated Insurors, Inc.
121 Yorkshire Cir, Florence, AL 35630
(256) 766-7777
aii2000.com
Henninger Johnson & Layton Insurance Agency
110 W Tennessee St, Florence, AL 35630
(256) 764-8682
hjlinsurance.com
Flood insurance agents in Florence, Alabama help property owners secure coverage through the National Flood Insurance Program or private insurers. Because Florence lies near the Tennessee River and Pickwick Lake, many homes fall in high-risk flood zones. Alabama law requires flood insurance for properties with federally backed mortgages in Special Flood Hazard Areas.
What Does a Flood Insurance Agent in Florence Cost?
Flood insurance costs in Alabama vary by flood zone, elevation, and property value. For an NFIP policy in Florence, annual premiums typically range from 700 to 2,500 dollars for a standard home in a high-risk area. Private flood insurance may cost more or less depending on the risk assessment. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is flood insurance required by law in Florence Alabama?
Alabama law does not require flood insurance for all properties. However, if your home is in a Special Flood Hazard Area and you have a federally backed mortgage, your lender must require flood insurance under the Flood Disaster Protection Act.
What does a flood insurance agent in Florence do?
A flood insurance agent helps you assess your flood risk, choose a policy from the NFIP or a private carrier, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period before coverage begins.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Alabama.