Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 10 flood insurance agents in Homewood, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acceptance Insurance
191 W Valley Ave #116, Homewood, AL 35209
(205) 564-7093
locations.acceptance.com
Freeway Insurance
430 Green Springs Hwy #18, Homewood, AL 35209
(205) 304-1246
locations.freeway.com
Thomas Waters - State Farm Insurance Agent
3103 Independence Dr, Homewood, AL 35209
(205) 879-1988
thomaswaters.com
Stan Faulkner - State Farm Insurance Agent
1747 Oxmoor Rd, Homewood, AL 35209
(205) 870-5626
stanfaulkner.com
Matt Johnston - State Farm Insurance Agent
1701 Oxmoor Rd, Homewood, AL 35209
(205) 879-8887
matthewjohnstonsf.net
Tim Johns - State Farm Insurance Agent
1747 Oxmoor Rd, Homewood, AL 35209
(205) 870-8400
timjohnsinsurance.com
John Carlton: Allstate Insurance
109 Columbiana Rd, Homewood, AL 35209
(205) 983-6175
agents.allstate.com
Shane Cone: Allstate Insurance
832 Green Springs Hwy # 103, Homewood, AL 35209
(205) 941-1800
agents.allstate.com
JR King - State Farm Insurance Agent
1747 Oxmoor Rd Ste 141, Homewood, AL 35209
(205) 783-5090
insurewithking.com
Stewart Insurance Group/ Alabama Insurance Agency
1900 28th Ave S Suite 100 A, Homewood, AL 35209
(334) 339-7257
What Does a Flood Insurance Agent in Homewood Cost?
Flood insurance premiums in Alabama vary widely based on flood zone elevation and building characteristics. An NFIP policy for a single-family home in a low-risk zone might cost around 700 to 1000 dollars per year. In high-risk areas premiums can exceed 2000 dollars annually. Private flood insurance may offer lower rates for some properties. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Homewood Alabama?
Flood insurance is not required by Alabama state law for all properties. However if your home is in a FEMA-designated Special Flood Hazard Area your mortgage lender will typically require it. Many homeowners outside high-risk zones also choose coverage because flooding can occur anywhere.
How do I find a flood insurance agent in Homewood?
You can search for licensed insurance agents who offer flood policies through the National Flood Insurance Program or private carriers. The Alabama Department of Insurance website has a license lookup tool to verify an agent is active and in good standing. Local real estate agents and mortgage brokers often have referrals.